The Peoples Savings Bank

Headquarters: Urbana, Ohio
Charter: Bank
Assets: $189.3M
Fed district: Cleveland

9 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 5, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
REGULAR CHECKING ACCOUNTS $5 to $10
Compared at $8, the middle of its prices
The Peoples Savings Bank: $5 to $10
The Peoples Savings Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
The Peoples Savings Bank: $35
The Peoples Savings Bank: $35
U.S. median: no median
NSF / Returned Item
The Peoples Savings Bank: $35
The Peoples Savings Bank: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 5, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Ohio, the Cleveland district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Ohio: Banks and credit unions headquartered in Ohio that publish the fee.
Cleveland district: Banks and credit unions headquartered in the Cleveland Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from The Peoples Savings Bank’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee (audience not stated, treated as personal)$10
per month
Monthly fee (audience not stated, treated as personal)$5
per month
Monthly fee (audience not stated, treated as personal)$8
per month
Service fee (balance falls below $500) (audience not stated, treated as personal)$3
per month
Early Account Closeout Fee (w/in 180 days of opening)$20
Account Reconciliation$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

OD/NSF Overdraft Fee$35
Return Check Fee$35
Overdraft to Sweep from Savings$10

ATM & Card

Replacement Card Fee$5

Check Services

Certified Checks$10
ACH Stop Payment Fee Per Item$30
per item
Check Stop Payment Fee Per Item$30
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee (audience not stated, treated as personal)	$10	per month	None
Monthly fee (audience not stated, treated as personal)	$5	per month	None
Monthly fee (audience not stated, treated as personal)	$8	per month	None
Service fee (balance falls below $500) (audience not stated, treated as personal)	$3	per month	None
Early Account Closeout Fee (w/in 180 days of opening)	$20	Not stated	None
Account Reconciliation	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
OD/NSF Overdraft Fee	$35	Not stated	None
Return Check Fee	$35	Not stated	None
Overdraft to Sweep from Savings	$10	Not stated	None
ATM & Card
Replacement Card Fee	$5	Not stated	None
Check Services
Certified Checks	$10	Not stated	None
ACH Stop Payment Fee Per Item	$30	per item	None
Check Stop Payment Fee Per Item	$30	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 5, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when The Peoples Savings Bank's nsf / returned item changes in our data

We check once a day and send one email covering every change.