Santander Bank, N.A.

Headquarters: Wilmington, Delaware
Charter: Bank
Assets: $104.0B
Fed district: Philadelphia

15 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Santander Bank, N.A.: $15
Santander Bank, N.A.: $15
U.S. median: no median
Non-Network ATM
Santander Bank, N.A.: $3
Santander Bank, N.A.: $3
U.S. median: no median
Foreign Transaction
Santander Bank, N.A.: No fee
Santander Bank, N.A.: No fee
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Delaware, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Delaware: Banks and credit unions headquartered in Delaware that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Santander Bank, N.A.’s own schedules, with a source for each figure.

Account Maintenance

Paper Statement Fee$3

Overdraft & NSF

Insufficient Funds Fee – Item Paid$15
Sustained Overdraft Fee$15
Overdraft Protection Transfer FeeNo charge

ATM & Card

Domestic at Non-Santander ATMs$3
International ATM$6
New/Replacement Card – Expedited$30
International Transaction FeeNo charge

Wire Transfers

Domestic Outgoing Wire Transfer Fee$25
Incoming Wire Transfer Fee$13
International USD Outgoing Wire Transfer Fee$40

Check Services

Official Bank Check$10
Stop PaymentNo charge

Cash & Deposit

Return Deposited ItemNo charge

Account Services

Garnishment/Levy/Legal Processing$100

Fee	Amount	Basis	Note
Account Maintenance
Paper Statement Fee	$3	Not stated	None
Overdraft & NSF
Insufficient Funds Fee – Item Paid	$15	Not stated	None
Sustained Overdraft Fee	$15	Not stated	None
Overdraft Protection Transfer Fee	No charge	Not stated	None
ATM & Card
Domestic at Non-Santander ATMs	$3	Not stated	None
International ATM	$6	Not stated	None
New/Replacement Card – Expedited	$30	Not stated	None
International Transaction Fee	No charge	Not stated	None
Wire Transfers
Domestic Outgoing Wire Transfer Fee	$25	Not stated	None
Incoming Wire Transfer Fee	$13	Not stated	None
International USD Outgoing Wire Transfer Fee	$40	Not stated	None
Check Services
Official Bank Check	$10	Not stated	None
Stop Payment	No charge	Not stated	None
Cash & Deposit
Return Deposited Item	No charge	Not stated	None
Account Services
Garnishment/Levy/Legal Processing	$100	Not stated	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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