Citizens' Bank, Inc.

Headquarters: Robertsdale, Alabama
Charter: Bank
Assets: $158.9M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Citizens' Bank, Inc.: $35
Citizens' Bank, Inc.: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Citizens' Bank, Inc.: $25
Citizens' Bank, Inc.: $25
U.S. median: no median
Stop Payment
Citizens' Bank, Inc.: $35
Citizens' Bank, Inc.: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Citizens' Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Wire Confirmation Fax$7

Overdraft & NSF

Fee for insufficient funds$35
per item

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Online Outgoing Wire Transfer$25
Wire Transfer: Incoming$15

Check Services

Stop Payment Fee$35
Collection Item (Customer)$25

Cash & Deposit

Returned Deposited Item$10

Account Services

Safe Deposit Box 10 X 10$150
Safe Deposit Box 3 X 10$70
Safe Deposit Box 3 X 5$55
Safe Deposit Box 5 X 10$100
Safe Deposit Box 5 X 5$65
Safe Deposit Box Drill Fee$250
Not compared: Box drilling or key fee
Legal Process Fee (Garnishment, Tax Levy, Attachment, Restraining Order, other legal process)$150

Other Fees

Fax$2
Not compared: Charged per page; comparison unavailable
per page · | Fax | $2.00 per page |

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30	Not stated	None
Wire Confirmation Fax	$7	Not stated	None
Overdraft & NSF
Fee for insufficient funds	$35	per item	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Online Outgoing Wire Transfer	$25	Not stated	None
Wire Transfer: Incoming	$15	Not stated	None
Check Services
Stop Payment Fee	$35	Not stated	None
Collection Item (Customer)	$25	Not stated	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$150	Not stated	None
Safe Deposit Box 3 X 10	$70	Not stated	None
Safe Deposit Box 3 X 5	$55	Not stated	None
Safe Deposit Box 5 X 10	$100	Not stated	None
Safe Deposit Box 5 X 5	$65	Not stated	None
Safe Deposit Box Drill Fee	$250Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee (Garnishment, Tax Levy, Attachment, Restraining Order, other legal process)	$150	Not stated	None
Other Fees
Fax	$2Not compared: Charged per page; comparison unavailable	per page	\| Fax \| $2.00 per page \|

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Citizens' Bank, Inc.'s nsf / returned item changes in our data

We check once a day and send one email covering every change.