Fowler State Bank

Headquarters: Fowler, Colorado
Charter: Bank
Assets: $154.5M
Fed district: Kansas City

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Time Account
Fowler State Bank: $7.50
Fowler State Bank: $7.50
U.S. median: no median
Overdraft (OD)
Fowler State Bank: $25
Fowler State Bank: $25
U.S. median: no median
NSF / Returned Item
Fowler State Bank: $25
Fowler State Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Colorado, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Colorado: Banks and credit unions headquartered in Colorado that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Fowler State Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge$7.50
per month
Dormant Account Fee$5
per month
Account Research for checks$5
per item

Overdraft & NSF

Overdraft Fee$25
NSF Fee$25
Continuous Overdraft Fee$5
Overdraft ProtectionNo charge

Wire Transfers

Outgoing Wire: Domestic$25
per item
Wire Transfer: International$50
per item

Check Services

Cashier’s Checks: If taken in person$3
per item
Money Orders: If taken in person$3
per item
Stop Payment Order$25
Check Cashing Fee (Non-Customer)$5
per item
Collection Item: Incoming$20
per item

Account Services

Notary Services: CustomerNo charge
Notary Services: Non Customer$5
per item
2×5 Box Rental$20
per year
3×10 Box Rental$25
per year
3×5 Box Rental$21
per year
4×5 Box Rental$22
per year
5×10 Box Rental$30
per year
5×5 Box Rental$23
per year
Drilling of Box$350
Not compared: Box drilling or key fee
per item
Duplicate Key$35
Not compared: Box drilling or key fee
per item
Writ of Garnishment$50

Other Fees

Fax & Copy Service: Over 5 pages$1
per item
Photocopy Charge$0.25
Not compared: Charged per page; comparison unavailable
per page · Photocopy Charge: $0.25/page
Reproduction of statements and checks$20
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge	$7.50	per month	None
Dormant Account Fee	$5	per month	None
Account Research for checks	$5	per item	None
Overdraft & NSF
Overdraft Fee	$25	Not stated	None
NSF Fee	$25	Not stated	None
Continuous Overdraft Fee	$5	Not stated	None
Overdraft Protection	No charge	Not stated	None
Wire Transfers
Outgoing Wire: Domestic	$25	per item	None
Wire Transfer: International	$50	per item	None
Check Services
Cashier’s Checks: If taken in person	$3	per item	None
Money Orders: If taken in person	$3	per item	None
Stop Payment Order	$25	Not stated	None
Check Cashing Fee (Non-Customer)	$5	per item	None
Collection Item: Incoming	$20	per item	None
Account Services
Notary Services: Customer	No charge	Not stated	None
Notary Services: Non Customer	$5	per item	None
2×5 Box Rental	$20	per year	None
3×10 Box Rental	$25	per year	None
3×5 Box Rental	$21	per year	None
4×5 Box Rental	$22	per year	None
5×10 Box Rental	$30	per year	None
5×5 Box Rental	$23	per year	None
Drilling of Box	$350Not compared: Box drilling or key fee	per item	None
Duplicate Key	$35Not compared: Box drilling or key fee	per item	None
Writ of Garnishment	$50	Not stated	None
Other Fees
Fax & Copy Service: Over 5 pages	$1	per item	None
Photocopy Charge	$0.25Not compared: Charged per page; comparison unavailable	per page	Photocopy Charge: $0.25/page
Reproduction of statements and checks	$20	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Fowler State Bank's monthly maintenance changes in our data

We check once a day and send one email covering every change.