American Bank of Baxter Springs

Headquarters: Baxter Springs, Kansas
Charter: Bank
Assets: $170.2M
Fed district: Kansas City

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 4, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
American Bank of Baxter Springs: $25
American Bank of Baxter Springs: $25
U.S. median: no median
NSF / Returned Item
American Bank of Baxter Springs: $25
American Bank of Baxter Springs: $25
U.S. median: no median
Non-Network ATM
American Bank of Baxter Springs: $1
American Bank of Baxter Springs: $1
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 4, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Kansas: Banks and credit unions headquartered in Kansas that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from American Bank of Baxter Springs’s own schedules, with a source for each figure.

Account Maintenance

To Close an Account$25
Dormant Account Fee$5
per month
Account Reconciliation Fee$25
Not compared: Charged per hour; comparison unavailable
per hour
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour

Overdraft & NSF

Overdraft Charge$25
per transaction
Return Item Charge$25
per transaction
Continuous Overdraft Charge$5
per day

ATM & Card

Foreign ATM Service Charge$1
ATM Replacement Card$5
Debit Card Replacement$5

Wire Transfers

Outgoing Wire Transfer$20
Incoming Wire Transfer$15

Check Services

Cashier’s Check$5
per item
Money Orders$3
per item
Stop Payment Fee$30
Counter Checks$1
per item
Copies of Debit/Credit Items$1
Not compared: Charged per page; comparison unavailable
per page

Cash & Deposit

Coin Counting (audience not stated, treated as personal)2%
Charge Back Fees$5
Night Drop KeyNo charge

Account Services

Notary Service-Non Customer$5
Drilling of Box/Lock Replacement$300
Not compared: Box drilling or key fee
Lost Key Replacement Fee$150
Not compared: Box drilling or key fee
Levies and Garnishments$15

Fee	Amount	Basis	Note
Account Maintenance
To Close an Account	$25	Not stated	None
Dormant Account Fee	$5	per month	None
Account Reconciliation Fee	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Overdraft & NSF
Overdraft Charge	$25	per transaction	None
Return Item Charge	$25	per transaction	None
Continuous Overdraft Charge	$5	per day	None
ATM & Card
Foreign ATM Service Charge	$1	Not stated	None
ATM Replacement Card	$5	Not stated	None
Debit Card Replacement	$5	Not stated	None
Wire Transfers
Outgoing Wire Transfer	$20	Not stated	None
Incoming Wire Transfer	$15	Not stated	None
Check Services
Cashier’s Check	$5	per item	None
Money Orders	$3	per item	None
Stop Payment Fee	$30	Not stated	None
Counter Checks	$1	per item	None
Copies of Debit/Credit Items	$1Not compared: Charged per page; comparison unavailable	per page	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	2%	Not stated	None
Charge Back Fees	$5	Not stated	None
Night Drop Key	No charge	Not stated	None
Account Services
Notary Service-Non Customer	$5	Not stated	None
Drilling of Box/Lock Replacement	$300Not compared: Box drilling or key fee	Not stated	None
Lost Key Replacement Fee	$150Not compared: Box drilling or key fee	Not stated	None
Levies and Garnishments	$15	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 4, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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