State Bank & Trust Company

Headquarters: Golden Meadow, Louisiana
Charter: Bank
Assets: $165.1M
Fed district: Atlanta

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Bank & Trust Company: $31
State Bank & Trust Company: $31
U.S. median: no median
NSF / Returned Item
State Bank & Trust Company: $31
State Bank & Trust Company: $31
U.S. median: no median
Wire Transfer (Domestic Out)
Compared at $30, the middle of its prices
State Bank & Trust Company: $20 to $40
State Bank & Trust Company: $20 to $40
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Bank & Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Early Closure Fee$5
Early Closure Fee (Standard Savings) (audience not stated, treated as personal)$5
one time
Account Balancing & Research$10
Not compared: Charged per hour; comparison unavailable
per hour
Excessive Withdrawal Fee (audience not stated, treated as personal)$2
per item

Overdraft & NSF

Overdraft Fee if overdrawn more than =$31
Nonsufficient Funds (NSF) Fee if overdrawn more than =$31
Negative balance fee per day after 5 days =$5
per day
Overdraft Protection Transfer =$3
per item

Wire Transfers

Fee per outgoing wire to customer$20
Fee per outgoing wire to non-customer$40
Fee per incoming wire to customer$10
Fee per incoming wire to non-customer$40
Fee per outgoing international wire to all customers$40
Fee per incoming international wire to all customers$40

Check Services

Official Check$1
Stop Payment Charge =$31
Counter Checks: Existing Account =$4
Cashing Checks$1
Items Sent for Collection Customer =$15

Digital & Electronic

Online Banking Bill Pay Service =$6
per month

Account Services

3x10 Box Size = Auto Debit$30
3x5 Box Size = Auto Debit$20
5x10 Box Size = Auto Debit$55
5x5 Box Size = Auto Debit$25
9x10 Box Size = Auto Debit$75
IRS Levy, State Levy & Garnishment =$30

Fee	Amount	Basis	Note
Account Maintenance
Early Closure Fee	$5	Not stated	None
Early Closure Fee (Standard Savings) (audience not stated, treated as personal)	$5	one time	None
Account Balancing & Research	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Excessive Withdrawal Fee (audience not stated, treated as personal)	$2	per item	None
Overdraft & NSF
Overdraft Fee if overdrawn more than =	$31	Not stated	None
Nonsufficient Funds (NSF) Fee if overdrawn more than =	$31	Not stated	None
Negative balance fee per day after 5 days =	$5	per day	None
Overdraft Protection Transfer =	$3	per item	None
Wire Transfers
Fee per outgoing wire to customer	$20	Not stated	None
Fee per outgoing wire to non-customer	$40	Not stated	None
Fee per incoming wire to customer	$10	Not stated	None
Fee per incoming wire to non-customer	$40	Not stated	None
Fee per outgoing international wire to all customers	$40	Not stated	None
Fee per incoming international wire to all customers	$40	Not stated	None
Check Services
Official Check	$1	Not stated	None
Stop Payment Charge =	$31	Not stated	None
Counter Checks: Existing Account =	$4	Not stated	None
Cashing Checks	$1	Not stated	None
Items Sent for Collection Customer =	$15	Not stated	None
Digital & Electronic
Online Banking Bill Pay Service =	$6	per month	None
Account Services
3x10 Box Size = Auto Debit	$30	Not stated	None
3x5 Box Size = Auto Debit	$20	Not stated	None
5x10 Box Size = Auto Debit	$55	Not stated	None
5x5 Box Size = Auto Debit	$25	Not stated	None
9x10 Box Size = Auto Debit	$75	Not stated	None
IRS Levy, State Levy & Garnishment =	$30	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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