Fees from its schedule are under review and appear here once review is done.
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Total assets
Q1 2026, quarter end
FDIC call report data · Mar 31, 2026
Revenue
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge income
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge share of revenue
35th percentile; peer median 2.1%
FDIC call report data · Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for The First National Bank of Hugo at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,708 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q1 2026 Quarter ended Mar 31, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The First National Bank of Hugo's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Service-charge income by quarter
Q4 2023 to Q1 2026, standalone quarters
Service charges were 1.5% of revenue, below the 2.1% median of 1,708 banks with under $300M in assets (35th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $17K in Q1 2026, 15% below the same quarter a year earlier ($20K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The First National Bank of Hugo (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $17K | −$2K | −10.5% |
| Q4 2025 | $19K | $0 | 0.0% |
| Q3 2025 | $19K | +$3K | +18.8% |
| Q2 2025 | $16K | −$4K | −20.0% |
| Q1 2025 | $20K | $0 | 0.0% |
| Q4 2024 | $20K | −$1K | −4.8% |
| Q3 2024 | $21K | +$2K | +10.5% |
| Q2 2024 | $19K | −$1K | −5.0% |
Financial cohort: 1,782 banks with under $300M in assets filing for Q1 2026; 1,708 reported a share above 0% and are counted, The First National Bank of Hugo left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The First National Bank of Hugo by share.
They stay out of every comparison until review is done.
per item · per sweep for Leadville branch
per item · per item
per month
per item · for each transaction over 6 for Money Market Account
per item
per month · every quarter if balance falls below $150.00 for Regular Savings Account
per month · if average balance falls below $2,500.00 for Money Market Account
per month · if balance falls below $50 for Passbook Savings Account
per item · per item paid via check, in-person withdrawal, ATM withdrawal, or electronic means
per item · per item returned
per item · per item
per item · per sweep
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Automatic Sweep Fee (audience not stated, treated as personal) | $3 | per item | per sweep for Leadville branch |
| Deposit Item Return Fee (audience not stated, treated as personal) | $3 | per item | per item |
| Dormant Account Fee (audience not stated, treated as personal) | $5 | per month | None |
| Excess Transaction Fee (audience not stated, treated as personal) | $5 | per item | for each transaction over 6 for Money Market Account |
| Garnishment & Levy Fee (audience not stated, treated as personal) | $50 | per item | None |
| Monthly Service Charge (audience not stated, treated as personal) | $3.50 | per month | every quarter if balance falls below $150.00 for Regular Savings Account |
| Monthly Service Charge (audience not stated, treated as personal) | $10 | per month | if average balance falls below $2,500.00 for Money Market Account |
| Monthly Service Charge (audience not stated, treated as personal) | $5 | per month | if balance falls below $50 for Passbook Savings Account |
| Overdraft Fee (audience not stated, treated as personal) | $25 | per item | per item paid via check, in-person withdrawal, ATM withdrawal, or electronic means |
| Return Item Fee (audience not stated, treated as personal) | $25 | per item | per item returned |
| Stop Payment Fee (audience not stated, treated as personal) | $25 | per item | per item |
| Sweep Fee (audience not stated, treated as personal) | $1 | per item | per sweep |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The First National Bank of Hugo operates, and what regulators and customers have on file.
Branch footprint
3 offices in 1 state, $135.1M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| Outside a metro area | 3 | $135.1M |
Largest competitors nearby
Local market: Lincoln county, CO, around its headquarters.
| 4 in its local market | Deposit share |
|---|---|
| High Plains Bank | 49.2% |
| The Eastern Colorado Bank | 34.9% |
| Stockmens Bank | 8.3% |
| Equitable Savings and Loan Association | 7.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows