Farmers State Bank & Trust Co.

Headquarters: Church Point, Louisiana
Charter: Bank
Assets: $174.7M
Fed district: Atlanta

11 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Compared at $35, its standard fee, the highest of its prices
Farmers State Bank & Trust Co.: $20 to $35
Farmers State Bank & Trust Co.: $20 to $35
U.S. median: no median
Wire Transfer (Domestic Out)
Farmers State Bank & Trust Co.: $25
Farmers State Bank & Trust Co.: $25
U.S. median: no median
Stop Payment
Farmers State Bank & Trust Co.: $35
Farmers State Bank & Trust Co.: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Farmers State Bank & Trust Co.’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing Fee (within 6 months of opening)$30
Dormant Account Fee per month (no activity in 2 years)$10
per month
Research & Reconciliation Fee (per hour)$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Item Paid Charge$20
Overdraft Item Paid Charge (Overdraft Privilege Program (ODP) each)$35
per item
Auto Transfer Overdraft Fee per transfer$2
per item

ATM & Card

Replacement ATM/Debit Cards$10

Wire Transfers

Wire Transfers (domestic outgoing)$25
Wire Transfers (foreign outgoing)$60

Check Services

Stop Payment ACH/Check$35
per item
Counter Checks (Per Page)$2
Not compared: Charged per page; comparison unavailable
per page
Check Cashing (Non-Customer) (audience not stated, treated as personal)2%($5 minimum)

Cash & Deposit

Coin Counting5%($5 minimum)

Account Services

Notary Fee$25
Safe Deposit Box Drilling Fee$125
Not compared: Box drilling or key fee
Tax/Levy Garnishment Fee$50

Other Fees

Copy Machine Use per Page$0.25
per item
Fax Machine Use per Page$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing Fee (within 6 months of opening)	$30	Not stated	None
Dormant Account Fee per month (no activity in 2 years)	$10	per month	None
Research & Reconciliation Fee (per hour)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Item Paid Charge	$20	Not stated	None
Overdraft Item Paid Charge (Overdraft Privilege Program (ODP) each)	$35	per item	None
Auto Transfer Overdraft Fee per transfer	$2	per item	None
ATM & Card
Replacement ATM/Debit Cards	$10	Not stated	None
Wire Transfers
Wire Transfers (domestic outgoing)	$25	Not stated	None
Wire Transfers (foreign outgoing)	$60	Not stated	None
Check Services
Stop Payment ACH/Check	$35	per item	None
Counter Checks (Per Page)	$2Not compared: Charged per page; comparison unavailable	per page	None
Check Cashing (Non-Customer) (audience not stated, treated as personal)	2%($5 minimum)	Not stated	None
Cash & Deposit
Coin Counting	5%($5 minimum)	Not stated	None
Account Services
Notary Fee	$25	Not stated	None
Safe Deposit Box Drilling Fee	$125Not compared: Box drilling or key fee	Not stated	None
Tax/Levy Garnishment Fee	$50	Not stated	None
Other Fees
Copy Machine Use per Page	$0.25	per item	None
Fax Machine Use per Page	$2	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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