Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

Citizens Bank and Trust of Lebanon, Inc.

Lebanon, KentuckyBankCleveland Fed districtFees collected Oct 2, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Checking/Savings Dormant Charge$7.50Within the typical range ($5–$10 nationally)

Knox deterministic extraction from Rosetta artifact #212. canonical_hint=dormant_account; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Checking/Savings Dormant Charge: / $7.50 per Statement Cycle" · Source

Overdraft & NSFVerified

Overdraft/NSF Charge$30Within the typical range ($20–$30 nationally)
$2 above the national median
per item · Knox deterministic extraction from Rosetta artifact #212. canonical_hint=overdraft; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Overdraft/NSF Charge: / $30.00 per item" · Source

ATM & CardVerified

ATM/Debit Card Replacement$5Within the typical range ($5–$10 nationally)
$5 below the national median
Knox deterministic extraction from Rosetta artifact #212. canonical_hint=card_replacement; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="ATM/Debit Card Replacement: / $5.00" · Source
Non-CBT ATM Usage$1Within the typical range ($1–$3 nationally)
$0.50 below the national median
per transaction · Knox deterministic extraction from Rosetta artifact #212. canonical_hint=atm_non_network; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Non-CBT ATM Usage: / $1.00 per transaction" · Source

Wire TransfersVerified

Wire Transfer (Incoming)$10Within the typical range ($7.75–$15 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #212. canonical_hint=wire_domestic_incoming; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Wire Transfer (Incoming): / $10.00 per item" · Source
Wire Transfer (Outgoing)$20Within the typical range ($20–$25 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #212. canonical_hint=wire_domestic_outgoing; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Wire Transfer (Outgoing): / $20.00 per item" · Source

Check ServicesVerified

Cashier’s Check Charge$3Within the typical range ($3–$6 nationally)
$2 below the national median
Knox deterministic extraction from Rosetta artifact #212. canonical_hint=cashiers_check; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Cashier’s Check Charge: / $3.00" · Source
Stop Payment Charge$30Within the typical range ($20–$30 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #212. canonical_hint=stop_payment; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Stop Payment Charge: / $30.00" · Source

Digital & ElectronicVerified

ACH Return Item Charge$3.75Below the typical range ($15–$30 nationally)
$21.25 below the national median
per item · Knox deterministic extraction from Rosetta artifact #212. canonical_hint=ach_return; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="ACH Return Item Charge: / $3.75 per item" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Checking/Savings Dormant Charge	$7.50Within the typical range ($5–$10 nationally)	$2.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #212. canonical_hint=dormant_account; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Checking/Savings Dormant Charge: / $7.50 per Statement Cycle"	Source
Overdraft & NSFVerified
Overdraft/NSF Charge	$30Within the typical range ($20–$30 nationally)	$2 above the national median	per item	Knox deterministic extraction from Rosetta artifact #212. canonical_hint=overdraft; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Overdraft/NSF Charge: / $30.00 per item"	Source
ATM & CardVerified
ATM/Debit Card Replacement	$5Within the typical range ($5–$10 nationally)	$5 below the national median	—	Knox deterministic extraction from Rosetta artifact #212. canonical_hint=card_replacement; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="ATM/Debit Card Replacement: / $5.00"	Source
Non-CBT ATM Usage	$1
Wire TransfersVerified
Wire Transfer (Incoming)	$10Within the typical range ($7.75–$15 nationally)	At the national median	per item	Knox deterministic extraction from Rosetta artifact #212. canonical_hint=wire_domestic_incoming; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Wire Transfer (Incoming): / $10.00 per item"	Source
Wire Transfer (Outgoing)
Check ServicesVerified
Cashier’s Check Charge	$3Within the typical range ($3–$6 nationally)	$2 below the national median	—	Knox deterministic extraction from Rosetta artifact #212. canonical_hint=cashiers_check; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="Cashier’s Check Charge: / $3.00"	Source
Stop Payment Charge	$30
Digital & ElectronicVerified
ACH Return Item Charge	$3.75Below the typical range ($15–$30 nationally)	$21.25 below the national median	per item	Knox deterministic extraction from Rosetta artifact #212. canonical_hint=ach_return; text_hash=67d55ce2ada06d22e51b03d57565f67cddb96469d6e3bf625716eb5d95cc0ff4; excerpt="ACH Return Item Charge: / $3.75 per item"	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$30

Overdraft fee: $30

7% above the national median overdraft fee

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$173.0M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$173.0M

Total deposits

$156.9M

Service charge income

$88K

Fee income ratio

6.3%

Return on assets

0.98%

Branches

Service charge income by quarter

Q2 2026$88K

Q1 2026$76K

Q4 2025$84K

Q3 2025$99K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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