First Federal Savings and Loan Association of Bath

Headquarters: Bath, Maine
Charter: Bank
Assets: $189.1M
Fed district: Boston

17 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
NOW/MONEYMARKET/DEMAND ACCOUNT CHECKING FEES
Can be waived with an average balance of $100 or more.
First Federal Savings and Loan Association of Bath: $5
First Federal Savings and Loan Association of Bath: $5
U.S. median: no median
NSF / Returned Item
First Federal Savings and Loan Association of Bath: $25
First Federal Savings and Loan Association of Bath: $25
U.S. median: no median
Stop Payment
First Federal Savings and Loan Association of Bath: $15
First Federal Savings and Loan Association of Bath: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Maine, the Boston district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Maine: Banks and credit unions headquartered in Maine that publish the fee.
Boston district: Banks and credit unions headquartered in the Boston Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings and Loan Association of Bath’s own schedules, with a source for each figure.

Account Maintenance

NOW Account Monthly Service Charge (Average Balance Below $100.00)$5
per month
Early Close Out (before 90 days)$10
Inactive NOW Accounts$1
per month
Inactive Savings Account$1
per month
Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour
Address Correction$5

Overdraft & NSF

Returned Check Charge$25
per item
Overdraft Protection Transfer$3
per transaction

ATM & Card

MasterMoney/ATM Card Replacement$5

Wire Transfers

Wire Transfers | Incoming$5
per item
Wire Transfers: Incoming$5

Check Services

Treasurer Check (one free per day per withdrawal)$5
per transaction
Money Order (one free per day per withdrawal)$2
per transaction
Stop Payment$15
Check Cashing (Non-Customer/ Local Payroll Only)$2

Digital & Electronic

Online Bill Pay$4
per month

Account Services

Notary Service / Signature Guarantee (For Customers)No charge
Safe Deposit Box Key Replacement$35
Not compared: Box drilling or key fee
Safe Deposit Box Late Charge$1.50
Not compared: Monthly charge, not annual
per month
Legal Fees / Processing Levies$50

Retirement & IRA

IRA Transfer/Closeout$25

Other Fees

Photocopies$0.25
Not compared: Charged per page; comparison unavailable
per page
Loan Modification$200

Fee	Amount	Basis	Note
Account Maintenance
NOW Account Monthly Service Charge (Average Balance Below $100.00)	$5	per month	None
Early Close Out (before 90 days)	$10	Not stated	None
Inactive NOW Accounts	$1	per month	None
Inactive Savings Account	$1	per month	None
Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	None
Address Correction	$5	Not stated	None
Overdraft & NSF
Returned Check Charge	$25	per item	None
Overdraft Protection Transfer	$3	per transaction	None
ATM & Card
MasterMoney/ATM Card Replacement	$5	Not stated	None
Wire Transfers
Wire Transfers \| Incoming	$5	per item	None
Wire Transfers: Incoming	$5	Not stated	None
Check Services
Treasurer Check (one free per day per withdrawal)	$5	per transaction	None
Money Order (one free per day per withdrawal)	$2	per transaction	None
Stop Payment	$15	Not stated	None
Check Cashing (Non-Customer/ Local Payroll Only)	$2	Not stated	None
Digital & Electronic
Online Bill Pay	$4	per month	None
Account Services
Notary Service / Signature Guarantee (For Customers)	No charge	Not stated	None
Safe Deposit Box Key Replacement	$35Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Charge	$1.50Not compared: Monthly charge, not annual	per month	None
Legal Fees / Processing Levies	$50	Not stated	None
Retirement & IRA
IRA Transfer/Closeout	$25	Not stated	None
Other Fees
Photocopies	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Loan Modification	$200	Not stated	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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