Home Federal Savings and Loan Association of Niles

Headquarters: Niles, Ohio
Charter: Bank
Assets: $159.1M
Fed district: Cleveland

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 18, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Home Federal Savings and Loan Association of Niles: $30
Home Federal Savings and Loan Association of Niles: $30
U.S. median: no median
NSF / Returned Item
Home Federal Savings and Loan Association of Niles: $30
Home Federal Savings and Loan Association of Niles: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Home Federal Savings and Loan Association of Niles: $25
Home Federal Savings and Loan Association of Niles: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 18, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Home Federal Savings and Loan Association of Niles’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closure$20
Dormant Account Fee$5
per month
Account Reconciliation$20
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Mortgage Loan Payoff Fax$10

Overdraft & NSF

Overdraft Fee$30
per item
Return Item Fee$30
per item
Returned Draft or ACH Item$30
per item
Sweep Transfer Fee$5
per item

Wire Transfers

Outgoing Wire for Mortgage Closing$25
Incoming Wire$15

Check Services

Official Check Purchase$3
per item
Money Order Purchase$2
per item
Stop Payment Fee$30
per item
Copy of Paid Money Order or Official Check$2
per item

Cash & Deposit

Deposited Item Returned Fee$20

Account Services

Drilling Fee$75
Not compared: Box drilling or key fee
Lost Key Replacement$25
Not compared: Box drilling or key fee
Levies, Garnishments, or Attachments$40

Other Fees

Fax Services$1
Not compared: Charged per page; comparison unavailable
per page
Special Statement Request$8
Statement Copy$5

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closure	$20	Not stated	None
Dormant Account Fee	$5	per month	None
Account Reconciliation	$20Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Mortgage Loan Payoff Fax	$10	Not stated	None
Overdraft & NSF
Overdraft Fee	$30	per item	None
Return Item Fee	$30	per item	None
Returned Draft or ACH Item	$30	per item	None
Sweep Transfer Fee	$5	per item	None
Wire Transfers
Outgoing Wire for Mortgage Closing	$25	Not stated	None
Incoming Wire	$15	Not stated	None
Check Services
Official Check Purchase	$3	per item	None
Money Order Purchase	$2	per item	None
Stop Payment Fee	$30	per item	None
Copy of Paid Money Order or Official Check	$2	per item	None
Cash & Deposit
Deposited Item Returned Fee	$20	Not stated	None
Account Services
Drilling Fee	$75Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement	$25Not compared: Box drilling or key fee	Not stated	None
Levies, Garnishments, or Attachments	$40	Not stated	None
Other Fees
Fax Services	$1Not compared: Charged per page; comparison unavailable	per page	None
Special Statement Request	$8	Not stated	None
Statement Copy	$5	Not stated	None

Correct a fee source

Oct 18, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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