Bridge Community Bank

Headquarters: Mount Vernon, Iowa
Charter: Bank
Assets: $141.1M
Fed district: Chicago

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 15, 2026

How these figures are measured

Call-report figures are for Bridge Community Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCON2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	Bridge Community Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 15, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: Bridge Community Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $71K in Q2 2026, 34% below the same quarter a year earlier ($108K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic $8 · N.O.W $10
Compared at $9, the middle of its prices
Bridge Community Bank: $8 to $10
Bridge Community Bank: $8 to $10
U.S. median: no median
Overdraft (OD)
Bridge Community Bank: $20
Bridge Community Bank: $20
U.S. median: no median
NSF / Returned Item
Bridge Community Bank: $20
Bridge Community Bank: $20
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income was $71K in Q2 2026.

Service-charge income, Q2 2026

$71K

-$127KQ3 2025

$90KQ4 2025

$78KQ1 2026

$71KQ2 2026

Against the median

Bridge Community BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

Bridge Community Bank · $141M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$135M to $148M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Bridge Community Bank(this institution)	Mount Vernon, IA	$141M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Halls	Halls, TN	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Pensacola	Pensacola, FL	$147M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of Salem	Salem, MO	$147M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank Plus	Estherville, IA	$145M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Clay County Bank, Inc.	Clay, WV	$136M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Federated Bank	Onarga, IL	$140M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
First Bank and Trust of Memphis	Memphis, TX	$148M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
First State Bank	Belmond, IA	$142M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Jonesburg State Bank	Jonesburg, MO	$146M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Marion State Bank	Marion, TX	$142M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Millbury National Bank	Millbury, MA	$147M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
River Falls State Bank	River Falls, WI	$143M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Security Bank of Southwest Missouri	Cassville, MO	$147M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Security First National Bank of Hugo	Hugo, OK	$138M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Security State Bank	Iron River, WI	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Stoughton Co-operative Bank	Stoughton, MA	$135M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First National Bank in Cimarron	Cimarron, KS	$143M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The First State Bank of Rosemount	Rosemount, MN	$146M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Miners State Bank	Iron River, MI	$135M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
The Peoples Bank	Taylorsville, KY	$145M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Twin Valley Bank	West Alexandria, OH	$138M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Union Federal Savings and Loan Association	Kewanee, IL	$146M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Union State Bank	Winterset, IA	$136M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Vermilion Bank & Trust Company	Kaplan, LA	$145M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
West Plains Bank	Ainsworth, NE	$139M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 14 publish this fee(monthly maintenance)

11 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $2 (29%) above the median of similar-sized banks.

Compared at $9, the middle of its two prices, against a peer median of $7 among 14 publishing peers.

Its two checking prices are $8 and $10.

$9 is a comparison price, not a fee anyone is charged.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.

Monthly maintenance fee in dollars, one mark per institution

Bridge Community Bank: an account price on its scheduleIts comparison price, the middle of its prices: not a fee anyone is chargedPeer (equal prices stack)Peer medianInclude $20 outlierShown past the axis break, not to scale, so the rest of the set has room.

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for Bridge Community Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $71K
vs prior quarter: −$7K−9.0%; from Q1 2026
vs a year earlier: −$37K−34.3%; from Q2 2025
vs start of range: −$11K−13.4%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: Bridge Community Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$71K	−$7K	−9.0%
Q1 2026	$78K	−$12K	−13.3%
Q4 2025	$90K	+$217K
Q3 2025	-$127K	−$235K
Q2 2025	$108K	+$17K	+18.7%
Q1 2025	$91K	+$2K	+2.2%
Q4 2024	$89K	+$7K	+8.5%
Q3 2024	$82K	−$55K	−40.1%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from Bridge Community Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly Service Charge (Basic)$8
per month
Monthly Service Charge (N.O.W.)$10
per month
Service charge (account balance falls below $2,500.00)$10
per month
Service charge (balance falls below $1000.00)$10
per month
Service charge (balance falls below $1000.00)$10
per month
Early Account Closing (within 60 days of account opening)$25
Dormant charge (Free E-ssential account)$5
per month
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Item$20
NSF Item$20

Wire Transfers

Wire Transfer: Outgoing$15
per item
Wire Transfer: Incoming$10
per item
Wire Transfer: Foreign$45
per item

Check Services

Cashier’s Check$8
Money Orders$3
per item
Check Printing$3
Not compared: Charged per page; comparison unavailable
per page
Stop Payment (6 month)$25
Stop Payment Debit Card Transaction$35
Check Cashing: Non-Customer$5
Collection Items$25
per item

Cash & Deposit

Deposited Item Returned$10

Account Services

Notary Service$5
Drilling Fee$150
Not compared: Box drilling or key fee
Key Replacement$35
Not compared: Box drilling or key fee
per item
Late Fee$10
Not compared: Monthly charge, not annual
per month
Garnishments$55
Levies$55
Lien Subordination$100

Retirement & IRA

IRA Annual Fee-balances less than $1,000$50
per year
IRA External Transfer/Closing Fee (Educational IRA’s Excluded)$50

Other Fees

Statement Copies$6
Mortgage Loan Payoff Statement$30

Fee	Amount	Basis	Note
Account Maintenance
Monthly Service Charge (Basic)	$8	per month	None
Monthly Service Charge (N.O.W.)	$10	per month	None
Service charge (account balance falls below $2,500.00)	$10	per month	None
Service charge (balance falls below $1000.00)	$10	per month	None
Service charge (balance falls below $1000.00)	$10	per month	None
Early Account Closing (within 60 days of account opening)	$25	Not stated	None
Dormant charge (Free E-ssential account)	$5	per month	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Item	$20	Not stated	None
NSF Item	$20	Not stated	None
Wire Transfers
Wire Transfer: Outgoing	$15	per item	None
Wire Transfer: Incoming	$10	per item	None
Wire Transfer: Foreign	$45	per item	None
Check Services
Cashier’s Check	$8	Not stated	None
Money Orders	$3	per item	None
Check Printing	$3Not compared: Charged per page; comparison unavailable	per page	None
Stop Payment (6 month)	$25	Not stated	None
Stop Payment Debit Card Transaction	$35	Not stated	None
Check Cashing: Non-Customer	$5	Not stated	None
Collection Items	$25	per item	None
Cash & Deposit
Deposited Item Returned	$10	Not stated	None
Account Services
Notary Service	$5	Not stated	None
Drilling Fee	$150Not compared: Box drilling or key fee	Not stated	None
Key Replacement	$35Not compared: Box drilling or key fee	per item	None
Late Fee	$10Not compared: Monthly charge, not annual	per month	None
Garnishments	$55	Not stated	None
Levies	$55	Not stated	None
Lien Subordination	$100	Not stated	None
Retirement & IRA
IRA Annual Fee-balances less than $1,000	$50	per year	None
IRA External Transfer/Closing Fee (Educational IRA’s Excluded)	$50	Not stated	None
Other Fees
Statement Copies	$6	Not stated	None
Mortgage Loan Payoff Statement	$30	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where Bridge Community Bank operates, and what regulators and customers have on file.

Market position

In Cedar Rapids, IA, Bridge Community Bank holds 0.3% of bank deposits, #32 of 35, with 1 office.

Compare fees with the 28 Cedar Rapids, IA banks and credit unions in its home-metro peer set →

Offices in the metro

125 offices of 49 institutions shown.

Bridge Community BankOther banksCredit unions

Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).

Details

Source: FDIC Summary of Deposits (bank offices, June 30, 2026); NCUA credit union branch file (quarter ending June 30, 2026)
Area: Cedar Rapids, IA metro (FDIC metro code 16300), drawn from its counties
Coverage: Bank offices the FDIC places in the metro. Credit union offices in the cities those bank offices are in.
Asset band: Each institution's total assets as on file in our institution registry
Not drawn: 1 office has no coordinates on file

Share of bank deposits

As of June 30, 2026. FDIC-insured offices only; credit unions are not included.

1Cedar Rapids Bank and Trust Company22.1%
2U.S. Bank National Association11.8%
3Farmers State Bank10.3%
4Hills Bank and Trust Company8.5%
5Wells Fargo Bank, National Association8.0%
6Bankers Trust Company4.9%
7Ohnward Bank & Trust3.4%
8Citizens State Bank2.4%
32Bridge Community Bank0.3%

9 of 35 institutions shown. $8.8B in bank deposits in the metro.

Source: FDIC Summary of Deposits, as of June 30, 2026.

Details

Source: FDIC Summary of Deposits
Reporting date: June 30, 2026
Area: Cedar Rapids, IA metro (FDIC metro code 16300)
Coverage: Deposits booked at FDIC-insured bank and savings institution offices. Credit unions are not in the survey.
Calculation: An institution's deposits at its offices in the metro, divided by all surveyed deposits there. Ranked by deposits.

Position over time, 2010 to 2026

June 2026: 0.3% share, 1 office, #32 of 35

Deposit share

Offices

Rank (1 is largest)

Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.

Details

Source: FDIC Summary of Deposits, every survey year on file
Reporting dates: June 30 of each year, 2010 to 2026
Area: Cedar Rapids, IA metro as the FDIC coded each office that year; metro boundaries can change between years
Calculation: Same as the share chart, year by year. Offices counted at June 30. A merger moves the acquired offices to the buyer from that year on.

Credit unions, reported separately

33 offices of 14 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.

Source: NCUA branch file, quarter ending June 30, 2026.

Fee change alerts

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