Compared with California
10 of 16
compared fees are above the median.
4 below, 2 about the same.
About the same: within 1% of the median.
Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
30th percentile; peer median 3.4%
FDIC call report data · Jun 30, 2026
Fees above the California median
of 16 compared; 4 below, 2 about the same
See the feesFee schedule read Oct 9, 2026
Call-report figures are for City National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FFIEC call report (bulk data) RCFD2170 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Revenue | Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4074 + RIAD4079 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge income | Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed) | FFIEC call report (bulk data) RIAD4080 | Q2 2026 Quarter ended Jun 30, 2026 | Nov 1, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 30 banks with $50B to $250B in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q2 2026 Quarter ended Jun 30, 2026 | Not recorded |
| Fees above the California median | Published fees above the California median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | City National Bank's published fee schedule; Bank Fee Index medians | Current schedule | Oct 9, 2026 |
Service-charge income by quarter
Q1 2024 to Q2 2026, standalone quarters
Service charges were 2.0% of revenue, below the 3.4% median of 30 banks with $50B to $250B in assets (30th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $20.3M in Q2 2026, 12% above the same quarter a year earlier ($18.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
10 of 16 compared published fees sit above the California median; 4 below.
Not established: Published prices do not show how often a fee is charged or waived, so they do not size its share of income.
Comparison with California medians for fees published by banks and credit unions.
Monthly Maintenance
Compared at $19, the middle of its prices
Non-Network ATM
Wire Transfer (Domestic Out)
Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Service-charge income rose 11% from Q3 2025 to Q2 2026, to $20.3M. Its share of revenue, 2.0%, is below the 3.4% median for banks with $50B to $250B in assets.
$20.3M
City National BankMedian
FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.
Share of revenue: median of 30 banks with $50B to $250B in assets, Q2 2026.
Fees from each institution’s own schedule against Bank Fee Index medians, not weighted by revenue. *Monthly maintenance: Listed at $12 to $50; we compare the midpoint.
City National Bank · $99.1B in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| City National Bank(this institution) | Los Angeles, CA | $99.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Associated Bank, National Association | Green Bay, WI | $51.8B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Banco Popular de Puerto Rico | San Juan, PR | $63.3B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Bank of China | New York, NY | $48.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Barclays Bank Delaware | Wilmington, DE | $43.5B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| BOKF, National Association | Tulsa, OK | $53B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| CIBC Bank USA | Chicago, IL | $66.5B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Columbia Bank | Roseburg, OR | $65.4B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| East West Bank | Pasadena, CA | $84.3B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| EverBank, National Association | Jacksonville, FL | $46.7B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| First Horizon Bank | Memphis, TN | $84.1B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First National Bank of Pennsylvania | Greenville, PA | $50.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Flagstar Bank, National Association | Hicksville, NY | $87.7B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Frost Bank | San Antonio, TX | $54B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Old National Bank | Evansville, IN | $73.9B | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Pinnacle Bank | Nashville, TN | $128.8B | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Prosperity Bank | El Campo, TX | $43.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Raymond James Bank | Saint Petersburg, FL | $45.6B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Santander Bank, N.A. | Wilmington, DE | $104B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| SoFi Bank, National Association | Cottonwood Heights, UT | $56.8B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| SouthState Bank, National Association | Winter Haven, FL | $68.8B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| UMB Bank, National Association | Kansas City, MO | $71.9B | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| USAA Federal Savings Bank | Phoenix, AZ | $106.2B | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | Publishes International wire | Publishes Overdraft |
| Valley National Bank | Passaic, NJ | $66.2B | Monthly maintenance not published | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Publishes Overdraft |
| Western Alliance Bank | Phoenix, AZ | $98.6B | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Zions Bancorporation, N.A. | Salt Lake City, UT | $89B | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 12 publish this fee(monthly maintenance)
13 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $19, the middle of its five prices, against a peer median of $10 among 12 publishing peers.
Its five checking prices are $12, $12, $19, $25 and $50.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 1, 2026. Total assets from FDIC and NCUA records.
Call reports for City National Bank (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q2 2026 | $20.3M | +$845K | +4.3% |
| Q1 2026 | $19.5M | +$801K | +4.3% |
| Q4 2025 | $18.7M | +$447K | +2.4% |
| Q3 2025 | $18.3M | +$97K | +0.5% |
| Q2 2025 | $18.2M | +$612K | +3.5% |
| Q1 2025 | $17.5M | −$2.2M | −11.0% |
| Q4 2024 | $19.7M | +$3.6M | +22.5% |
| Q3 2024 | $16.1M | −$2.1M | −11.7% |
Financial cohort: 33 banks with $50B to $250B in assets filing for Q2 2026; 30 reported a share above 0% and are counted, City National Bank left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to City National Bank by share.
Amounts from City National Bank’s own schedules, with a source for each figure.
vs. the U.S. middle 50%:BelowInsideAbove
per month
per month
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per month
per month
per month
per hour
per hour
per day
per item
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per item
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per month
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per item
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| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| 3. monthly maintenance fee for Personal Checking accounts in the state of Nevada | $12Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance 3: Accounts 1–10 | $25Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance 3: Accounts 51–150 | $19Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee | $50Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Monthly maintenance fee for accounts domiciled in Nevada is: Account | $12Above the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Escheat/abandoned account notice | $2Below the U.S. middle 50% ($5 to $10 nationally) | Not stated | None |
| Inactivity fee | $4.95Below the U.S. middle 50% ($5 to $10 nationally) | per month | None |
| Account research/reconcilement Fee | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
| Research fee | $50Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Maximum daily OD fees | $25Above the U.S. middle 50% ($5 to $15 nationally) | per day | None |
ATM & Card | |||
| Non-CNB ATM withdrawal | $2.50Above the U.S. middle 50% ($1 to $2 nationally) | Not stated | None |
| Lost/Stolen card replacement fee | $6.95Inside the U.S. middle 50% ($5 to $10 nationally) | per item | None |
| International transaction fee (audience not stated, treated as personal) | 3%of the transaction | Not stated | None |
Wire Transfers | |||
| Domestic wire | $35Above the U.S. middle 50% ($20 to $25 nationally) | Not stated | None |
| International wire | $45Inside the U.S. middle 50% ($40 to $50 nationally) | Not stated | None |
Check Services | |||
| Cashier’s checks | $10Above the U.S. middle 50% ($3 to $6 nationally) | Not stated | None |
| Accepted stop payment request | $20Inside the U.S. middle 50% ($20 to $30 nationally) | per item | None |
| Counter check | $1Inside the U.S. middle 50% ($1 to $4 nationally) | per item | None |
| 50 check images or fewer | $2Not compared: Monthly charge, not per item | per month | None |
| 50 check images or fewer | $3Not compared: Monthly charge, not per item | per month | None |
| 51–249 check images | $2.50Not compared: Monthly charge, not per item | per month | None |
| Paid debits: 250 or more check images | $10Not compared: Monthly charge, not per item | per month | None |
| Photocopy fee for canceled checks | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Photocopy of check | $5Inside the U.S. middle 50% ($2 to $5 nationally) | per item | None |
| Rate established by CNB from time to time and published as its “prime rate.”: 250 or more check images | $5Not compared: Monthly charge, not per item | per month | None |
Digital & Electronic | |||
| Online account access with bill payment | $9.95Above the U.S. middle 50% ($0 to $6 nationally) | per month | None |
Account Services | |||
| Attachments, levies, garnishment: Signature guarantee - Medallion | $15Below the U.S. middle 50% ($30 to $85 nationally) | per item | None |
| Legal process fee | $125Inside the U.S. middle 50% ($50 to $150 nationally) | Not stated | None |
| Verification of deposit | $20Not compared: Monthly charge, not per item | per month | None |
Other Fees | |||
| International courier foreign check | $35Inside the U.S. middle 50% ($20 to $40 nationally) | per item | None |
| Fax | $10Above the U.S. middle 50% ($2 to $5 nationally) | Not stated | None |
| Fax notification | $6Above the U.S. middle 50% ($2 to $5 nationally) | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where City National Bank operates, and what regulators and customers have on file.
Branch footprint
66 offices in 8 states, $81.5B in branch deposits (June 2026)
Hover a state for its branch count.
Largest markets by deposits
| 35 | $53.1B | |
| 6 | $19.2B | |
| 5 | $3.0B | |
| 4 | $1.2B | |
| 1 | $1.2B | |
| 2 | $1.0B | |
| 3 | $932.7M | |
| 2 | $534.4M |
Los Angeles-Long Beach-Anaheim, CA
8% of bank deposits, #4 of 107, up 1.7 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| JPMorgan Chase Bank, National Association | 19.1% |
| Bank of America, National Association | 15.7% |
| Wells Fargo Bank, National Association | 13.3% |
| East West Bank | 6% |
| Citibank, National Association | 4.9% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2026. Deposits are booked at the branch as of June 30.
In Los Angeles-Long Beach-Anaheim, CA, City National Bank holds 8% of bank deposits, #4 of 107, with 35 offices.
900 offices of 17 institutions shown.
Showing 900 of 2,362 offices: the largest institutions' offices, with banks and credit unions in proportion.
Source: FDIC Summary of Deposits, as of June 30, 2026 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2026. FDIC-insured offices only; credit unions are not included.
8 of 107 institutions shown. $667.8B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2026.
Position over time, 2010 to 2026
June 2026: 8% share, 35 offices, #4 of 107
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2026.
Credit unions, reported separately
475 offices of 117 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Consumer complaints
18 complaints to the CFPB so far in 2026
Top issues, 2026 to date
| Trouble during payment process | 4 |
| Managing an account | 2 |
| Other transaction problem | 2 |
| Problem with a purchase shown on your statement | 2 |
| Incorrect information on your report | 2 |
| Struggling to pay your loan | 2 |
Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.
Enforcement actions
2 orders with no end date on file
OCC
Audit; BSA Internal Controls; BSA Pillar Violation / 12 CFR 21.21(d); BSA Risk Assessment; BSA SAR Violation / 12 CFR 21.11 or 163.180; BSA Violation Cited; BSA/AML; Compliance Risk Management; Consumer Law; Customer/Enhanced Due Diligence (CDD/EDD); Enterprise Governance / Internal Controls / General Risk Management; Fair Lending; Heightened Standards (12 CFR 30, Appx D); Internal Audit; OFAC Compliance Issue; SAR/CTR Monitoring/Filing Issue; Strategic Planning; Trust Activities
OCC
Past
OCC, penalty $65.0M
BSA Internal Controls; BSA Pillar Violation / 12 CFR 21.21(d); BSA SAR Violation / 12 CFR 21.11 or 163.180; BSA Violation Cited; BSA/AML; Compliance Risk Management; Consumer Law; Enterprise Governance / Internal Controls / General Risk Management; Fair Lending; Heightened Standards (12 CFR 30, Appx D); SAR/CTR Monitoring/Filing Issue; Strategic Planning; Trust Activities
OCC, penalty $5K
OCC, penalty $750K
OCC. Ended January 30, 2007
OCC. Ended January 21, 1994
Source: public enforcement action lists from the OCC and Federal Reserve, read November 1, 2026. The agencies don't always record when an order ends, so one with no end date may have ended. FDIC orders are not included yet. Actions against individual bank officers are left out.
Holding company
ROYAL BANK OF CANADA (NYSE: RY)
Source: SEC EDGAR filings and XBRL financial data, CIK 1000275. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.
Fee change alerts
We check once a day and send one email covering every change.