Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

State Bank of Whittington

Benton, IllinoisBankChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account research$25Within the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Nonsufficient funds (NSF) — each$33Above the typical range ($25–$31.50 nationally)
$3 above the national median
Source
Overdrafts — each overdraft paid$33Above the typical range ($25–$32 nationally)
$3 above the national median
Source

ATM & CardVerified

Foreign ATM card used at the State Bank of Whittington’s ATM$5Above the typical range ($1–$2.50 nationally)
$3.08 above the national median
per transaction · Source

Check ServicesVerified

Stop payments — Specific items$38Above the typical range ($20–$30 nationally)
$11 above the national median
Source
Temporary Checks: (per package)$2Within the typical range ($1–$4 nationally)
At the national median
Source

Account ServicesVerified

10X10$100Above the typical range ($25–$80 nationally)
$55 above the national median
Source
3X10$55Within the typical range ($25–$80 nationally)
$10 above the national median
Source
3X5$40Within the typical range ($25–$80 nationally)
$5 below the national median
Source
5X10$70Within the typical range ($25–$80 nationally)
$25 above the national median
Source
Garnishments and Levies$50Within the typical range ($30–$75 nationally)
At the national median
Source
Lock Box Drilling$50Within the typical range ($25–$80 nationally)
$5 above the national median
Source
Lost key replacement$25Within the typical range ($25–$80 nationally)
$20 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account research	$25Within the typical range ($20–$25 nationally)	At the national median	—	—	Source
Dormant account fee	$5Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Overdraft & NSFVerified
Nonsufficient funds (NSF) — each	$33Above the typical range ($25–$31.50 nationally)	$3 above the national median	—	—	Source
Overdrafts — each overdraft paid	$33
ATM & CardVerified
Foreign ATM card used at the State Bank of Whittington’s ATM	$5Above the typical range ($1–$2.50 nationally)	$3.08 above the national median	per transaction	—	Source
Check ServicesVerified
Stop payments — Specific items	$38Above the typical range ($20–$30 nationally)	$11 above the national median	—	—	Source
Temporary Checks: (per package)	$2
Account ServicesVerified
10X10	$100Above the typical range ($25–$80 nationally)	$55 above the national median	—	—	Source
3X10	$55
Other FeesVerified
Statement reprint	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 15 — leaner than most institutions

Headline fees published

4 of 15

Published fees

Under review

Assets

$180.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$180.1M

Total deposits

$159.7M

Service charge income

$151K

Fee income ratio

6.7%

Return on assets

1.25%

Branches

Service charge income by quarter

Q2 2026$151K

Q1 2026$148K

Q4 2025$153K

Q3 2025$148K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 39,573 published fee entries from 2,758 institutions

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