Woodland Bank

Headquarters: Deer River, Minnesota
Charter: Bank
Assets: $177.5M
Fed district: Minneapolis

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Woodland Bank: $10 to $15
Woodland Bank: $10 to $15
U.S. median: no median
Overdraft (OD)
Woodland Bank: $30.79
Woodland Bank: $30.79
U.S. median: no median
NSF / Returned Item
Woodland Bank: $30.79
Woodland Bank: $30.79
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Woodland Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$15
per month
Monthly maintenance fee$10
per month
Dormant Account Fee$5
per month
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement Charge$5
Undeliverable Statement Charge$5

Overdraft & NSF

Overdraft Charge$30.79
Return Item Charge$30.79

ATM & Card

Replace Lost Debit Card$9.99

Wire Transfers

Wire Transfers (domestic - outgoing)$25
Wire Transfers (domestic - incoming)$15
Wire Transfers (foreign)$40

Check Services

Cashier's Checks$5
per item
Money Order$5
per item
Stop Payments (all items)$30.79
Canadian Check Cashing/Processing$15
per item
Check Cashing (non customer)$5
per item
Copy of Checks (2 free per month)$1
per item

Digital & Electronic

Check Free Bill Pay Rush Delivery$14.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Counting (non customer)10%
Coin Counting (non customer) (audience not stated, treated as personal)10%

Account Services

Notary Fee (non customer)$5
Not compared: Charged per document; comparison unavailable
per document
Drill Charge$250
Not compared: Box drilling or key fee
Lost Key$50
Not compared: Box drilling or key fee

Other Fees

Fax (incoming or outgoing)$2
Photocopies$0.25

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$15	per month	None
Monthly maintenance fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement Charge	$5	Not stated	None
Undeliverable Statement Charge	$5	Not stated	None
Overdraft & NSF
Overdraft Charge	$30.79	Not stated	None
Return Item Charge	$30.79	Not stated	None
ATM & Card
Replace Lost Debit Card	$9.99	Not stated	None
Wire Transfers
Wire Transfers (domestic - outgoing)	$25	Not stated	None
Wire Transfers (domestic - incoming)	$15	Not stated	None
Wire Transfers (foreign)	$40	Not stated	None
Check Services
Cashier's Checks	$5	per item	None
Money Order	$5	per item	None
Stop Payments (all items)	$30.79	Not stated	None
Canadian Check Cashing/Processing	$15	per item	None
Check Cashing (non customer)	$5	per item	None
Copy of Checks (2 free per month)	$1	per item	None
Digital & Electronic
Check Free Bill Pay Rush Delivery	$14.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Counting (non customer)	10%	Not stated	None
Coin Counting (non customer) (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Notary Fee (non customer)	$5Not compared: Charged per document; comparison unavailable	per document	None
Drill Charge	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax (incoming or outgoing)	$2	Not stated	None
Photocopies	$0.25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee$5
per month
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement Charge$5

Overdraft & NSF

Overdraft Charge$30.79
Return Item Charge$30.79

ATM & Card

Replace Lost Debit Card$9.99

Check Services

Cashier's Checks$5
per item
Money Order$5
per item
Stop Payments (all items)$30.79
Canadian Check Cashing/Processing$15
per item
Check Cashing (non customer)$5
per item
Copy of Checks (2 free per month)$1
per item

Digital & Electronic

Check Free Bill Pay Rush Delivery$14.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Counting (non customer)10%
Deposit Item Return Fee (Business accounts only)$20

Account Services

Notary Fee (non customer)$5
Not compared: Charged per document; comparison unavailable
per document
Drill Charge$250
Not compared: Box drilling or key fee
Lost Key$50
Not compared: Box drilling or key fee

Other Fees

Fax (incoming or outgoing)$2
Photocopies$0.25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement Charge	$5	Not stated	None
Overdraft & NSF
Overdraft Charge	$30.79	Not stated	None
Return Item Charge	$30.79	Not stated	None
ATM & Card
Replace Lost Debit Card	$9.99	Not stated	None
Check Services
Cashier's Checks	$5	per item	None
Money Order	$5	per item	None
Stop Payments (all items)	$30.79	Not stated	None
Canadian Check Cashing/Processing	$15	per item	None
Check Cashing (non customer)	$5	per item	None
Copy of Checks (2 free per month)	$1	per item	None
Digital & Electronic
Check Free Bill Pay Rush Delivery	$14.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Counting (non customer)	10%	Not stated	None
Deposit Item Return Fee (Business accounts only)	$20	Not stated	None
Account Services
Notary Fee (non customer)	$5Not compared: Charged per document; comparison unavailable	per document	None
Drill Charge	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax (incoming or outgoing)	$2	Not stated	None
Photocopies	$0.25	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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Get an email when Woodland Bank's ach origination changes in our data

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $12.50, the middle of its prices
Woodland Bank: $10 to $15
Woodland Bank: $10 to $15
U.S. median: no median
Overdraft (OD)
Woodland Bank: $30.79
Woodland Bank: $30.79
U.S. median: no median
NSF / Returned Item
Woodland Bank: $30.79
Woodland Bank: $30.79
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Published fee schedule

Amounts from Woodland Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly maintenance fee$15
per month
Monthly maintenance fee$10
per month
Dormant Account Fee$5
per month
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement Charge$5
Undeliverable Statement Charge$5

Overdraft & NSF

Overdraft Charge$30.79
Return Item Charge$30.79

ATM & Card

Replace Lost Debit Card$9.99

Wire Transfers

Wire Transfers (domestic - outgoing)$25
Wire Transfers (domestic - incoming)$15
Wire Transfers (foreign)$40

Check Services

Cashier's Checks$5
per item
Money Order$5
per item
Stop Payments (all items)$30.79
Canadian Check Cashing/Processing$15
per item
Check Cashing (non customer)$5
per item
Copy of Checks (2 free per month)$1
per item

Digital & Electronic

Check Free Bill Pay Rush Delivery$14.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Counting (non customer)10%
Coin Counting (non customer) (audience not stated, treated as personal)10%

Account Services

Notary Fee (non customer)$5
Not compared: Charged per document; comparison unavailable
per document
Drill Charge$250
Not compared: Box drilling or key fee
Lost Key$50
Not compared: Box drilling or key fee

Other Fees

Fax (incoming or outgoing)$2
Photocopies$0.25

Fee	Amount	Basis	Note
Account Maintenance
Monthly maintenance fee	$15	per month	None
Monthly maintenance fee	$10	per month	None
Dormant Account Fee	$5	per month	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement Charge	$5	Not stated	None
Undeliverable Statement Charge	$5	Not stated	None
Overdraft & NSF
Overdraft Charge	$30.79	Not stated	None
Return Item Charge	$30.79	Not stated	None
ATM & Card
Replace Lost Debit Card	$9.99	Not stated	None
Wire Transfers
Wire Transfers (domestic - outgoing)	$25	Not stated	None
Wire Transfers (domestic - incoming)	$15	Not stated	None
Wire Transfers (foreign)	$40	Not stated	None
Check Services
Cashier's Checks	$5	per item	None
Money Order	$5	per item	None
Stop Payments (all items)	$30.79	Not stated	None
Canadian Check Cashing/Processing	$15	per item	None
Check Cashing (non customer)	$5	per item	None
Copy of Checks (2 free per month)	$1	per item	None
Digital & Electronic
Check Free Bill Pay Rush Delivery	$14.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Counting (non customer)	10%	Not stated	None
Coin Counting (non customer) (audience not stated, treated as personal)	10%	Not stated	None
Account Services
Notary Fee (non customer)	$5Not compared: Charged per document; comparison unavailable	per document	None
Drill Charge	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax (incoming or outgoing)	$2	Not stated	None
Photocopies	$0.25	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Account Maintenance

Dormant Account Fee$5
per month
Account Research$30
Not compared: Charged per hour; comparison unavailable
per hour
Undeliverable Statement Charge$5

Overdraft & NSF

Overdraft Charge$30.79
Return Item Charge$30.79

ATM & Card

Replace Lost Debit Card$9.99

Check Services

Cashier's Checks$5
per item
Money Order$5
per item
Stop Payments (all items)$30.79
Canadian Check Cashing/Processing$15
per item
Check Cashing (non customer)$5
per item
Copy of Checks (2 free per month)$1
per item

Digital & Electronic

Check Free Bill Pay Rush Delivery$14.95
Not compared: Per-item charge, not monthly
per item

Cash & Deposit

Coin Counting (non customer)10%
Deposit Item Return Fee (Business accounts only)$20

Account Services

Notary Fee (non customer)$5
Not compared: Charged per document; comparison unavailable
per document
Drill Charge$250
Not compared: Box drilling or key fee
Lost Key$50
Not compared: Box drilling or key fee

Other Fees

Fax (incoming or outgoing)$2
Photocopies$0.25

Fee	Amount	Basis	Note
Account Maintenance
Dormant Account Fee	$5	per month	None
Account Research	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Undeliverable Statement Charge	$5	Not stated	None
Overdraft & NSF
Overdraft Charge	$30.79	Not stated	None
Return Item Charge	$30.79	Not stated	None
ATM & Card
Replace Lost Debit Card	$9.99	Not stated	None
Check Services
Cashier's Checks	$5	per item	None
Money Order	$5	per item	None
Stop Payments (all items)	$30.79	Not stated	None
Canadian Check Cashing/Processing	$15	per item	None
Check Cashing (non customer)	$5	per item	None
Copy of Checks (2 free per month)	$1	per item	None
Digital & Electronic
Check Free Bill Pay Rush Delivery	$14.95Not compared: Per-item charge, not monthly	per item	None
Cash & Deposit
Coin Counting (non customer)	10%	Not stated	None
Deposit Item Return Fee (Business accounts only)	$20	Not stated	None
Account Services
Notary Fee (non customer)	$5Not compared: Charged per document; comparison unavailable	per document	None
Drill Charge	$250Not compared: Box drilling or key fee	Not stated	None
Lost Key	$50Not compared: Box drilling or key fee	Not stated	None
Other Fees
Fax (incoming or outgoing)	$2	Not stated	None
Photocopies	$0.25	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.