State Bank of Whittington

Headquarters: Benton, Illinois
Charter: Bank
Assets: $180.1M
Fed district: St. Louis

16 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 13, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $15, the middle of its prices
State Bank of Whittington: $3 to $50
State Bank of Whittington: $3 to $50
U.S. median: no median
Overdraft (OD)
State Bank of Whittington: $33
State Bank of Whittington: $33
U.S. median: no median
NSF / Returned Item
State Bank of Whittington: $33
State Bank of Whittington: $33
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 13, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from State Bank of Whittington’s own schedules, with a source for each figure.

Account Maintenance

Account’s monthly fee$5
per month
InControl Checking Monthly maintenance fee$5
per month
Service charge fee (audience not stated, treated as personal)$15
avoid imposition of fees - A service charge fee of $15.00 will be imposed every four-week statement cycle if the balance in the account falls below
Service charge fee$3
per month
Service charge fee (audience not stated, treated as personal)$50
per month
Versatile checking option Monthly service fee$15
per month
Account closing fee$25
Dormant account fee$5
per month
Inactive account fee$5
per item
Inactive account fee$5
per month
Account research$25
Not compared: Charged per hour; comparison unavailable
per hour
Per item service charge fee$25
per item
Excess withdrawal fee$2
per item

Overdraft & NSF

Overdraft Fee (audience not stated, treated as personal)$33
Overdraft Fee or an N (audience not stated, treated as personal)$33
per item
Overdrafts — each overdraft paid$33
per item
Nonsufficient funds (NSF)$33
per item
NSF Fee (audience not stated, treated as personal)$33

Wire Transfers

Wire Transfers: Outgoing$45
Wire Transfers: Incoming$35
Wire Transfers: Foreign Outgoing$150

Check Services

Stop payments — Specific items$38
per item
Stop payments —- ACH payments$38
per item
Temporary Checks: (per package)$2

Cash & Deposit

Return deposit item fee (audience not stated, treated as personal)$5
per item

Account Services

Lock Box Drilling$50
Not compared: Box drilling or key fee
Lost key replacement$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 10X10$100
per year
Safe Deposit Box 3X10$55
per year
Safe Deposit Box 3X5$40
per year
Safe Deposit Box 5X10$70
per year
Garnishments and Levies$50

Other Fees

Statement reprint$3

Fee	Amount	Basis	Note
Account Maintenance
Account’s monthly fee	$5	per month	None
InControl Checking Monthly maintenance fee	$5	per month	None
Service charge fee (audience not stated, treated as personal)	$15	Not stated	avoid imposition of fees - A service charge fee of $15.00 will be imposed every four-week statement cycle if the balance in the account falls below
Service charge fee	$3	per month	None
Service charge fee (audience not stated, treated as personal)	$50	per month	None
Versatile checking option Monthly service fee	$15	per month	None
Account closing fee	$25	Not stated	None
Dormant account fee	$5	per month	None
Inactive account fee	$5	per item	None
Inactive account fee	$5	per month	None
Account research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Per item service charge fee	$25	per item	None
Excess withdrawal fee	$2	per item	None
Overdraft & NSF
Overdraft Fee (audience not stated, treated as personal)	$33	Not stated	None
Overdraft Fee or an N (audience not stated, treated as personal)	$33	per item	None
Overdrafts — each overdraft paid	$33	per item	None
Nonsufficient funds (NSF)	$33	per item	None
NSF Fee (audience not stated, treated as personal)	$33	Not stated	None
Wire Transfers
Wire Transfers: Outgoing	$45	Not stated	None
Wire Transfers: Incoming	$35	Not stated	None
Wire Transfers: Foreign Outgoing	$150	Not stated	None
Check Services
Stop payments — Specific items	$38	per item	None
Stop payments —- ACH payments	$38	per item	None
Temporary Checks: (per package)	$2	Not stated	None
Cash & Deposit
Return deposit item fee (audience not stated, treated as personal)	$5	per item	None
Account Services
Lock Box Drilling	$50Not compared: Box drilling or key fee	Not stated	None
Lost key replacement	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 10X10	$100	per year	None
Safe Deposit Box 3X10	$55	per year	None
Safe Deposit Box 3X5	$40	per year	None
Safe Deposit Box 5X10	$70	per year	None
Garnishments and Levies	$50	Not stated	None
Other Fees
Statement reprint	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 13, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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