First New Mexico Bank, Las Cruces

Headquarters: Las Cruces, New Mexico
Charter: Bank
Assets: $171.9M
Fed district: Dallas
Regulator: FDIC
Holding company: First Nm Financial Corp.

3 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
First New Mexico Bank, Las Cruces: $3 to $10
First New Mexico Bank, Las Cruces: $3 to $10
U.S. median: no median
Paper Statement
Leaves out 1 fee charged on a different basis filed under this fee.
First New Mexico Bank, Las Cruces: $3
First New Mexico Bank, Las Cruces: $3
U.S. median: no median
Account Research
First New Mexico Bank, Las Cruces: $10
First New Mexico Bank, Las Cruces: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Among its peers

First New Mexico Bank, Las Cruces · $172M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$165M to $178M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First New Mexico Bank, Las Cruces(this institution)	Las Cruces, NM	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
American Bank of Baxter Springs	Baxter Springs, KS	$170M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Clarkson	Clarkson, KY	$178M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Prairie Village	Prairie Village, KS	$176M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Bank of South Texas	Mcallen, TX	$175M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Carson Community Bank	Stilwell, OK	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Citizens Bank and Trust of Lebanon, Inc.	Lebanon, KY	$173M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community State Bank	Royal Center, IN	$176M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank	Sylvania, GA	$171M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers National Bank	Phillipsburg, KS	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers State Bank & Trust Co.	Church Point, LA	$175M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Iroquois Farmers State Bank	Iroquois, IL	$174M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Millville Savings Bank	Millville, NJ	$170M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Normangee State Bank	Normangee, TX	$165M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Central Bank	Hennepin, IL	$166M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Security Bank and Trust Company	Miami, OK	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sharon Bank	Springfield, PA	$173M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
State Bank & Trust Company	Golden Meadow, LA	$165M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Bank of Reeseville	Reeseville, WI	$170M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Shelby	Shelby, MT	$176M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Goose River Bank	Mayville, ND	$173M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Warrington Bank	Pensacola, FL	$174M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Twin River Bank	Lewiston, ID	$173M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Utah Independent Bank	Salina, UT	$171M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Westmoreland Federal Savings and Loan Association	Latrobe, PA	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Woodland Bank	Deer River, MN	$177M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (17%) below the median of similar-sized banks.

Compared at $5, the middle of its three prices, against a peer median of $6 among 13 publishing peers.

Its three checking prices are $3, $5 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

First New Mexico Bank, La…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First New Mexico Bank, Las Cruces’s own schedules, with a source for each figure.

Account Maintenance

E-Checking Monthly service charge$3
per month
Interest Checking Monthly service charge (audience not stated, treated as personal)$10
per month
Per quarter service charge (audience not stated, treated as personal)$5
Not compared: Quarterly charge, not monthly
per quarter
Personal Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Account Research (audience not stated, treated as personal)$10
per item
Paper statement fee$2
Not compared: Quarterly charge, not monthly
per quarter
Paper statement fee$3
per month

Fee	Amount	Basis	Note
Account Maintenance
E-Checking Monthly service charge	$3	per month	None
Interest Checking Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Per quarter service charge (audience not stated, treated as personal)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Personal Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Account Research (audience not stated, treated as personal)	$10	per item	None
Paper statement fee	$2Not compared: Quarterly charge, not monthly	per quarter	None
Paper statement fee	$3	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when First New Mexico Bank, Las Cruces's wire transfer changes in our data

We check once a day and send one email covering every change.

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $5, the middle of its prices. Leaves out 1 fee charged on a different basis filed under this fee.
First New Mexico Bank, Las Cruces: $3 to $10
First New Mexico Bank, Las Cruces: $3 to $10
U.S. median: no median
Paper Statement
Leaves out 1 fee charged on a different basis filed under this fee.
First New Mexico Bank, Las Cruces: $3
First New Mexico Bank, Las Cruces: $3
U.S. median: no median
Account Research
First New Mexico Bank, Las Cruces: $10
First New Mexico Bank, Las Cruces: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Mexico, the Dallas district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Mexico: Banks and credit unions headquartered in New Mexico that publish the fee.
Dallas district: Banks and credit unions headquartered in the Dallas Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Among its peers

First New Mexico Bank, Las Cruces · $172M in assets

The 25 banks closest in assets

Banks of similar size, for comparing published prices. Not local competitors: they're spread over 17 states.

Banks only
$165M to $178M in assets
Headquartered in 17 states

See the 25 institutions

The institutions in this peer set, with the fees each publishes
Institution	City, state	Assets	Maintenance	ATM	Domestic wire	Intl. wire	Overdraft
First New Mexico Bank, Las Cruces(this institution)	Las Cruces, NM	$172M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
American Bank of Baxter Springs	Baxter Springs, KS	$170M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Bank of Clarkson	Clarkson, KY	$178M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Bank of Prairie Village	Prairie Village, KS	$176M	Publishes Monthly maintenance	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Overdraft not published
Bank of South Texas	Mcallen, TX	$175M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Carson Community Bank	Stilwell, OK	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Citizens Bank and Trust of Lebanon, Inc.	Lebanon, KY	$173M	Monthly maintenance not published	Publishes Out-of-network ATM	Publishes Domestic wire	International wire not published	Publishes Overdraft
Community State Bank	Royal Center, IN	$176M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Farmers and Merchants Bank	Sylvania, GA	$171M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers National Bank	Phillipsburg, KS	$173M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
Farmers State Bank & Trust Co.	Church Point, LA	$175M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
Iroquois Farmers State Bank	Iroquois, IL	$174M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	Publishes International wire	Overdraft not published
Millville Savings Bank	Millville, NJ	$170M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Normangee State Bank	Normangee, TX	$165M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
North Central Bank	Hennepin, IL	$166M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
Security Bank and Trust Company	Miami, OK	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
Sharon Bank	Springfield, PA	$173M	Monthly maintenance not published	Publishes Out-of-network ATM	Domestic wire not published	International wire not published	Overdraft not published
State Bank & Trust Company	Golden Meadow, LA	$165M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft
State Bank of Reeseville	Reeseville, WI	$170M	Monthly maintenance not published	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Publishes Overdraft
The First State Bank of Shelby	Shelby, MT	$176M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
The Goose River Bank	Mayville, ND	$173M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Publishes Overdraft
The Warrington Bank	Pensacola, FL	$174M	Publishes Monthly maintenance	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Twin River Bank	Lewiston, ID	$173M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Overdraft not published
Utah Independent Bank	Salina, UT	$171M	Monthly maintenance not published	Out-of-network ATM not published	Domestic wire not published	International wire not published	Overdraft not published
Westmoreland Federal Savings and Loan Association	Latrobe, PA	$167M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	International wire not published	Overdraft not published
Woodland Bank	Deer River, MN	$177M	Publishes Monthly maintenance	Out-of-network ATM not published	Publishes Domestic wire	Publishes International wire	Publishes Overdraft

✓ publishes the fee. – not published.

25 peers selected · 13 publish this fee(monthly maintenance)

12 don't publish it: shown as not published, never as zero.

Fee type

Peer pricing snapshot

Monthly maintenance is $1 (17%) below the median of similar-sized banks.

Compared at $5, the middle of its three prices, against a peer median of $6 among 13 publishing peers.

Its three checking prices are $3, $5 and $10.

This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.

Monthly maintenance fee in dollars, one mark per institution

First New Mexico Bank, La…: an account price on its scheduleIts comparison price, the middle of its pricesPeer (equal prices stack)Peer median

Against this institution's monthly maintenance fee

Hamilton is the Fee Insight workspace for pricing teams.

Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.

How peers are chosen and counted

Every set except Home metro keeps the institution's own charter: banks against banks, credit unions against credit unions.
The set shown first is the first in the list with a peer median for each overdraft and monthly maintenance fee this institution publishes. If none has them all, it is the set with the most.
Closest in assets takes the institutions nearest its total assets among those that publish fees.
Home metro is the metro where it has the most branches. It counts the banks with a branch there (FDIC Summary of Deposits) and the credit unions with a branch in one of the metro's cities (NCUA). Banks only leaves the credit unions out.
State and Fed district count institutions headquartered there. Size uses its asset-size band.
Regulator uses the bank's primary federal regulator; for a credit union, its federal or state charter.
A set lists the institutions that publish at least one fee. This institution is not counted in its own set.
Each institution counts once per fee: the middle of its prices, or for overdraft its highest.
A peer median needs at least 8 peers that publish the fee. With fewer, the fee reads "too few to compare".
A fee an institution does not publish is shown as not published, never as zero.
About the same: within 1% of the median, in this section and everywhere on this page. Above or below means further than that.
A set with more than 50 peers shows the 50 closest in assets. Its medians and counts still use every peer in the set.

Published fee schedule

Amounts from First New Mexico Bank, Las Cruces’s own schedules, with a source for each figure.

Account Maintenance

E-Checking Monthly service charge$3
per month
Interest Checking Monthly service charge (audience not stated, treated as personal)$10
per month
Per quarter service charge (audience not stated, treated as personal)$5
Not compared: Quarterly charge, not monthly
per quarter
Personal Checking Monthly service charge (audience not stated, treated as personal)$5
per month
Account Research (audience not stated, treated as personal)$10
per item
Paper statement fee$2
Not compared: Quarterly charge, not monthly
per quarter
Paper statement fee$3
per month

Fee	Amount	Basis	Note
Account Maintenance
E-Checking Monthly service charge	$3	per month	None
Interest Checking Monthly service charge (audience not stated, treated as personal)	$10	per month	None
Per quarter service charge (audience not stated, treated as personal)	$5Not compared: Quarterly charge, not monthly	per quarter	None
Personal Checking Monthly service charge (audience not stated, treated as personal)	$5	per month	None
Account Research (audience not stated, treated as personal)	$10	per item	None
Paper statement fee	$2Not compared: Quarterly charge, not monthly	per quarter	None
Paper statement fee	$3	per month	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.