First Federal Savings Bank of Champaign Urbana

Headquarters: Champaign, Illinois
Charter: Bank
Assets: $192.5M
Fed district: Chicago

6 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 25, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
First Federal Savings Bank of Champaign Urbana: $30
First Federal Savings Bank of Champaign Urbana: $30
U.S. median: no median
Stop Payment
First Federal Savings Bank of Champaign Urbana: $30
First Federal Savings Bank of Champaign Urbana: $30
U.S. median: no median
Bill Pay & Zelle
First Federal Savings Bank of Champaign Urbana: $9.95
First Federal Savings Bank of Champaign Urbana: $9.95
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 25, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the Chicago district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
Chicago district: Banks and credit unions headquartered in the Chicago Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First Federal Savings Bank of Champaign Urbana’s own schedules, with a source for each figure.

Overdraft & NSF

Insufficient Funds$30

Check Services

Stop Payment$30

Digital & Electronic

Same-day Bill Payment$9.95

Cash & Deposit

Coin Counting (audience not stated, treated as personal)3%
Coin Counting3%

Account Services

Notary Service$1
per item
Safe Deposit Box$25
per year
Safe Deposit Box 10x10x24$100
per year
Safe Deposit Box 22x16x24$125
per year
Safe Deposit Box 3x10x24$40
per year
Safe Deposit Box 44x16x24$150
per year
Safe Deposit Box 5x10x24$55
per year

Gift & Prepaid Cards

Visa Gift Cards$5

Fee	Amount	Basis	Note
Overdraft & NSF
Insufficient Funds	$30	Not stated	None
Check Services
Stop Payment	$30	Not stated	None
Digital & Electronic
Same-day Bill Payment	$9.95	Not stated	None
Cash & Deposit
Coin Counting (audience not stated, treated as personal)	3%	Not stated	None
Coin Counting	3%	Not stated	None
Account Services
Notary Service	$1	per item	None
Safe Deposit Box	$25	per year	None
Safe Deposit Box 10x10x24	$100	per year	None
Safe Deposit Box 22x16x24	$125	per year	None
Safe Deposit Box 3x10x24	$40	per year	None
Safe Deposit Box 44x16x24	$150	per year	None
Safe Deposit Box 5x10x24	$55	per year	None
Gift & Prepaid Cards
Visa Gift Cards	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 25, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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