12 published fees; none has a market median to compare yet.
Source: its fee schedule, read Nov 1, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Super Now Account
Can be waived with an average daily balance of $1,000 or more.
NSF / Returned Item
Non-Network ATM
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Montana, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from The First State Bank of Malta’s own schedules, with a source for each figure.
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Super Now Account Service charge | $10 | Not stated | None |
| Account Balancing (per hour if more than one month) | $20Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research Fees (per hour) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
Overdraft & NSF | |||
| Non-sufficient funds | $30 | per item | None |
| Non-sufficient funds daily maximum | $120 | Not stated | None |
ATM & Card | |||
| Foreign ATM Use | $1 | Not stated | None |
Wire Transfers | |||
| Domestic Wire Transfers - Outgoing | $20 | Not stated | None |
| Foreign Wire Transfers - Outgoing | $100 | Not stated | None |
| Foreign Wire Transfers - Incoming (non-customer) | $50 | Not stated | None |
Check Services | |||
| Cashier's Checks | $5 | Not stated | None |
| Money Orders | $2 | Not stated | None |
| Stop Payments | $30 | Not stated | None |
| Check Cashing (non-customer) | $15 | per item | None |
Account Services | |||
| Executions & Levies | $75 | Not stated | None |
Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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