vs. U.S. typical range:LowerTypicalHigher
Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=early_closure; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Account closed within 90 days of opening $10.00" · Source
Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=account_research; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Account Research $20.00 per hour" · Source
per month · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=dormant_account; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Dormant Account Fee (Incurred if no in person activity has taken place within 24 consecutive months) $3.00 per month (Excludes Time Deposits)" · Source
per item · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=nsf; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Non-Sufficient Funds Fee (NSF)* $27.00 per item - Applies when payment cannot be honored due to insufficient funds and the item has been returned" · Source
per item · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=overdraft; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Overdraft Fee* $27.00 per item - Applies when overdraft occurs due to in person withdrawals, checks, or any other electronic means" · Source
Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=card_replacement; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Replace Debit Card $10.00" · Source
per item · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=check_image; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Copy of Check $3.00 per item" · Source
per item · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=money_order; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Copy of Money Order $3.00 per item" · Source
per item · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=stop_payment; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Stop Payment $20.00 per item" · Source
per item · Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=money_order; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Stop Payment on Money Order (lost or stolen only) $10.00 per item" · Source
Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=late_payment; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Late Fee (15 days past due) $5.00" · Source
Swipe for source and notes →
| Fee | Amount | vs national median | Basis | Note | Source |
|---|---|---|---|---|---|
Account MaintenanceVerified | |||||
| Account closed within 90 days of opening | $10Within the typical range ($10–$25 nationally) | $5 below the national median | — | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=early_closure; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Account closed within 90 days of opening $10.00" | Source |
| Account Research | $20Within the typical range ($15–$25 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=account_research; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Account Research $20.00 per hour" | Source |
| Dormant Account Fee (Incurred if no in person activity has taken place within 24 consecutive months) | $3Below the typical range ($5–$10 nationally) | $2 below the national median | per month | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=dormant_account; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Dormant Account Fee (Incurred if no in person activity has taken place within 24 consecutive months) $3.00 per month (Excludes Time Deposits)" | Source |
Overdraft & NSFVerified | |||||
| Non-Sufficient Funds Fee (NSF) | $27Within the typical range ($25–$32 nationally) | $2 below the national median | per item | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=nsf; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Non-Sufficient Funds Fee (NSF)* $27.00 per item - Applies when payment cannot be honored due to insufficient funds and the item has been returned" | Source |
ATM & CardVerified | |||||
| Replace Debit Card | $10Within the typical range ($5–$10 nationally) | At the national median | — | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=card_replacement; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Replace Debit Card $10.00" | Source |
Check ServicesVerified | |||||
| Copy of Check | $3Within the typical range ($2–$5 nationally) | At the national median | per item | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=check_image; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Copy of Check $3.00 per item" | Source |
| Copy of Money Order | $3 | ||||
Lending FeesVerified | |||||
| Late Fee (15 days past due) | $5Below the typical range ($15–$26.50 nationally) | $20 below the national median | — | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=late_payment; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Late Fee (15 days past due) $5.00" | Source |
Fee change alerts
One email when a verified fee you follow changes. Nothing else unless you ask for it.
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Headline fees vs. national median
Overdraft
$27
Verified fees
11
Under review
0
Assets
$186.7M
Work at Valley Central Bank? See every fee vs. your peers.
Financial Context
Financials as of Q2 2026 · FDIC call report
Total assets
$186.7M
Total deposits
$146.0M
Service charge income
$10K
Fee income ratio
0.56%
Return on assets
0.44%
Branches
3
Service charge income by quarter
Financial profile · Pro
| $27Within the typical range ($20–$30 nationally) |
| $1 below the national median |
| per item |
| Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=overdraft; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Overdraft Fee* $27.00 per item - Applies when overdraft occurs due to in person withdrawals, checks, or any other electronic means" |
| Source |
| $1 above the national median |
| per item |
| Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=money_order; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Copy of Money Order $3.00 per item" |
| Source |
| Stop Payment | $20Within the typical range ($20–$30 nationally) | $7 below the national median | per item | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=stop_payment; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Stop Payment $20.00 per item" | Source |
| Stop Payment on Money Order (lost or stolen only) | $10Above the typical range ($2–$3.50 nationally) | $8 above the national median | per item | Knox deterministic extraction from Rosetta artifact #3076. canonical_hint=money_order; text_hash=eaea456380817168b13ac095388a7731667698becf6a3a8f4d3551359d99229d; excerpt="Stop Payment on Money Order (lost or stolen only) $10.00 per item" | Source |
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