First Bank

Headquarters: Sterling, Kansas
Charter: Bank
Assets: $162.4M
Fed district: Kansas City

1 published fee; none has a market median to compare yet.

Source: its fee schedule, read Oct 20, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
First Bank: $5 to $10
First Bank: $5 to $10
U.S. median: no median
Non-Network ATM
First Bank: Not identified
First Bank: Not identified
U.S. median: no median
NSF / Returned Item
First Bank: Not identified
First Bank: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

First Choice Checking Account (Powered by BaZing) monthly service charge (audience not stated, treated as personal)$5
per month
Monthly service charge (audience not stated, treated as personal)$10
per month
Monthly service charge posted at statement cycle time (audience not stated, treated as personal)$6
per month
Monthly service charge posted at statement cycle time$6
per month

Fee	Amount	Basis	Note
Account Maintenance
First Choice Checking Account (Powered by BaZing) monthly service charge (audience not stated, treated as personal)	$5	per month	None
Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Monthly service charge posted at statement cycle time (audience not stated, treated as personal)	$6	per month	None
Monthly service charge posted at statement cycle time	$6	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Inactive 12 months and unable to contact by mail or phone$5
per month
Checkbook Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour

Wire Transfers

Wire Transfer: Outgoing$15
Wire Transfer: Incoming$10
Wire Transfer: Non U.S. In/Out$40

Check Services

Cashiers Checks$5
Money Orders$3
Collection Items In/Out$10

Cash & Deposit

Coin Counting5%
Deposit Item Returned$4

Account Services

Notary Service$5
Garnishment/Levies$20

Other Fees

FAX IN$1
Not compared: Charged per page; comparison unavailable
per page · FAX IN: $1.00 per page
Fax Out$1

Fee	Amount	Basis	Note
Account Maintenance
Inactive 12 months and unable to contact by mail or phone	$5	per month	None
Checkbook Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Wire Transfers
Wire Transfer: Outgoing	$15	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Wire Transfer: Non U.S. In/Out	$40	Not stated	None
Check Services
Cashiers Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Collection Items In/Out	$10	Not stated	None
Cash & Deposit
Coin Counting	5%	Not stated	None
Deposit Item Returned	$4	Not stated	None
Account Services
Notary Service	$5	Not stated	None
Garnishment/Levies	$20	Not stated	None
Other Fees
FAX IN	$1Not compared: Charged per page; comparison unavailable	per page	FAX IN: $1.00 per page
Fax Out	$1	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First Bank's safe deposit box changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $6, the middle of its prices
First Bank: $5 to $10
First Bank: $5 to $10
U.S. median: no median
Non-Network ATM
First Bank: Not identified
First Bank: Not identified
U.S. median: no median
NSF / Returned Item
First Bank: Not identified
First Bank: Not identified
U.S. median: no median

Fee not identified in the reviewed schedule. A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 20, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from First Bank’s own schedules, with a source for each figure.

Account Maintenance

First Choice Checking Account (Powered by BaZing) monthly service charge (audience not stated, treated as personal)$5
per month
Monthly service charge (audience not stated, treated as personal)$10
per month
Monthly service charge posted at statement cycle time (audience not stated, treated as personal)$6
per month
Monthly service charge posted at statement cycle time$6
per month

Fee	Amount	Basis	Note
Account Maintenance
First Choice Checking Account (Powered by BaZing) monthly service charge (audience not stated, treated as personal)	$5	per month	None
Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Monthly service charge posted at statement cycle time (audience not stated, treated as personal)	$6	per month	None
Monthly service charge posted at statement cycle time	$6	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Inactive 12 months and unable to contact by mail or phone$5
per month
Checkbook Balancing$10
Not compared: Charged per hour; comparison unavailable
per hour

Wire Transfers

Wire Transfer: Outgoing$15
Wire Transfer: Incoming$10
Wire Transfer: Non U.S. In/Out$40

Check Services

Cashiers Checks$5
Money Orders$3
Collection Items In/Out$10

Cash & Deposit

Coin Counting5%
Deposit Item Returned$4

Account Services

Notary Service$5
Garnishment/Levies$20

Other Fees

FAX IN$1
Not compared: Charged per page; comparison unavailable
per page · FAX IN: $1.00 per page
Fax Out$1

Fee	Amount	Basis	Note
Account Maintenance
Inactive 12 months and unable to contact by mail or phone	$5	per month	None
Checkbook Balancing	$10Not compared: Charged per hour; comparison unavailable	per hour	None
Wire Transfers
Wire Transfer: Outgoing	$15	Not stated	None
Wire Transfer: Incoming	$10	Not stated	None
Wire Transfer: Non U.S. In/Out	$40	Not stated	None
Check Services
Cashiers Checks	$5	Not stated	None
Money Orders	$3	Not stated	None
Collection Items In/Out	$10	Not stated	None
Cash & Deposit
Coin Counting	5%	Not stated	None
Deposit Item Returned	$4	Not stated	None
Account Services
Notary Service	$5	Not stated	None
Garnishment/Levies	$20	Not stated	None
Other Fees
FAX IN	$1Not compared: Charged per page; comparison unavailable	per page	FAX IN: $1.00 per page
Fax Out	$1	Not stated	None

Correct a fee source

Oct 20, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.