The First National Bank in Cimarron

Headquarters: Cimarron, Kansas
Charter: Bank
Assets: $143.5M
Fed district: Kansas City

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $8.50, the middle of its prices
The First National Bank in Cimarron: $5 to $10
The First National Bank in Cimarron: $5 to $10
U.S. median: no median
Overdraft (OD)
The First National Bank in Cimarron: $25
The First National Bank in Cimarron: $25
U.S. median: no median
NSF / Returned Item
The First National Bank in Cimarron: $25
The First National Bank in Cimarron: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank in Cimarron’s own schedules, with a source for each figure.

Account Maintenance

Monthly Maintenance (audience not stated, treated as personal)$5
per month
Monthly Maintenance$8.50
per month
NOW Account Monthly fee$10
per month
Dormant Savings Accounts$15
per month
Reconcile Bank Statement, per hour$20
Not compared: Charged per hour; comparison unavailable
per hour
Research, per hour charge$20
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft per item presentment attempt$25
per item
Nonsufficient Funds (NSF) per item presentment attempt$25
per item
Continuous Negative Balance Fee every 7 consecutive business days overdrawn$10

ATM & Card

Replacement Fee for Debit Card$5
Rush Card Order$50

Wire Transfers

Outgoing Wire, customer$20
Outgoing Wire, non-customer$30
Wires, Incoming, customer$5
Wires, Incoming, non-customer$10
International Wire$60

Check Services

Cashier’s Checks$4
Money Orders$3
Stop Payments$25

Cash & Deposit

Return Deposit Items$5

Account Services

Drilling a lock$250
Not compared: Box drilling or key fee
Lost Key Fee$50
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$55
Safe Deposit Box 2x5$12
Safe Deposit Box 3x10$25
Safe Deposit Box 3x5$15
Safe Deposit Box 4x5$18
Safe Deposit Box 5x10$30
Safe Deposit Box 5x5$20
Tax Levy / Garnishment Fee$50

Other Fees

Fax Service, Additional Page$1
Fax Service, First Page$5

Fee	Amount	Basis	Note
Account Maintenance
Monthly Maintenance (audience not stated, treated as personal)	$5	per month	None
Monthly Maintenance	$8.50	per month	None
NOW Account Monthly fee	$10	per month	None
Dormant Savings Accounts	$15	per month	None
Reconcile Bank Statement, per hour	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Research, per hour charge	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft per item presentment attempt	$25	per item	None
Nonsufficient Funds (NSF) per item presentment attempt	$25	per item	None
Continuous Negative Balance Fee every 7 consecutive business days overdrawn	$10	Not stated	None
ATM & Card
Replacement Fee for Debit Card	$5	Not stated	None
Rush Card Order	$50	Not stated	None
Wire Transfers
Outgoing Wire, customer	$20	Not stated	None
Outgoing Wire, non-customer	$30	Not stated	None
Wires, Incoming, customer	$5	Not stated	None
Wires, Incoming, non-customer	$10	Not stated	None
International Wire	$60	Not stated	None
Check Services
Cashier’s Checks	$4	Not stated	None
Money Orders	$3	Not stated	None
Stop Payments	$25	Not stated	None
Cash & Deposit
Return Deposit Items	$5	Not stated	None
Account Services
Drilling a lock	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key Fee	$50Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$55	Not stated	None
Safe Deposit Box 2x5	$12	Not stated	None
Safe Deposit Box 3x10	$25	Not stated	None
Safe Deposit Box 3x5	$15	Not stated	None
Safe Deposit Box 4x5	$18	Not stated	None
Safe Deposit Box 5x10	$30	Not stated	None
Safe Deposit Box 5x5	$20	Not stated	None
Tax Levy / Garnishment Fee	$50	Not stated	None
Other Fees
Fax Service, Additional Page	$1	Not stated	None
Fax Service, First Page	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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