Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Fowler State Bank

Fowler, ColoradoBankKansas City Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Research for checks$5Below the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=account_research; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Account Research for checks: $5.00/each research request" · Source

Dormant Account Fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=dormant_account; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Dormant Account Fee: $5.00/month" · Source

Overdraft & NSFVerified

Continuous Overdraft Fee$5Within the typical range ($5–$25 nationally)
$1 below the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=continuous_od; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Continuous Overdraft Fee: $5.00/day beginning on 5th business day" · Source
NSF Fee$25Within the typical range ($25–$32 nationally)
$4 below the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=nsf; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="NSF Fee: $25.00" · Source
Overdraft Fee$25Within the typical range ($20–$30 nationally)
$3 below the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=overdraft; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Overdraft Fee: $25.00" · Source

Wire TransfersVerified

Outgoing Wire: Domestic$25Within the typical range ($20–$25 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=wire_domestic_outgoing; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Outgoing Wire: Domestic – $25.00/each" · Source

Check ServicesVerified

Check Cashing Fee (Non-Customer)$5Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=check_cashing; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Check Cashing Fee (Non-Customer): $5.00/each" · Source
Stop Payment Order$25Within the typical range ($20–$30 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=stop_payment; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Stop Payment Order: $25.00" · Source

Account ServicesVerified

Writ of Garnishment$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=garnishment_levy; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Writ of Garnishment: $50.00" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Research for checks	$5Below the typical range ($15–$25 nationally)	$15 below the national median	—	Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=account_research; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Account Research for checks: $5.00/each research request"	Source
Dormant Account Fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=dormant_account; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Dormant Account Fee: $5.00/month"	Source
Overdraft & NSFVerified
Continuous Overdraft Fee	$5Within the typical range ($5–$25 nationally)	$1 below the national median	—	Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=continuous_od; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Continuous Overdraft Fee: $5.00/day beginning on 5th business day"	Source
NSF Fee
Wire TransfersVerified
Outgoing Wire: Domestic	$25Within the typical range ($20–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=wire_domestic_outgoing; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Outgoing Wire: Domestic – $25.00/each"	Source
Check ServicesVerified
Check Cashing Fee (Non-Customer)	$5Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=check_cashing; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Check Cashing Fee (Non-Customer): $5.00/each"	Source
Stop Payment Order
Account ServicesVerified
Writ of Garnishment	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #2823. canonical_hint=garnishment_levy; text_hash=15abbb2870a71e037f2747e0247370abe1f206bb1638a12b1e6c73b3525056e5; excerpt="Writ of Garnishment: $50.00"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

11% below the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$154.5M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$154.5M

Total deposits

$123.8M

Service charge income

$58K

Fee income ratio

3.5%

Return on assets

1.73%

Branches

Service charge income by quarter

Q2 2026$58K

Q1 2026$48K

Q4 2025$64K

Q3 2025$55K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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