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Total assets
Q1 2026, quarter end
FDIC call report data · Mar 31, 2026
Revenue
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge income
Q1 2026, one quarter
FDIC call report data · Mar 31, 2026
Service-charge share of revenue
34th percentile; peer median 2.1%
FDIC call report data · Mar 31, 2026
Fees above the U.S. median
Too few fees
Fewer than 5 verified fees on file
Not on file
Call-report figures are for The Tipton Latham Bank, National Association at the bank level, not its holding company. Revenue is net interest income plus noninterest income.
| Metric | Measure and calculation | Source and fields | Period | Retrieved |
|---|---|---|---|---|
| Total assets | Total assets at quarter end Point in time, at quarter end | FDIC BankFind Suite (call report data) ASSET | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Revenue | Revenue (net interest + noninterest income) One quarter, as reported | FDIC BankFind Suite (call report data) NIMQ + NONIIQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge income | Service charges on deposit accounts One quarter, as reported | FDIC BankFind Suite (call report data) ISERCHGQ | Q1 2026 Quarter ended Mar 31, 2026 | Oct 24, 2026 |
| Service-charge share of revenue | Service charges on deposit accounts divided by revenue (net interest + noninterest income) One quarter, as reported. Median and percentile from each of 1,708 banks with under $300M in assets reporting a share above 0%, this one left out. | FDIC BankFind Suite (call report data) ISERCHGQ / (NIMQ + NONIIQ) | Q1 2026 Quarter ended Mar 31, 2026 | Not recorded |
| Fees above the U.S. median | Published fees above the U.S. median for the same fee Within 1% of the median counts as about the same. Business-only fees are left out. | The Tipton Latham Bank, National Association's published fee schedule; Bank Fee Index medians | Current schedule | Not recorded |
Service-charge income by quarter
Q4 2023 to Q1 2026, standalone quarters
Service charges were 1.5% of revenue, below the 2.1% median of 1,708 banks with under $300M in assets (34th percentile).
Not established: The share alone does not show whether prices, account volumes or the size of the revenue base set it.
Service-charge income was $25K in Q1 2026, 11% below the same quarter a year earlier ($28K).
Not established: Two quarters a year apart are two observations, not an established trend in service-charge income.
Call reports for The Tipton Latham Bank, National Association (bank level, not the holding company). Income lines are standalone quarters.
Service-charge income
Q2 2024 to Q1 2026, standalone quarters · 65 quarters on file
| Quarter | Amount | Change | % |
|---|---|---|---|
| Q1 2026 | $25K | −$4K | −13.8% |
| Q4 2025 | $29K | +$4K | +16.0% |
| Q3 2025 | $25K | −$3K | −10.7% |
| Q2 2025 | $28K | $0 | 0.0% |
| Q1 2025 | $28K | +$6K | +27.3% |
| Q4 2024 | $22K | −$1K | −4.3% |
| Q3 2024 | $23K | +$2K | +9.5% |
| Q2 2024 | $21K | +$3K | +16.7% |
Financial cohort: 1,782 banks with under $300M in assets filing for Q1 2026; 1,708 reported a share above 0% and are counted, The Tipton Latham Bank, National Association left out. Chosen by asset size alone, so it is a financial benchmark, not a list of local competitors.
The 15 closest to The Tipton Latham Bank, National Association by share.
They stay out of every comparison until review is done.
per item · Minimum $7.50 or $15/hour
per item · Plus ATM owner's surcharge
per item
per item
per item
per item · No guarantee item will be paid
per item · No fee for incoming wire transfers
per month
per item
per item
per item
per item
| Fee | Amount | Basis | Note |
|---|---|---|---|
Other feesUnder review | |||
| Account Research (audience not stated, treated as personal) | $7.50 | per item | Minimum $7.50 or $15/hour |
| ATM Fee - Other Terminals (audience not stated, treated as personal) | $1 | per item | Plus ATM owner's surcharge |
| Cashier's Check (audience not stated, treated as personal) | $7.50 | per item | None |
| Hot Card Debit/ATM Card (audience not stated, treated as personal) | $10 | per item | None |
| Money Order (audience not stated, treated as personal) | $5 | per item | None |
| Nonsufficient Funds (NSF) Fee (audience not stated, treated as personal) | $25 | per item | No guarantee item will be paid |
| Outgoing Wire Transfer (audience not stated, treated as personal) | $15 | per item | No fee for incoming wire transfers |
| Paper Statement Fee (audience not stated, treated as personal) | $3 | per month | None |
| PIN Replacement (audience not stated, treated as personal) | $1 | per item | None |
| Printout (audience not stated, treated as personal) | $1 | per item | None |
| Replace Lost, Stolen, or Broken Debit/ATM Card (audience not stated, treated as personal) | $7.50 | per item | None |
| Stop Payment (audience not stated, treated as personal) | $15 | per item | None |
Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided
Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.
Where The Tipton Latham Bank, National Association operates, and what regulators and customers have on file.
Branch footprint
2 offices in 1 state, $164.3M in branch deposits (June 2025)
Each dot is one office.
Largest markets by deposits
| 2 | $164.3M |
Jefferson City, MO
2.5% of bank deposits, #8 of 20, up 0.3 points over five years.
| Largest competitors here | Deposit share |
|---|---|
| The Central Trust Bank | 51.6% |
| Mid America Bank | 9.7% |
| Hawthorn Bank | 8.5% |
| Legends Bank | 5.3% |
| Midwest Independent BankersBank | 4.5% |
Branch count by year
Source: FDIC Summary of Deposits, 2010 to 2025. Deposits are booked at the branch as of June 30.
In Jefferson City, MO, The Tipton Latham Bank, National Association holds 2.5% of bank deposits, #8 of 20, with 2 offices.
82 offices of 35 institutions shown.
Source: FDIC Summary of Deposits, as of June 30, 2025 (bank offices); NCUA branch file, quarter ending June 30, 2026 (credit union offices).
Share of bank deposits
As of June 30, 2025. FDIC-insured offices only; credit unions are not included.
8 of 20 institutions shown. $6.5B in bank deposits in the metro.
Source: FDIC Summary of Deposits, as of June 30, 2025.
Position over time, 2010 to 2025
June 2025: 2.5% share, 2 offices, #8 of 20
Deposit share
Offices
Rank (1 is largest)
Source: FDIC Summary of Deposits, as of June 30 of each year, 2010 to 2025.
Credit unions, reported separately
22 offices of 15 credit unions in the metro's cities. NCUA does not report deposits by office, so credit unions have no share above.
Source: NCUA branch file, quarter ending June 30, 2026.
Fee change alerts
Once when its schedule is verified, then when a verified fee changes.
See what a free sample Competitive Fee Position Report shows