The First State Bank of Shelby

Headquarters: Shelby, Montana
Charter: Bank
Assets: $175.6M
Fed district: Minneapolis

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
The First State Bank of Shelby: $4.50
The First State Bank of Shelby: $4.50
U.S. median: no median
Wire Transfer (Domestic Out)
The First State Bank of Shelby: $15
The First State Bank of Shelby: $15
U.S. median: no median
Stop Payment
The First State Bank of Shelby: $10
The First State Bank of Shelby: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Montana: Banks and credit unions headquartered in Montana that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from The First State Bank of Shelby’s own schedules, with a source for each figure.

Account Maintenance

Service charge$4.50
Dormant Account Fee - Per Month - After 24 Months with No Activity$2
per month
Account Research - Per Hour$15
Not compared: Charged per hour; comparison unavailable
per hour
Excess activity fee$10
per transaction

Overdraft & NSF

Non-Sufficient Fund Item Paid Daily Cap$30
per day
Non-Sufficient Fund Item Returned Daily Cap$60
per day

ATM & Card

Debit Card Replacement Fee$10

Wire Transfers

Domestic Wire Transfer - Each - Customer$15
per item
Foreign - International Wire Transfers$50
per item

Check Services

Cashier Checks$1
Stop Payment Fee$10

Digital & Electronic

Bill Pay - Overnight Check Fee$35

Cash & Deposit

Return Deposit Items - Plus Correspondent Bank Fee$10

Account Services

Safe Deposit Box 10 x 10$40
Safe Deposit Box 2 x 5$7
Safe Deposit Box 3 x 10$20
Safe Deposit Box 3 x 5$10
Safe Deposit Box 5 x 10$25
Safe Deposit Box 5 x 5$15
Executions - Garnishments - Levies$50
per item

Fee	Amount	Basis	Note
Account Maintenance
Service charge	$4.50	Not stated	None
Dormant Account Fee - Per Month - After 24 Months with No Activity	$2	per month	None
Account Research - Per Hour	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Excess activity fee	$10	per transaction	None
Overdraft & NSF
Non-Sufficient Fund Item Paid Daily Cap	$30	per day	None
Non-Sufficient Fund Item Returned Daily Cap	$60	per day	None
ATM & Card
Debit Card Replacement Fee	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer - Each - Customer	$15	per item	None
Foreign - International Wire Transfers	$50	per item	None
Check Services
Cashier Checks	$1	Not stated	None
Stop Payment Fee	$10	Not stated	None
Digital & Electronic
Bill Pay - Overnight Check Fee	$35	Not stated	None
Cash & Deposit
Return Deposit Items - Plus Correspondent Bank Fee	$10	Not stated	None
Account Services
Safe Deposit Box 10 x 10	$40	Not stated	None
Safe Deposit Box 2 x 5	$7	Not stated	None
Safe Deposit Box 3 x 10	$20	Not stated	None
Safe Deposit Box 3 x 5	$10	Not stated	None
Safe Deposit Box 5 x 10	$25	Not stated	None
Safe Deposit Box 5 x 5	$15	Not stated	None
Executions - Garnishments - Levies	$50	per item	None

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The First State Bank of Shelby's ach origination changes in our data

We check once a day and send one email covering every change.