Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

Bristol Morgan Bank

Oakfield, WisconsinBankChicago Fed districtFees collected Oct 4, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Extra Key | Research Fee (1 hour minimum)$40Above the typical range ($20–$25 nationally)

Overdraft & NSFVerified

Returned Item (First Time Presented – per item)$30Within the typical range ($25–$31.88 nationally)
At the national median
per item · Source

ATM & CardVerified

Replace Debit Card$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Incoming Domestic Wire Fee$15Within the typical range ($5–$15 nationally)
$5 above the national median
Source
Incoming International Wire Fee$35Above the typical range ($10–$25 nationally)
$20 above the national median
Source
Outgoing Domestic Wire Fee$25Within the typical range ($20–$25 nationally)
At the national median
Source
Outgoing International Wire Fee$50Within the typical range ($40–$50 nationally)
At the national median
Source

Check ServicesVerified

Check Image Copy$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Stop Payment Fee – Check or ACH$30Within the typical range ($20–$30 nationally)
$3 above the national median
Source

Account ServicesVerified

Levy/Garnishment/Other$50Within the typical range ($30–$75 nationally)
At the national median
Source
Lost Key$20Below the typical range ($25–$77.50 nationally)
$25 below the national median
Source

Lending FeesVerified

Late payment Fee$10Below the typical range ($11–$25 nationally)
$10 below the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Extra Key \| Research Fee (1 hour minimum)	$40Above the typical range ($20–$25 nationally)	$15 above the national median	—	—	Source
Overdraft & NSFVerified
Returned Item (First Time Presented – per item)	$30Within the typical range ($25–$31.88 nationally)	At the national median	per item	—	Source
ATM & CardVerified
Replace Debit Card	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Incoming Domestic Wire Fee	$15Within the typical range ($5–$15 nationally)	$5 above the national median	—	—	Source
Incoming International Wire Fee	$35
Check ServicesVerified
Check Image Copy	$5Within the typical range ($2–$5 nationally)	$2 above the national median	per item	—	Source
Stop Payment Fee – Check or ACH	$30
Account ServicesVerified
Levy/Garnishment/Other	$50Within the typical range ($30–$75 nationally)	At the national median	—	—	Source
Lost Key	$20
Lending FeesVerified
Late payment Fee	$10Below the typical range ($11–$25 nationally)	$10 below the national median	—	—	Source

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

NSF fee: $30

NSF fee is aligned with the national median

Total fees: 12 — leaner than most institutions

Headline fees published

6 of 15

Published fees

Under review

Assets

$191.2M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$191.2M

Total deposits

$157.1M

Service charge income

$12K

Fee income ratio

0.58%

Return on assets

1.20%

Branches

Service charge income by quarter

Q2 2026$12K

Q1 2026$14K

Q4 2025$11K

Q3 2025$12K

Financial profile · Pro

Performance from regulator filings

Up to 16 years of call-report history with growth, peer rank and outliers, deposit mix and capital, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 40,331 published fee entries from 2,795 institutions

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