Verified

Fees on this page were checked against the institution's own published fee schedule. Benchmark scores use verified fees only.

Community bank, under $300M

The Cincinnatus Savings & Loan Co.

Cincinnati, OhioBankCleveland Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Verified fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Balancing Asst. (1/2 hr minimum)$20Within the typical range ($15–$25 nationally)

Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=account_research; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Account Balancing Asst. (1/2 hr minimum) | $20.00/hr" · Source

Overdraft & NSFVerified

NSF ACH$30Within the typical range ($25–$32 nationally)
$1 above the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=nsf; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="NSF ACH | $30.00" · Source
Returned Item Fee$15Below the typical range ($25–$32 nationally)
$14 below the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=nsf; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Returned Item Fee | $15.00" · Source

ATM & CardVerified

ATM Transaction – After 5 – Pulse (regional withdrawal fee)$0.75Below the typical range ($1–$3 nationally)
$0.75 below the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=atm_non_network; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="ATM Transaction – After 5 – Pulse (regional withdrawal fee) | $0.75" · Source
ATM Transaction – Non Pulse (Cirrus withdrawal fee)$1.50Within the typical range ($1–$3 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=atm_non_network; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="ATM Transaction – Non Pulse (Cirrus withdrawal fee) | $1.50" · Source

Digital & ElectronicVerified

Bill Pay Expedited Payment (Electronic)$10Within the typical range ($0–$12.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=bill_pay; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Bill Pay Expedited Payment (Electronic) | $10.00" · Source
Bill Pay Expedited Payment (Paper Check)$30Above the typical range ($0–$12.50 nationally)
$25 above the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=bill_pay; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Bill Pay Expedited Payment (Paper Check) | $30.00" · Source

Account ServicesVerified

Garnishments/Levy/Executions/$50Within the typical range ($25–$75 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=garnishment_levy; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Garnishments/Levy/Executions/ | $50.00" · Source
Notary Service (current customers only)$0Within the typical range ($0–$5 nationally)
$2.50 below the national median
Knox read a free fee from Rosetta artifact #3074. canonical_hint=notary_fee; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Notary Service (current customers only) | FREE" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Balancing Asst. (1/2 hr minimum)	$20Within the typical range ($15–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=account_research; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Account Balancing Asst. (1/2 hr minimum) \| $20.00/hr"	Source
Overdraft & NSFVerified
NSF ACH	$30Within the typical range ($25–$32 nationally)	$1 above the national median	—	Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=nsf; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="NSF ACH \| $30.00"	Source
Returned Item Fee	$15
ATM & CardVerified
ATM Transaction – After 5 – Pulse (regional withdrawal fee)	$0.75Below the typical range ($1–$3 nationally)	$0.75 below the national median	—	Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=atm_non_network; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="ATM Transaction – After 5 – Pulse (regional withdrawal fee) \| $0.75"	Source
ATM Transaction – Non Pulse (Cirrus withdrawal fee)
Digital & ElectronicVerified
Bill Pay Expedited Payment (Electronic)	$10Within the typical range ($0–$12.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=bill_pay; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Bill Pay Expedited Payment (Electronic) \| $10.00"	Source
Bill Pay Expedited Payment (Paper Check)
Account ServicesVerified
Garnishments/Levy/Executions/	$50Within the typical range ($25–$75 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #3074. canonical_hint=garnishment_levy; text_hash=418e17e4ef9ce19600bc44f00d0f03bbe821493cd152bcd84dd039e0267e5026; excerpt="Garnishments/Levy/Executions/ \| $50.00"	Source
Notary Service (current customers only)

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 9 — leaner than most institutions

Verified fees

Under review

Assets

$193.1M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$193.1M

Total deposits

$163.0M

Service charge income

$5K

Fee income ratio

0.30%

Return on assets

0.92%

Branches

Service charge income by quarter

Q2 2026$5K

Q1 2026$6K

Q4 2025$6K

Q3 2025$7K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

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Based on 20,792 verified fees from 2,117 institutions

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