Town Center Bank

Headquarters: Frankfort, Illinois
Charter: Bank
Assets: $180.6M
Fed district: Chicago

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Feb 17, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Town Center Bank: $30
Town Center Bank: $30
U.S. median: no median
Wire Transfer (Domestic Out)
Town Center Bank: $22
Town Center Bank: $22
U.S. median: no median
Stop Payment
Town Center Bank: $25
Town Center Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Feb 17, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Town Center Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 90 days Fee$15
Dormant Account Fee$6
Account Research Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft (OD)$30
per item

Wire Transfers

Wire Transfer Domestic Outgoing$22
Wire Transfer Domestic Incoming$15
International Outgoing/Incoming$38

Check Services

Cashiers Checks$5
Money Orders$2
Stop Payment Fee$25
Foreign Checks Deposited Fee$5

Cash & Deposit

Chargeback Fee$5

Account Services

Legal Documents Processing$25

Other Fees

Duplicate Statement Fee$2

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 90 days Fee	$15	Not stated	None
Dormant Account Fee	$6	Not stated	None
Account Research Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft (OD)	$30	per item	None
Wire Transfers
Wire Transfer Domestic Outgoing	$22	Not stated	None
Wire Transfer Domestic Incoming	$15	Not stated	None
International Outgoing/Incoming	$38	Not stated	None
Check Services
Cashiers Checks	$5	Not stated	None
Money Orders	$2	Not stated	None
Stop Payment Fee	$25	Not stated	None
Foreign Checks Deposited Fee	$5	Not stated	None
Cash & Deposit
Chargeback Fee	$5	Not stated	None
Account Services
Legal Documents Processing	$25	Not stated	None
Other Fees
Duplicate Statement Fee	$2	Not stated	None

Correct a fee source

Feb 17, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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