Citizens' Bank, Inc.

Headquarters: Robertsdale, Alabama
Charter: Bank
Assets: $158.9M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Citizens' Bank, Inc.: $35
Citizens' Bank, Inc.: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Citizens' Bank, Inc.: $25
Citizens' Bank, Inc.: $25
U.S. median: no median
Stop Payment
Citizens' Bank, Inc.: $35
Citizens' Bank, Inc.: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Among its peers

Citizens' Bank, Inc. · $159M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$151M to $166M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Citizens' Bank, Inc.(this institution)	Robertsdale, AL	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
1st Federal Savings Bank of SC, Inc.	Walterboro, SC	$152M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Auburn Banking Company	Auburn, KY	$164M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Belle Glade	Belle Glade, FL	$160M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bluff View Bank	Galesville, WI	$153M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Boone Bank & Trust Co.	Boone, IA	$157M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brickyard Bank	Lincolnwood, IL	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Commercial Trust Company of Fayette	Fayette, MO	$164M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank	Sterling, KS	$162M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Federal Savings and Loan Association of Greensburg	Greensburg, IN	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fowler State Bank	Fowler, CO	$155M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
GSL Savings Bank	Guttenberg, NJ	$151M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Guaranty Bank Inc.	Williamson, WV	$152M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Hiawatha Bank and Trust Company	Hiawatha, IA	$157M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Home Federal Savings and Loan Association of Niles	Niles, OH	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Legends West Bank	Lewellen, NE	$158M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Normangee State Bank	Normangee, TX	$165M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Central Bank	Hennepin, IL	$166M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Oakwood Bank	Pigeon Falls, WI	$156M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority Bank	Fayetteville, AR	$153M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Schuyler Savings Bank	Kearny, NJ	$151M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Security Bank of Pulaski County	Saint Robert, MO	$163M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
State Bank & Trust Company	Golden Meadow, LA	$165M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Protection	Protection, KS	$154M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
The First National Bank of Winnsboro	Winnsboro, TX	$158M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
WSB Municipal Bank	Watertown, NY	$152M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Citizens' Bank, Inc. does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Citizens' Bank, Inc. does not publish a monthly maintenance fee, so it is not on this chart.

Citizens' Bank, Inc.Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Citizens' Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Wire Confirmation Fax$7

Overdraft & NSF

Fee for insufficient funds$35
per item

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Online Outgoing Wire Transfer$25
Wire Transfer: Incoming$15

Check Services

Stop Payment Fee$35
Collection Item (Customer)$25

Cash & Deposit

Returned Deposited Item$10

Account Services

Safe Deposit Box 10 X 10$150
Safe Deposit Box 3 X 10$70
Safe Deposit Box 3 X 5$55
Safe Deposit Box 5 X 10$100
Safe Deposit Box 5 X 5$65
Safe Deposit Box Drill Fee$250
Not compared: Box drilling or key fee
Legal Process Fee (Garnishment, Tax Levy, Attachment, Restraining Order, other legal process)$150

Other Fees

Fax$2
Not compared: Charged per page; comparison unavailable
per page · | Fax | $2.00 per page |

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30	Not stated	None
Wire Confirmation Fax	$7	Not stated	None
Overdraft & NSF
Fee for insufficient funds	$35	per item	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Online Outgoing Wire Transfer	$25	Not stated	None
Wire Transfer: Incoming	$15	Not stated	None
Check Services
Stop Payment Fee	$35	Not stated	None
Collection Item (Customer)	$25	Not stated	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$150	Not stated	None
Safe Deposit Box 3 X 10	$70	Not stated	None
Safe Deposit Box 3 X 5	$55	Not stated	None
Safe Deposit Box 5 X 10	$100	Not stated	None
Safe Deposit Box 5 X 5	$65	Not stated	None
Safe Deposit Box Drill Fee	$250Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee (Garnishment, Tax Levy, Attachment, Restraining Order, other legal process)	$150	Not stated	None
Other Fees
Fax	$2Not compared: Charged per page; comparison unavailable	per page	\| Fax \| $2.00 per page \|

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Citizens' Bank, Inc.'s monthly maintenance changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Citizens' Bank, Inc.: $35
Citizens' Bank, Inc.: $35
U.S. median: no median
Wire Transfer (Domestic Out)
Citizens' Bank, Inc.: $25
Citizens' Bank, Inc.: $25
U.S. median: no median
Stop Payment
Citizens' Bank, Inc.: $35
Citizens' Bank, Inc.: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Alabama, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Alabama: Banks and credit unions headquartered in Alabama that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

Citizens' Bank, Inc. · $159M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 18 states.

Banks only
$151M to $166M in assets
Headquartered in 18 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
Citizens' Bank, Inc.(this institution)	Robertsdale, AL	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
1st Federal Savings Bank of SC, Inc.	Walterboro, SC	$152M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Auburn Banking Company	Auburn, KY	$164M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Belle Glade	Belle Glade, FL	$160M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Bluff View Bank	Galesville, WI	$153M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Boone Bank & Trust Co.	Boone, IA	$157M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Brickyard Bank	Lincolnwood, IL	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Commercial Trust Company of Fayette	Fayette, MO	$164M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
First Bank	Sterling, KS	$162M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
First Federal Savings and Loan Association of Greensburg	Greensburg, IN	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Fowler State Bank	Fowler, CO	$155M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
GSL Savings Bank	Guttenberg, NJ	$151M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Guaranty Bank Inc.	Williamson, WV	$152M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Publishes Overdraft
Hiawatha Bank and Trust Company	Hiawatha, IA	$157M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Home Federal Savings and Loan Association of Niles	Niles, OH	$159M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Legends West Bank	Lewellen, NE	$158M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Normangee State Bank	Normangee, TX	$165M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Central Bank	Hennepin, IL	$166M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Oakwood Bank	Pigeon Falls, WI	$156M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Priority Bank	Fayetteville, AR	$153M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Schuyler Savings Bank	Kearny, NJ	$151M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Security Bank of Pulaski County	Saint Robert, MO	$163M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
State Bank & Trust Company	Golden Meadow, LA	$165M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
The Bank of Protection	Protection, KS	$154M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Publishes Overdraft
The First National Bank of Winnsboro	Winnsboro, TX	$158M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
WSB Municipal Bank	Watertown, NY	$152M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Overdraft not published

✓ publishes the fee. – not published.

25 peers selected · 9 publish this fee(monthly maintenance)

16 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Citizens' Bank, Inc. does not publish a monthly maintenance fee in the index.

The peer median is $7.50 among 9 publishing peers.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026.

Monthly maintenance fee in dollars, one mark per institution

Citizens' Bank, Inc. does not publish a monthly maintenance fee, so it is not on this chart.

Citizens' Bank, Inc.Peer (equal prices stack)Peer median

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Oct 29, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from Citizens' Bank, Inc.’s own schedules, with a source for each figure.

Account Maintenance

Dormant Account$5
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$30
Wire Confirmation Fax$7

Overdraft & NSF

Fee for insufficient funds$35
per item

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Online Outgoing Wire Transfer$25
Wire Transfer: Incoming$15

Check Services

Stop Payment Fee$35
Collection Item (Customer)$25

Cash & Deposit

Returned Deposited Item$10

Account Services

Safe Deposit Box 10 X 10$150
Safe Deposit Box 3 X 10$70
Safe Deposit Box 3 X 5$55
Safe Deposit Box 5 X 10$100
Safe Deposit Box 5 X 5$65
Safe Deposit Box Drill Fee$250
Not compared: Box drilling or key fee
Legal Process Fee (Garnishment, Tax Levy, Attachment, Restraining Order, other legal process)$150

Other Fees

Fax$2
Not compared: Charged per page; comparison unavailable
per page · | Fax | $2.00 per page |

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account	$5	Not stated	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$30	Not stated	None
Wire Confirmation Fax	$7	Not stated	None
Overdraft & NSF
Fee for insufficient funds	$35	per item	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Online Outgoing Wire Transfer	$25	Not stated	None
Wire Transfer: Incoming	$15	Not stated	None
Check Services
Stop Payment Fee	$35	Not stated	None
Collection Item (Customer)	$25	Not stated	None
Cash & Deposit
Returned Deposited Item	$10	Not stated	None
Account Services
Safe Deposit Box 10 X 10	$150	Not stated	None
Safe Deposit Box 3 X 10	$70	Not stated	None
Safe Deposit Box 3 X 5	$55	Not stated	None
Safe Deposit Box 5 X 10	$100	Not stated	None
Safe Deposit Box 5 X 5	$65	Not stated	None
Safe Deposit Box Drill Fee	$250Not compared: Box drilling or key fee	Not stated	None
Legal Process Fee (Garnishment, Tax Levy, Attachment, Restraining Order, other legal process)	$150	Not stated	None
Other Fees
Fax	$2Not compared: Charged per page; comparison unavailable	per page	\| Fax \| $2.00 per page \|

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.