25 published fees; none has a market median to compare yet.
Source: its fee schedule, read Oct 16, 2026.
Comparison with U.S. medians for fees published by banks and credit unions.
Monthly Maintenance
NOW Checking $5 · Community Partners Club Account $10
Compared at $7.50, the middle of its prices
Overdraft (OD)
NSF / Returned Item
A blank median means fewer than 5 publish the fee.
Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Bring fees, filings and market context together.
Pine River State Bank · $185M in assets
The 25 banks closest in assets
Banks of similar size, for comparing published prices. Not local competitors: they're spread over 15 states.
| Institution | City, state | Assets | Maintenance | ATM | Domestic wire | Intl. wire | Overdraft |
|---|---|---|---|---|---|---|---|
| Pine River State Bank(this institution) | Pine River, MN | $185M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Bank of Hydro | Hydro, OK | $181M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Federal Savings Bank | Leavenworth, KS | $190M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Citizens Savings Bank and Trust Company | Nashville, TN | $188M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Community Bank | Topeka, KS | $189M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Farmers State Bank | West Salem, OH | $188M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| First Federal Savings and Loan Association of Bath | Bath, ME | $189M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| First Federal Savings of Middletown | Middletown, NY | $188M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| First State Bank | Socorro, NM | $188M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| LNB Community Bank | Lynnville, IN | $181M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| Peoples Bank | Paris, TX | $185M | Monthly maintenance not published | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Peoples Savings Bank | Wellsburg, IA | $189M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Overdraft not published |
| Prairie Community Bank | Marengo, IL | $188M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| Slovenian Savings and Loan Association of Franklin-Conemaugh | Conemaugh, PA | $181M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank of Bement | Bement, IL | $186M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank of Southwest Missouri | Springfield, MO | $184M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| State Bank of Whittington | Benton, IL | $180M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| The Farmers State Bank of Aliceville, Kansas | Westphalia, KS | $180M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First National Bank of Raymond | Raymond, IL | $187M | Monthly maintenance not published | Publishes Out-of-network ATM | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The First State Bank of Malta | Malta, MT | $190M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Publishes Domestic wire | Publishes International wire | Overdraft not published |
| The Home National Bank of Thorntown | Thorntown, IN | $186M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| The Peoples Savings Bank | Urbana, OH | $189M | Publishes Monthly maintenance | Out-of-network ATM not published | Domestic wire not published | International wire not published | Publishes Overdraft |
| Town Center Bank | Frankfort, IL | $181M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | International wire not published | Publishes Overdraft |
| Union Savings Bank | Freeport, IL | $182M | Publishes Monthly maintenance | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
| United Republic Bank | Elkhorn, NE | $186M | Publishes Monthly maintenance | Publishes Out-of-network ATM | Domestic wire not published | International wire not published | Overdraft not published |
| Valley Central Bank | Liberty Township, OH | $187M | Monthly maintenance not published | Out-of-network ATM not published | Publishes Domestic wire | Publishes International wire | Publishes Overdraft |
✓ publishes the fee. – not published.
25 peers selected · 16 publish this fee(monthly maintenance)
9 don't publish it: shown as not published, never as zero.
Peer pricing snapshot
Compared at $7.50, the middle of its two prices, against a peer median of $7.50 among 16 publishing peers.
Its two checking prices are $5 and $10.
$7.50 is a comparison price, not a fee anyone is charged.
This describes published pricing only. Account mix, waivers and actual fee revenue are not represented.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026.
Monthly maintenance fee in dollars, one mark per institution
Against this institution's monthly maintenance fee
Hamilton is the Fee Insight workspace for pricing teams.
Source: Bank Fee Index, published fee schedules, as of Nov 2, 2026. Total assets from FDIC and NCUA records.
Amounts from Pine River State Bank’s own schedules, with a source for each figure.
per month
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per hour
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per year
per year
per year
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per year
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Account Maintenance | |||
| Maintenance fee | $10 | per month | None |
| NOW Checking Maintenance fee | $5 | per month | None |
| Monthly minimum balance fee | $2 | per month | None |
| Account Closing Fee if Closed within Six Months | $25 | Not stated | None |
| Dormant Account Fee, per Month After Six Months of No Activity | $1 | per month | None |
| Account Balancing Assistance, per hour (One Hour Minimum) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Account Research, per hour (One Hour Minimum) | $30Not compared: Charged per hour; comparison unavailable | per hour | None |
| Monthly paper statement fee | $2 | per month | None |
| Return Mail Fee, per month | $5 | per month | None |
Overdraft & NSF | |||
| Overdraft Paid Item Fee, per item | $25 | per item | None |
| NSF (Non-Sufficient Funds) Returned Item Fee per Item | $25 | per item | None |
| Continuous OD (Overdraft) Charge After Ten Business Days, Per Day Thereafter | $5 | per day | None |
| NSF Returned Item Fee Daily Maximum | $100 | per day | None |
| Overdraft Paid Item Fee Daily Maximum | $100 | per day | None |
ATM & Card | |||
| Replacement Debit or ATM Card Fee, per card | $10 | per item | None |
Wire Transfers | |||
| Outgoing Wire Transfer, per wire | $25 | per item | None |
| Incoming Wire | $15 | Not stated | None |
| Outgoing International Wire Request, per wire | $55 | per item | None |
Check Services | |||
| Cashiers Check, per check | $5 | per item | None |
| Money Orders, per check | $3 | per item | None |
| Stop Payment, per request | $25 | per item | None |
| Collection Items: Customer | $15 | Not stated | None |
| Collection Items: Non-Customer | $30 | Not stated | None |
Digital & Electronic | |||
| Same Day ACH Transfer Fee (received before 12:00 PM CST) | $6 | Not stated | None |
Cash & Deposit | |||
| Coin Counting (Non-Customer) | 5% | Not stated | None |
| Coin Counting (Non-Customer) (audience not stated, treated as personal) | 5% | Not stated | None |
| Returned Deposit Fee, per item | $4 | per item | None |
Account Services | |||
| Notary Fee (Non-Customer) | $1 | Not stated | None |
| Safe Deposit Box - Lost Key | $35Not compared: Box drilling or key fee | Not stated | None |
| Safe Deposit Box 10 x 10 | $85 | per year | None |
| Safe Deposit Box 3 x 10 | $35 | per year | None |
| Safe Deposit Box 3 x 5 | $20 | per year | None |
| Safe Deposit Box 5 x 10 | $45 | per year | None |
| Safe Deposit Box 5 x 5 | $25 | per year | None |
| Garnishments, Executions, and Levies, per request | $60 | per item | None |
Gift & Prepaid Cards | |||
| Gift Cards | $4.95 | Not stated | None |
Other Fees | |||
| Fax Fee | $3 | Not stated | None |
| Photocopies, per page | $0.25 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Oct 16, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
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