Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Bank Plus

Estherville, IowaBankChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research$30Above the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=account_research; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Account research | $30.00 per hour*" · Source

Dormant account fee$5

At the national median

per month · Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=dormant_account; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Dormant account fee | $5.00 monthly (if no contact from customer)" · Source

Savings account minimum balance fee$5

$1 below the national median

per month · Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=minimum_balance; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Savings account minimum balance fee | $5.00 monthly" · Source

Overdraft & NSFVerified

Nonsufficient funds (NSF) item (each)$30Within the typical range ($15–$32 nationally)
$2 above the national median
Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=nsf; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Nonsufficient funds (NSF) item (each)** | $30.00" · Source
Overdraft (each debit or check paid)$30Within the typical range ($10–$30 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=overdraft; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Overdraft (each debit or check paid)** | $30.00" · Source
Overdraft protection transfer charge$3Within the typical range ($3–$7.13 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=od_protection_transfer; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Overdraft protection transfer charge | $3.00 per transfer*" · Source

ATM & CardVerified

Debit card replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=card_replacement; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Debit card replacement | $10.00/card*" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research	$30Above the typical range ($15–$25 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=account_research; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Account research \| $30.00 per hour*"	Source
Dormant account fee	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=dormant_account; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Dormant account fee \| $5.00 monthly (if no contact from customer)"	Source
Savings account minimum balance fee	$5Within the typical range ($5–$15 nationally)	$1 below the national median	per month	Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=minimum_balance; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Savings account minimum balance fee \| $5.00 monthly"	Source
Overdraft & NSFVerified
Nonsufficient funds (NSF) item (each)	$30Within the typical range ($15–$32 nationally)	$2 above the national median	—	Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=nsf; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Nonsufficient funds (NSF) item (each)** \| $30.00"	Source
Overdraft (each debit or check paid)	$30
ATM & CardVerified
Debit card replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3030. canonical_hint=card_replacement; text_hash=26801004063bb3db452941479a103abe2515f8be9f7c65778fde6dd280e11531; excerpt="Debit card replacement \| $10.00/card*"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

20% above the national median overdraft fee

Total fees: 7 — leaner than most institutions

Verified fees

Under review

Assets

$144.6M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$144.6M

Total deposits

$103.4M

Service charge income

$32K

Fee income ratio

1.9%

Return on assets

1.34%

Branches

Service charge income by quarter

Q2 2026$32K

Q1 2026$34K

Q4 2025$33K

Q3 2025$37K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 6,925 verified fees from 1,557 institutions

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