Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

The First State Bank of Rosemount

Rosemount, MinnesotaBankMinneapolis Fed districtFees collected Oct 5, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Paper Statement$5Above the typical range ($2–$4.68 nationally)

Overdraft & NSFVerified

Overdraft NSF Paid Item(s) Charge (maximum of $100 per day)$25Within the typical range ($25–$33 nationally)
$5 below the national median$5 below the Minnesota median
per day · Source
NSF Returned Item(s) Charge (NSF charge maximum of $100 per day)$25Within the typical range ($25–$32 nationally)
$5 below the national median$4 below the Minnesota median
per day · Source
NSF Daily Cap$100Within the typical range ($99–$175 nationally)
$25 below the national medianAt the Minnesota median
per day · Institution’s schedule
NSF Returned Item(s) Charge (NSF charge maximum of per day) daily maximum$100Within the typical range ($99–$175 nationally)
$25 below the national medianAt the Minnesota median
per day · Source
Overdraft Daily Cap$100Within the typical range ($99–$175 nationally)
$25 below the national medianAt the Minnesota median
per day · Institution’s schedule

ATM & CardVerified

Foreign ATM Usage$1.50Within the typical range ($1–$2.25 nationally)
At the national median$0.50 below the Minnesota median
Source
Debit/ATM Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median$5 below the Minnesota median
Source

Wire TransfersVerified

Wire Transfer Outgoing$20Within the typical range ($20–$25 nationally)
$5 below the national median$5 below the Minnesota median
Source
Wire Transfer Incoming$10Within the typical range ($5–$15 nationally)
At the national medianAt the Minnesota median
Source
International Wire$40Within the typical range ($40–$50 nationally)
$10 below the national median$10 below the Minnesota median
Source

Check ServicesVerified

Cashiers Check$4Within the typical range ($3–$6 nationally)
$1 below the national median$1 below the Minnesota median
Source
Stop Payment$25Within the typical range ($20–$30 nationally)
$2.50 below the national medianAt the Minnesota median
Source

Swipe for source and notes →

Fee	Amount	vs medians	Basis	Note	Source
Account MaintenanceVerified
Paper Statement	$5Above the typical range ($2–$4.68 nationally)	$2 above the national median$1.05 above the Minnesota median	—	—	Source
Overdraft & NSFVerified
Overdraft NSF Paid Item(s) Charge (maximum of $100 per day)	$25Within the typical range ($25–$33 nationally)	$5 below the national median$5 below the Minnesota median	per day	—	Source
NSF Returned Item(s) Charge (NSF charge maximum of $100 per day)	$25
ATM & CardVerified
Foreign ATM Usage	$1.50Within the typical range ($1–$2.25 nationally)	At the national median$0.50 below the Minnesota median	—	—	Source
Debit/ATM Card Replacement	$5
Wire TransfersVerified
Wire Transfer Outgoing	$20Within the typical range ($20–$25 nationally)	$5 below the national median$5 below the Minnesota median	—	—	Source
Wire Transfer Incoming	$10
Check ServicesVerified
Cashiers Check	$4Within the typical range ($3–$6 nationally)	$1 below the national median$1 below the Minnesota median	—	—	Source
Stop Payment	$25
Account ServicesVerified
Notary Fee Non-Customer	$2Within the typical range ($0–$5 nationally)	$0.50 below the national median$0.25 below the Minnesota median	—	—	Source

Against Minneapolis Fed district banks

Its state has too few comparable institutions, so these are its Fed district peers.

Overdraft
$25.00
Of 63 others that publish it, 8 lower, 11 the same and 44 higher.

See every headline fee against its local competitors

Fee change alerts

Get an email when The First State Bank of Rosemount changes its collection items

One email when a verified fee you follow changes. Nothing else unless you ask for it.

Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$25

Overdraft fee: $25

17% below the national median overdraft fee

14 verified fees collected

Headline fees published

10 of 15

Published fees

Under review

Assets

$146.1M

Work at The First State Bank of Rosemount? See every fee vs. your peers.

The Competitive Fee Position Report: every fee on this page benchmarked against a verified peer set, in a board-ready document. From $300: we reply within one business day with scope and price.

Request the report

Paid report from $300 · quote within 1 business day

Correct or add a fee source

Fee Insight Pro

Need this every month, for your whole team?

Pro gives up to 5 people the Hamilton workspace: your fees against peers you pick, a watchlist of competitor fee changes, and cited board-ready reports.

See Pro plans

Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$146.1M

Total deposits

$138.4M

Service charge income

$13K

Fee income ratio

0.99%

Return on assets

0.54%

Branches

Service charge income by quarter

Q2 2026$13K

Q1 2026$11K

Q4 2025$13K

Q3 2025$14K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, enforcement actions, and SEC filings

Unlock all 50 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 66,090 published fee entries from 3,612 institutions

See pricing