Pine River State Bank

Headquarters: Pine River, Minnesota
Charter: Bank
Assets: $185.3M
Fed district: Minneapolis

25 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 16, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NOW Checking $5 · Community Partners Club Account $10
Compared at $7.50, the middle of its prices
Pine River State Bank: $5 to $10
Pine River State Bank: $5 to $10
U.S. median: no median
Overdraft (OD)
Pine River State Bank: $25
Pine River State Bank: $25
U.S. median: no median
NSF / Returned Item
Pine River State Bank: $25
Pine River State Bank: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 16, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Pine River State Bank’s own schedules, with a source for each figure.

Account Maintenance

Maintenance fee$10
per month
NOW Checking Maintenance fee$5
per month
Monthly minimum balance fee$2
per month
Account Closing Fee if Closed within Six Months$25
Dormant Account Fee, per Month After Six Months of No Activity$1
per month
Account Balancing Assistance, per hour (One Hour Minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Account Research, per hour (One Hour Minimum)$30
Not compared: Charged per hour; comparison unavailable
per hour
Monthly paper statement fee$2
per month
Return Mail Fee, per month$5
per month

Overdraft & NSF

Overdraft Paid Item Fee, per item$25
per item
NSF (Non-Sufficient Funds) Returned Item Fee per Item$25
per item
Continuous OD (Overdraft) Charge After Ten Business Days, Per Day Thereafter$5
per day
NSF Returned Item Fee Daily Maximum$100
per day
Overdraft Paid Item Fee Daily Maximum$100
per day

ATM & Card

Replacement Debit or ATM Card Fee, per card$10
per item

Wire Transfers

Outgoing Wire Transfer, per wire$25
per item
Incoming Wire$15
Outgoing International Wire Request, per wire$55
per item

Check Services

Cashiers Check, per check$5
per item
Money Orders, per check$3
per item
Stop Payment, per request$25
per item
Collection Items: Customer$15
Collection Items: Non-Customer$30

Digital & Electronic

Same Day ACH Transfer Fee (received before 12:00 PM CST)$6

Cash & Deposit

Coin Counting (Non-Customer)5%
Coin Counting (Non-Customer) (audience not stated, treated as personal)5%
Returned Deposit Fee, per item$4
per item

Account Services

Notary Fee (Non-Customer)$1
Safe Deposit Box - Lost Key$35
Not compared: Box drilling or key fee
Safe Deposit Box 10 x 10$85
per year
Safe Deposit Box 3 x 10$35
per year
Safe Deposit Box 3 x 5$20
per year
Safe Deposit Box 5 x 10$45
per year
Safe Deposit Box 5 x 5$25
per year
Garnishments, Executions, and Levies, per request$60
per item

Gift & Prepaid Cards

Gift Cards$4.95

Other Fees

Fax Fee$3
Photocopies, per page$0.25
per item

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	$10	per month	None
NOW Checking Maintenance fee	$5	per month	None
Monthly minimum balance fee	$2	per month	None
Account Closing Fee if Closed within Six Months	$25	Not stated	None
Dormant Account Fee, per Month After Six Months of No Activity	$1	per month	None
Account Balancing Assistance, per hour (One Hour Minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Account Research, per hour (One Hour Minimum)	$30Not compared: Charged per hour; comparison unavailable	per hour	None
Monthly paper statement fee	$2	per month	None
Return Mail Fee, per month	$5	per month	None
Overdraft & NSF
Overdraft Paid Item Fee, per item	$25	per item	None
NSF (Non-Sufficient Funds) Returned Item Fee per Item	$25	per item	None
Continuous OD (Overdraft) Charge After Ten Business Days, Per Day Thereafter	$5	per day	None
NSF Returned Item Fee Daily Maximum	$100	per day	None
Overdraft Paid Item Fee Daily Maximum	$100	per day	None
ATM & Card
Replacement Debit or ATM Card Fee, per card	$10	per item	None
Wire Transfers
Outgoing Wire Transfer, per wire	$25	per item	None
Incoming Wire	$15	Not stated	None
Outgoing International Wire Request, per wire	$55	per item	None
Check Services
Cashiers Check, per check	$5	per item	None
Money Orders, per check	$3	per item	None
Stop Payment, per request	$25	per item	None
Collection Items: Customer	$15	Not stated	None
Collection Items: Non-Customer	$30	Not stated	None
Digital & Electronic
Same Day ACH Transfer Fee (received before 12:00 PM CST)	$6	Not stated	None
Cash & Deposit
Coin Counting (Non-Customer)	5%	Not stated	None
Coin Counting (Non-Customer) (audience not stated, treated as personal)	5%	Not stated	None
Returned Deposit Fee, per item	$4	per item	None
Account Services
Notary Fee (Non-Customer)	$1	Not stated	None
Safe Deposit Box - Lost Key	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10 x 10	$85	per year	None
Safe Deposit Box 3 x 10	$35	per year	None
Safe Deposit Box 3 x 5	$20	per year	None
Safe Deposit Box 5 x 10	$45	per year	None
Safe Deposit Box 5 x 5	$25	per year	None
Garnishments, Executions, and Levies, per request	$60	per item	None
Gift & Prepaid Cards
Gift Cards	$4.95	Not stated	None
Other Fees
Fax Fee	$3	Not stated	None
Photocopies, per page	$0.25	per item	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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