ESB Bank

Headquarters: Caledonia, Minnesota
Charter: Bank
Assets: $208.9M
Fed district: Minneapolis

12 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 6, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Wire Transfer (Domestic Out)
ESB Bank: $25
ESB Bank: $25
U.S. median: no median
Stop Payment
ESB Bank: $30
ESB Bank: $30
U.S. median: no median
Wire Transfer (Int'l Out)
ESB Bank: $50
ESB Bank: $50
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 6, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Minnesota, the Minneapolis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Minnesota: Banks and credit unions headquartered in Minnesota that publish the fee.
Minneapolis district: Banks and credit unions headquartered in the Minneapolis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from ESB Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closed within 6 Months of Opening$30
Dormant Account Fee (Per Month)$5
per month

ATM & Card

Debit Card Replacement Fee (Per Card)$10
per item

Wire Transfers

Wire Transfers (Per Item): Outgoing (Domestic)$25
Wire Transfers (Per Item): Outgoing (International)$50

Check Services

Bank Money Order (per item)$15
per item
Personal Money Orders (Per Item)$5
per item
Stop Payment Charge (Per Item)$30
per item

Cash & Deposit

Deposited Check Returned Charge (Per Presentment)$5
per item

Account Services

Non-Customer Notary Service (Per Transaction)$10
per transaction
3”x5”, 4”x5”, 5”x5”$25
3”x9”, 3”x10”$45
Over 5”x10”$60
Safe Deposit Box 5”x10”$50
Garnishment/Levy Fee (per request)$75
per item

Other Fees

Photocopies (Per Page)$1
per item

Fee	Amount	Basis	Note
Account Maintenance
Account Closed within 6 Months of Opening	$30	Not stated	None
Dormant Account Fee (Per Month)	$5	per month	None
ATM & Card
Debit Card Replacement Fee (Per Card)	$10	per item	None
Wire Transfers
Wire Transfers (Per Item): Outgoing (Domestic)	$25	Not stated	None
Wire Transfers (Per Item): Outgoing (International)	$50	Not stated	None
Check Services
Bank Money Order (per item)	$15	per item	None
Personal Money Orders (Per Item)	$5	per item	None
Stop Payment Charge (Per Item)	$30	per item	None
Cash & Deposit
Deposited Check Returned Charge (Per Presentment)	$5	per item	None
Account Services
Non-Customer Notary Service (Per Transaction)	$10	per transaction	None
3”x5”, 4”x5”, 5”x5”	$25	Not stated	None
3”x9”, 3”x10”	$45	Not stated	None
Over 5”x10”	$60	Not stated	None
Safe Deposit Box 5”x10”	$50	Not stated	None
Garnishment/Levy Fee (per request)	$75	per item	None
Other Fees
Photocopies (Per Page)	$1	per item	None

Correct a fee source

Oct 6, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

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