City National Bank

Headquarters: Los Angeles, California
Charter: Bank
Assets: $99.1B
Fed district: San Francisco
Regulator: OCC
Holding company: Royal Bank of Canada

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 9, 2026.

Overview

Total assets
Q2 2026, quarter end
FFIEC call report · Jun 30, 2026
Revenue
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge income
Q2 2026, one quarter
FFIEC call report · Jun 30, 2026
Service-charge share of revenue
Not available
Peer figures could not be read
Not on file
Fees above the U.S. median
None compared
No fee has a median to compare
Fee schedule read Oct 9, 2026

How these figures are measured

Call-report figures are for City National Bank at the bank level, not its holding company. Revenue is net interest income plus noninterest income.

Metric	Measure and calculation	Source and fields	Period	Retrieved
Total assets	Total assets at quarter end Point in time, at quarter end	FFIEC call report (bulk data) RCFD2170	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Revenue	Revenue (net interest + noninterest income) Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4074 + RIAD4079	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge income	Service charges on deposit accounts Standalone quarter: year to date less the prior quarter (Q1 as filed)	FFIEC call report (bulk data) RIAD4080	Q2 2026 Quarter ended Jun 30, 2026	Nov 1, 2026
Service-charge share of revenue	Service charges on deposit accounts divided by revenue (net interest + noninterest income) Shown when at least 10 banks of its size report a share above 0%.	Not on file	Not on file	Not recorded
Fees above the U.S. median	Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out.	City National Bank's published fee schedule; Bank Fee Index medians	Current schedule	Oct 9, 2026

Service-charge income by quarter

Q1 2024 to Q2 2026, standalone quarters

Details

Source: FFIEC call report (bulk data)
Entity: City National Bank (bank level, not the holding company)
Period: Q1 2024 to Q2 2026, 10 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

What stands out

Service-charge income was $20.3M in Q2 2026, 12% above the same quarter a year earlier ($18.2M).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $19, the middle of its prices
City National Bank: $12 to $50
City National Bank: $12 to $50
U.S. median: no median
Non-Network ATM
City National Bank: $2.50
City National Bank: $2.50
U.S. median: no median
Wire Transfer (Domestic Out)
City National Bank: $35
City National Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 9, 2026View sources

Each amount links to the fee schedule it was read from. Medians for California, the San Francisco district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
California: Banks and credit unions headquartered in California that publish the fee.
San Francisco district: Banks and credit unions headquartered in the San Francisco Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Fee income beside fee prices

Service-charge income rose 11% from Q3 2025 to Q2 2026, to $20.3M.

Service-charge income, Q2 2026

$20.3M

$18.3MQ3 2025

$18.7MQ4 2025

$19.5MQ1 2026

$20.3MQ2 2026

Against the median

City National BankMedian

Sources and open questions

FFIEC call reports, bank level, standalone quarters. Four quarters are too few to call a trend.

Do business accounts and account analysis fees make up more of service charges than at peers?

Among its peers

City National Bank · $99.1B in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$43.5B to $128.8B in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
City National Bank(this institution)	Los Angeles, CA	$99.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published
Associated Bank, National Association	Green Bay, WI	$51.8B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Banco Popular de Puerto Rico	San Juan, PR	$63.3B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Bank of China	New York, NY	$48.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Barclays Bank Delaware	Wilmington, DE	$43.5B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
BOKF, National Association	Tulsa, OK	$53B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
CIBC Bank USA	Chicago, IL	$66.5B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Columbia Bank	Roseburg, OR	$65.4B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
East West Bank	Pasadena, CA	$84.3B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
EverBank, National Association	Jacksonville, FL	$46.7B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
First Horizon Bank	Memphis, TN	$84.1B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
First National Bank of Pennsylvania	Greenville, PA	$50.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Flagstar Bank, National Association	Hicksville, NY	$87.7B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Frost Bank	San Antonio, TX	$54B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Old National Bank	Evansville, IN	$73.9B	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Pinnacle Bank	Nashville, TN	$128.8B	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Prosperity Bank	El Campo, TX	$43.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Raymond James Bank	Saint Petersburg, FL	$45.6B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Santander Bank, N.A.	Wilmington, DE	$104B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
SoFi Bank, National Association	Cottonwood Heights, UT	$56.8B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
SouthState Bank, National Association	Winter Haven, FL	$68.8B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
UMB Bank, National Association	Kansas City, MO	$71.9B	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
USAA Federal Savings Bank	Phoenix, AZ	$106.2B	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
Valley National Bank	Passaic, NJ	$66.2B	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Western Alliance Bank	Phoenix, AZ	$98.6B	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Zions Bancorporation, N.A.	Salt Lake City, UT	$89B	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 12 publish this fee(monthly maintenance)

13 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $9 (90%) above the median of similar-sized banks.

Compared at $19, the middle of its five prices, against a peer median of $10 among 12 publishing peers.

Its five checking prices are $12, $12, $19, $25 and $50.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026.

Monthly maintenance fee in dollars, one mark per institution

City National Bank: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 3, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Financial performance

Call reports for City National Bank (bank level, not the holding company). Income lines are standalone quarters.

Measure

Service-charge income

Q3 2024 to Q2 2026, standalone quarters · 66 quarters on file

Latest, Q2 2026: $20.3M
vs prior quarter: +$845K+4.3%; from Q1 2026
vs a year earlier: +$2.2M+12.1%; from Q2 2025
vs start of range: +$4.3M+26.5%; from Q3 2024

Details

Source: FFIEC call report (bulk data)
Entity: City National Bank (bank level, not the holding company)
Period: Q3 2024 to Q2 2026, 8 quarters
Measure: Service charges on deposit accounts
Calculation: Standalone quarter: year to date less the prior quarter (Q1 as filed)
Fields: RIAD4080
Retrieved: Nov 1, 2026

Table

Quarter	Amount	Change	%
Q2 2026	$20.3M	+$845K	+4.3%
Q1 2026	$19.5M	+$801K	+4.3%
Q4 2025	$18.7M	+$447K	+2.4%
Q3 2025	$18.3M	+$97K	+0.5%
Q2 2025	$18.2M	+$612K	+3.5%
Q1 2025	$17.5M	−$2.2M	−11.0%
Q4 2024	$19.7M	+$3.6M	+22.5%
Q3 2024	$16.1M	−$2.1M	−11.7%

Service-charge share against its size cohort

Insufficient sample: fewer than 10 peers of its size reported a share.

Published fee schedule

Amounts from City National Bank’s own schedules, with a source for each figure.

Account Maintenance

3. monthly maintenance fee for Personal Checking accounts in the state of Nevada$12
per month
Monthly maintenance 3: Accounts 1–10$25
per month
Monthly maintenance 3: Accounts 51–150$19
per month
Monthly maintenance fee$50
per month
Monthly maintenance fee for accounts domiciled in Nevada is: Account$12
per month
Escheat/abandoned account notice$2
Inactivity fee$4.95
per month
Account research/reconcilement Fee$50
Not compared: Charged per hour; comparison unavailable
per hour
Research fee$50
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Maximum daily OD fees$25
per day

ATM & Card

Non-CNB ATM withdrawal$2.50
Lost/Stolen card replacement fee$6.95
per item
International transaction fee (audience not stated, treated as personal)3%of the transaction

Wire Transfers

Domestic wire$35
International wire$45

Check Services

Cashier’s checks$10
Accepted stop payment request$20
per item
Counter check$1
per item
50 check images or fewer$2
Not compared: Monthly charge, not per item
per month
50 check images or fewer$3
Not compared: Monthly charge, not per item
per month
51–249 check images$2.50
Not compared: Monthly charge, not per item
per month
Paid debits: 250 or more check images$10
Not compared: Monthly charge, not per item
per month
Photocopy fee for canceled checks$5
per item
Photocopy of check$5
per item
Rate established by CNB from time to time and published as its “prime rate.”: 250 or more check images$5
Not compared: Monthly charge, not per item
per month

Digital & Electronic

Online account access with bill payment$9.95
per month

Account Services

Attachments, levies, garnishment: Signature guarantee - Medallion$15
per item
Legal process fee$125
Verification of deposit$20
Not compared: Monthly charge, not per item
per month

Other Fees

International courier foreign check$35
per item
Fax$10
Fax notification$6
per item

Fee	Amount	Basis	Note
Account Maintenance
3. monthly maintenance fee for Personal Checking accounts in the state of Nevada	$12	per month	None
Monthly maintenance 3: Accounts 1–10	$25	per month	None
Monthly maintenance 3: Accounts 51–150	$19	per month	None
Monthly maintenance fee	$50	per month	None
Monthly maintenance fee for accounts domiciled in Nevada is: Account	$12	per month	None
Escheat/abandoned account notice	$2	Not stated	None
Inactivity fee	$4.95	per month	None
Account research/reconcilement Fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Research fee	$50Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Maximum daily OD fees	$25	per day	None
ATM & Card
Non-CNB ATM withdrawal	$2.50	Not stated	None
Lost/Stolen card replacement fee	$6.95	per item	None
International transaction fee (audience not stated, treated as personal)	3%of the transaction	Not stated	None
Wire Transfers
Domestic wire	$35	Not stated	None
International wire	$45	Not stated	None
Check Services
Cashier’s checks	$10	Not stated	None
Accepted stop payment request	$20	per item	None
Counter check	$1	per item	None
50 check images or fewer	$2Not compared: Monthly charge, not per item	per month	None
50 check images or fewer	$3Not compared: Monthly charge, not per item	per month	None
51–249 check images	$2.50Not compared: Monthly charge, not per item	per month	None
Paid debits: 250 or more check images	$10Not compared: Monthly charge, not per item	per month	None
Photocopy fee for canceled checks	$5	per item	None
Photocopy of check	$5	per item	None
Rate established by CNB from time to time and published as its “prime rate.”: 250 or more check images	$5Not compared: Monthly charge, not per item	per month	None
Digital & Electronic
Online account access with bill payment	$9.95	per month	None
Account Services
Attachments, levies, garnishment: Signature guarantee - Medallion	$15	per item	None
Legal process fee	$125	Not stated	None
Verification of deposit	$20Not compared: Monthly charge, not per item	per month	None
Other Fees
International courier foreign check	$35	per item	None
Fax	$10	Not stated	None
Fax notification	$6	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Branches and public record

Where City National Bank operates, and what regulators and customers have on file.

Consumer complaints

18 complaints to the CFPB so far in 2026

Checking or savings account
Credit card or prepaid card
Mortgage
Bank account or service
Other

Top issues, 2026 to date

Trouble during payment process	4
Managing an account	2
Other transaction problem	2
Problem with a purchase shown on your statement	2
Incorrect information on your report	2
Struggling to pay your loan	2

Source: CFPB Consumer Complaint Database, by year received; the current year counts complaints received so far. Complaints are filed against the parent company and are not verified findings.

Holding company

ROYAL BANK OF CANADA (NYSE: RY)

Source: SEC EDGAR filings and XBRL financial data, CIK 1000275. Holding-company figures include every subsidiary and are not comparable to the bank-level call reports above.

Fee change alerts

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