The Sacramento Deposit Bank

Headquarters: Sacramento, Kentucky
Charter: Bank
Assets: $149.8M
Fed district: St. Louis

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
The Sacramento Deposit Bank: $30
The Sacramento Deposit Bank: $30
U.S. median: no median
Stop Payment
The Sacramento Deposit Bank: $30
The Sacramento Deposit Bank: $30
U.S. median: no median
Cashier's Check
The Sacramento Deposit Bank: $1.50
The Sacramento Deposit Bank: $1.50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kentucky, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kentucky: Banks and credit unions headquartered in Kentucky that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Sacramento Deposit Bank’s own schedules, with a source for each figure.

Account Maintenance

Dormant account fee (during any 12-month period with no activity)$1
per month
Account Research – per hour$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge / Returned Check Fee / Uncollected Funds Fee – per item$30
per item

Check Services

Cashier’s check$1.50
Stop Payment – per item$30
per item
Item sent for collection$5

Account Services

Levy/Garnishment (per occurence)$20
per item

Lending Fees

Mortgage Loan Origination Fee$550
UCC Filing$10
In-House Appraisal Fee$250

Vehicle & Title

Title Lien Statement Recording$22

Other Fees

Copy of statement$1
Fax machine usage – per page$1
per item
Consumer Loan Document Preparation Fee$200

Fee	Amount	Basis	Note
Account Maintenance
Dormant account fee (during any 12-month period with no activity)	$1	per month	None
Account Research – per hour	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge / Returned Check Fee / Uncollected Funds Fee – per item	$30	per item	None
Check Services
Cashier’s check	$1.50	Not stated	None
Stop Payment – per item	$30	per item	None
Item sent for collection	$5	Not stated	None
Account Services
Levy/Garnishment (per occurence)	$20	per item	None
Lending Fees
Mortgage Loan Origination Fee	$550	Not stated	None
UCC Filing	$10	Not stated	None
In-House Appraisal Fee	$250	Not stated	None
Vehicle & Title
Title Lien Statement Recording	$22	Not stated	None
Other Fees
Copy of statement	$1	Not stated	None
Fax machine usage – per page	$1	per item	None
Consumer Loan Document Preparation Fee	$200	Not stated	None

Correct a fee source

Nov 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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