Mount Vernon Bank and Trust Company

Headquarters: Mount Vernon, Iowa
Charter: Bank
Assets: $195.5M
Fed district: Chicago

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $3, the middle of its prices
Mount Vernon Bank and Trust Company: $0 to $5
Mount Vernon Bank and Trust Company: $0 to $5
U.S. median: no median
Overdraft (OD)
Mount Vernon Bank and Trust Company: $29
Mount Vernon Bank and Trust Company: $29
U.S. median: no median
NSF / Returned Item
Mount Vernon Bank and Trust Company: $29
Mount Vernon Bank and Trust Company: $29
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Iowa, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Iowa: Banks and credit unions headquartered in Iowa that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Mount Vernon Bank and Trust Company’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$3
per month
Monthly fee$5
per month
No monthly maintenance fee (audience not stated, treated as personal)No charge
per month
Minimum balance fee (Regular Checking) (audience not stated, treated as personal)$3
per month
Early Account Closing - Six months or less$10
Account Balancing$25
per item
Account Research$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper statement (Free Checking) (audience not stated, treated as personal)$3
per item

Overdraft & NSF

Overdraft Fees - Created by check, in-person withdrawal, or other electronic means$29
Non-Sufficient Funds Fees (NSF) - Created by check, in-person withdrawal, or other$29

Wire Transfers

Wire Transfer Outgoing - Domestic$15
Wire Transfer Incoming$5
Wire Transfer Outgoing - International$45

Check Services

Stop Payment$29
Counter Checks$0.50
per item

Cash & Deposit

Returned Deposited (audience not stated, treated as personal)$7
Returned Item Deposit Charge$5
Returned Item Deposit Charge - Special Instructions$7

Account Services

Notary Services for Non-Customers$5
Garnishments$50
Tax Levy$35

Gift & Prepaid Cards

Gift Card - Per card$3
per item

Other Fees

Statement Copy - Per statement$3

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$3	per month	None
Monthly fee	$5	per month	None
No monthly maintenance fee (audience not stated, treated as personal)	No charge	per month	None
Minimum balance fee (Regular Checking) (audience not stated, treated as personal)	$3	per month	None
Early Account Closing - Six months or less	$10	Not stated	None
Account Balancing	$25	per item	None
Account Research	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper statement (Free Checking) (audience not stated, treated as personal)	$3	per item	None
Overdraft & NSF
Overdraft Fees - Created by check, in-person withdrawal, or other electronic means	$29	Not stated	None
Non-Sufficient Funds Fees (NSF) - Created by check, in-person withdrawal, or other	$29	Not stated	None
Wire Transfers
Wire Transfer Outgoing - Domestic	$15	Not stated	None
Wire Transfer Incoming	$5	Not stated	None
Wire Transfer Outgoing - International	$45	Not stated	None
Check Services
Stop Payment	$29	Not stated	None
Counter Checks	$0.50	per item	None
Cash & Deposit
Returned Deposited (audience not stated, treated as personal)	$7	Not stated	None
Returned Item Deposit Charge	$5	Not stated	None
Returned Item Deposit Charge - Special Instructions	$7	Not stated	None
Account Services
Notary Services for Non-Customers	$5	Not stated	None
Garnishments	$50	Not stated	None
Tax Levy	$35	Not stated	None
Gift & Prepaid Cards
Gift Card - Per card	$3	per item	None
Other Fees
Statement Copy - Per statement	$3	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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