Guaranty Bank Inc.

Headquarters: Williamson, West Virginia
Charter: Bank
Assets: $152.4M
Fed district: Richmond

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Regular Checking
Can be waived with a minimum daily balance of $1,000 or more.
Guaranty Bank Inc.: $10
Guaranty Bank Inc.: $10
U.S. median: no median
Overdraft (OD)
Guaranty Bank Inc.: $35
Guaranty Bank Inc.: $35
U.S. median: no median
Non-Network ATM
Guaranty Bank Inc.: $3
Guaranty Bank Inc.: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for West Virginia, the Richmond district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
West Virginia: Banks and credit unions headquartered in West Virginia that publish the fee.
Richmond district: Banks and credit unions headquartered in the Richmond Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Guaranty Bank Inc.’s own schedules, with a source for each figure.

Account Maintenance

Regular Checking Service charge$10
per month
Account closed within 90 days of opening$10
Dormant Savings Accounts$15
Not compared: Annual charge, not monthly
per year
Account balancing assistance$20
Not compared: Charged per statement; comparison unavailable
per statement · Account balancing assistance | $20.00/statement
Account research ($25 Minimum Charge)$25
Not compared: Charged per hour; comparison unavailable
per hour
Monthly/ Periodic Paper Statement$2
per month

Overdraft & NSF

Overdraft (each item paid)$35
per item
Overdraft Protection ( Automatic Transfers) between accounts$10
per item

ATM & Card

Foreign ATM transaction$3
Replace ATM /Debit Card$10

Check Services

Cashier's check$6
Stop payment - all types of items$35
Counter check$1
per item

Cash & Deposit

Deposited checks returned unpaid$10
per item

Account Services

Safe Deposit Box 10" x 10"$20
per year

Other Fees

Fax (received or sent)$1
Not compared: Charged per page; comparison unavailable
per page · Fax (received or sent) | $1.00/page
Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page · Photocopies | $0.25/page

Fee	Amount	Basis	Note
Account Maintenance
Regular Checking Service charge	$10	per month	None
Account closed within 90 days of opening	$10	Not stated	None
Dormant Savings Accounts	$15Not compared: Annual charge, not monthly	per year	None
Account balancing assistance	$20Not compared: Charged per statement; comparison unavailable	per statement	Account balancing assistance \| $20.00/statement
Account research ($25 Minimum Charge)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly/ Periodic Paper Statement	$2	per month	None
Overdraft & NSF
Overdraft (each item paid)	$35	per item	None
Overdraft Protection ( Automatic Transfers) between accounts	$10	per item	None
ATM & Card
Foreign ATM transaction	$3	Not stated	None
Replace ATM /Debit Card	$10	Not stated	None
Check Services
Cashier's check	$6	Not stated	None
Stop payment - all types of items	$35	Not stated	None
Counter check	$1	per item	None
Cash & Deposit
Deposited checks returned unpaid	$10	per item	None
Account Services
Safe Deposit Box 10" x 10"	$20	per year	None
Other Fees
Fax (received or sent)	$1Not compared: Charged per page; comparison unavailable	per page	Fax (received or sent) \| $1.00/page
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	Photocopies \| $0.25/page

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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