State Bank of Southwest Missouri

Headquarters: Springfield, Missouri
Charter: Bank
Assets: $183.8M
Fed district: St. Louis

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
State Bank of Southwest Missouri: $30
State Bank of Southwest Missouri: $30
U.S. median: no median
NSF / Returned Item
State Bank of Southwest Missouri: $30
State Bank of Southwest Missouri: $30
U.S. median: no median
Non-Network ATM
State Bank of Southwest Missouri: $1.25
State Bank of Southwest Missouri: $1.25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from State Bank of Southwest Missouri’s own schedules, with a source for each figure.

Account Maintenance

Account Balancing (one hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research (one hour minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft/NSF (per item)$30
per item
Overdraft/NSF (per item)$30
per item
Automatic Overdraft Transfer from linked account$5
per item

ATM & Card

Out-of-Network ATM Fee$1.25
Replacement Debit Card$5
per item
Expedited Debit Card Replacement$75
per item

Wire Transfers

Outgoing Wire$25
per item
Incoming Wire$25
per item
International Wire$45
per item

Check Services

Cashiers Checks$5
per item
Official Checks$5
per item
Stop Payment$25
Print Temporary Checks/Deposit Ticket$2
Non-Customer Check Cashing Fee$10

Digital & Electronic

Online Banking Bill Pay$6.95
per month

Cash & Deposit

Deposited Items Returned Unpaid$5
per item

Account Services

Safe Deposit Box – Lost Keys or Redrilling$100
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$75
per year
Safe Deposit Box 3x10$30
per year
Safe Deposit Box 3x5$15
per year
Safe Deposit Box 5x10$40
per year
Safe Deposit Box 5x15$50
per year
Safe Deposit Box 5x5$25
per year
Garnishment$75
Levies$75
Subpoenas/Summonses Appearance$75
Verification of Deposits/Audit Confirmations$10
per item

Other Fees

Copy of Statement$2
Duplicate Statement$2

Fee	Amount	Basis	Note
Account Maintenance
Account Balancing (one hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research (one hour minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft/NSF (per item)	$30	per item	None
Overdraft/NSF (per item)	$30	per item	None
Automatic Overdraft Transfer from linked account	$5	per item	None
ATM & Card
Out-of-Network ATM Fee	$1.25	Not stated	None
Replacement Debit Card	$5	per item	None
Expedited Debit Card Replacement	$75	per item	None
Wire Transfers
Outgoing Wire	$25	per item	None
Incoming Wire	$25	per item	None
International Wire	$45	per item	None
Check Services
Cashiers Checks	$5	per item	None
Official Checks	$5	per item	None
Stop Payment	$25	Not stated	None
Print Temporary Checks/Deposit Ticket	$2	Not stated	None
Non-Customer Check Cashing Fee	$10	Not stated	None
Digital & Electronic
Online Banking Bill Pay	$6.95	per month	None
Cash & Deposit
Deposited Items Returned Unpaid	$5	per item	None
Account Services
Safe Deposit Box – Lost Keys or Redrilling	$100Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$75	per year	None
Safe Deposit Box 3x10	$30	per year	None
Safe Deposit Box 3x5	$15	per year	None
Safe Deposit Box 5x10	$40	per year	None
Safe Deposit Box 5x15	$50	per year	None
Safe Deposit Box 5x5	$25	per year	None
Garnishment	$75	Not stated	None
Levies	$75	Not stated	None
Subpoenas/Summonses Appearance	$75	Not stated	None
Verification of Deposits/Audit Confirmations	$10	per item	None
Other Fees
Copy of Statement	$2	Not stated	None
Duplicate Statement	$2	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when State Bank of Southwest Missouri's ach origination changes in our data

We check once a day and send one email covering every change.