Oakwood Bank

Headquarters: Pigeon Falls, Wisconsin
Charter: Bank
Assets: $156.4M
Fed district: Minneapolis

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Oakwood Bank: $35
Oakwood Bank: $35
U.S. median: no median
NSF / Returned Item
Oakwood Bank: $35
Oakwood Bank: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Oakwood Bank: $30
Oakwood Bank: $30
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Wisconsin, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Wisconsin: Banks and credit unions headquartered in Wisconsin that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Oakwood Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Reconciliation$35
Not compared: Charged per hour; comparison unavailable
per hour · Account Reconciliation • $35.00 per hour
Research Fee$50
Not compared: Charged per hour; comparison unavailable
per hour · Research Fee | • $50.00 per hour
Paper Statement Fee$5
Not compared: Charged per statement; comparison unavailable
per statement · Paper Statement Fee | • $5.00 per statement

Overdraft & NSF

Overdraft Fee Savings$35
per item · Overdraft Fee Savings • $140.00 Maximum. $35.00 per item
Insufficient Funds Return Item Charge$35
per item · Maximum $140. A returned item may be resubmitted; the NSF fee may apply each time an item is returned for insufficient available funds.
Overdraft Transfer Fee$5
Not compared: Daily charge, not per item
per day

ATM & Card

ATM/Debit Card Replacement$15
per item · ATM/Debit Card Replacement • $15.00 per card

Wire Transfers

Wire Transfer Outgoing$30
per item · Wire Transfer Outgoing • $30.00 per wire
Wire Transfer Incoming$15
per item

Check Services

Cashier’s Check$5
per item · Cashier’s Check • $5.00 per check
Stop Payment Fee$35
per item
Canadian Check Processing Fee$12
per item
Copy of canceled check image$5
Not compared: Charged per image; comparison unavailable
per image · Copy of canceled check image | • $5.00 per image

Cash & Deposit

Coin counting fee5%

Account Services

Replace Safe Deposit Box Key$50
Not compared: Box drilling or key fee
per item · Replace Safe Deposit Box Key | $50.00 per key (Plus Locksmith Fee if unable to locate both keys)
Court Orders, Levies, and Garnishments$50
per item

Other Fees

Fax Machine$1
Not compared: Charged per page; comparison unavailable
per page · Fax Machine • $1.00 per page
Photocopies$1
Not compared: Charged per page; comparison unavailable
per page · Photocopies • $1.00 per page

Fee	Amount	Basis	Note
Account Maintenance
Account Reconciliation	$35Not compared: Charged per hour; comparison unavailable	per hour	Account Reconciliation • $35.00 per hour
Research Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	Research Fee \| • $50.00 per hour
Paper Statement Fee	$5Not compared: Charged per statement; comparison unavailable	per statement	Paper Statement Fee \| • $5.00 per statement
Overdraft & NSF
Overdraft Fee Savings	$35	per item	Overdraft Fee Savings • $140.00 Maximum. $35.00 per item
Insufficient Funds Return Item Charge	$35	per item	Maximum $140. A returned item may be resubmitted; the NSF fee may apply each time an item is returned for insufficient available funds.
Overdraft Transfer Fee	$5Not compared: Daily charge, not per item	per day	None
ATM & Card
ATM/Debit Card Replacement	$15	per item	ATM/Debit Card Replacement • $15.00 per card
Wire Transfers
Wire Transfer Outgoing	$30	per item	Wire Transfer Outgoing • $30.00 per wire
Wire Transfer Incoming	$15	per item	None
Check Services
Cashier’s Check	$5	per item	Cashier’s Check • $5.00 per check
Stop Payment Fee	$35	per item	None
Canadian Check Processing Fee	$12	per item	None
Copy of canceled check image	$5Not compared: Charged per image; comparison unavailable	per image	Copy of canceled check image \| • $5.00 per image
Cash & Deposit
Coin counting fee	5%	Not stated	None
Account Services
Replace Safe Deposit Box Key	$50Not compared: Box drilling or key fee	per item	Replace Safe Deposit Box Key \| $50.00 per key (Plus Locksmith Fee if unable to locate both keys)
Court Orders, Levies, and Garnishments	$50	per item	None
Other Fees
Fax Machine	$1Not compared: Charged per page; comparison unavailable	per page	Fax Machine • $1.00 per page
Photocopies	$1Not compared: Charged per page; comparison unavailable	per page	Photocopies • $1.00 per page

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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