21 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 9, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
Home › Personal › Checking Accounts $4 to $5
Compared at $4.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Kansas, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Amounts from Lyons Federal Bank’s own schedules, with a source for each figure.
per month
per month
per year
per hour
per hour
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Monthly Maintenance | $4 | per month | None |
| Monthly Maintenance | $5 | per month | None |
| Account Closing Fee (if closed within 90 days of opening) | $15 | Not stated | None |
| Dormant Account Fee (after one year of no customer activity and undeliverable statement) | $25Not compared: Annual charge, not monthly | per year | None |
| Account Reconcilement Fee (per hour/one hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research (per hour/one hour minimum) | $25Not compared: Charged per hour; comparison unavailable | per hour | None |
| Undeliverable Statement Fee (after second occurrence) | $5 | Not stated | None |
Overdraft & NSF | |||
| Paid NSF Item Fee Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic mean | $20 | Not stated | None |
| Return NSF Item Fee Applies to overdrafts created by check, in person withdrawal, ATM withdrawal, or other electronic me | $20 | Not stated | None |
| Automatic Transfer From Another Account (to cover Overdraft) | $2 | Not stated | None |
ATM & Card | |||
| Foreign ATM Withdrawal Fee - Checking Accounts (surcharges by other banks may apply) | $1 | per item | None |
| Debit Card or ATM Card Replacement Fee | $5 | Not stated | None |
Wire Transfers | |||
| Outgoing Wire Fee | $15 | Not stated | None |
| Incoming Wire Fee | $5 | Not stated | None |
| International Outgoing Wire Fee | $50 | Not stated | None |
| International Incoming Wire Fee | $5 | Not stated | None |
Check Services | |||
| Cashier's Check | $5 | Not stated | None |
| Money Order | $3 | Not stated | None |
| Stop Payment | $20 | Not stated | None |
| Non-Customer Check Cashing Fees (audience not stated, treated as personal) | 1%($3 minimum) | Not stated | None |
| Collection Item | $20 | Not stated | None |
| Photocopy of Cancelled Check | $5 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (audience not stated, treated as personal) | 5% | Not stated | None |
| Returned Deposit Item | $3.50 | Not stated | None |
Account Services | |||
| Notary Service (FREE for LFB customers) | $2 | Not stated | None |
| Garnishments & Tax Levies | $25 | Not stated | None |
Other Fees | |||
| Duplicate Statements | $3 | Not stated | None |
| Incoming Fax | $0.50Not compared: Charged per page; comparison unavailable | per page | None |
| Outgoing Fax | $1 | Not stated | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 9, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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