Arrow Bank National Association

Headquarters: Glens Falls, New York
Charter: Bank
Assets: $4.5B
Fed district: New York

22 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 11, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Compared at $4.95, the middle of its prices
Arrow Bank National Association: $0 to $15
Arrow Bank National Association: $0 to $15
U.S. median: no median
Overdraft (OD)
Arrow Bank National Association: $32
Arrow Bank National Association: $32
U.S. median: no median
NSF / Returned Item
Arrow Bank National Association: $32
Arrow Bank National Association: $32
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 11, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

Hey Hamilton,What deserves a closer look?

Bring fees, filings and market context together.

Explore Hamilton Order a Competitive Fee Position Report from $300

Published fee schedule

Amounts from Arrow Bank National Association’s own schedules, with a source for each figure.

Account Maintenance

Maintenance feeNo charge
Maintenance fee (monthly) (audience not stated, treated as personal)$7
per month
Maintenance fee (monthly)$8
per month
Maintenance fee (monthly)$15
per month
Maintenance fee (monthly)$3
per month
Maintenance fee (monthly)$4.95
per month
Maintenance fee (monthly)No charge
per month
Early closeout fee (for Accounts closed within 90 days of opening date)$10
Dormant Checking Account$5
Dormant Savings Account$2.50
Paper Statement fee (if mailed monthly)$3
per month
Paper Statement fee (if mailed monthly)$2
per month
Paper Statement fee (if mailed quarterly)$3
Not compared: Quarterly charge, not monthly
per quarter
Savings Account Excess Transfer$10

Overdraft & NSF

Overdraft fee$32
Insufficient funds fee$32
Sustained Overdraft$20
Transfer to Checking to Cover Overdraft (fee is charged to funding account)$3

ATM & Card

Network Access/Balance Inquiry (other banks’ ATMs)$1
Debit/ATM Card Replacement$10

Wire Transfers

Domestic Wire Transfer$20
Foreign Wire Transfer$50

Check Services

Online Stop Payment$15
Stop Payment$28
Counter Check$1
Not compared: Charged per page; comparison unavailable
per page
Foreign Check Collection$25
Photocopy of Check$5

Digital & Electronic

Internet Banking Bill Payment ServiceNo charge

Cash & Deposit

Deposited Item Return$25

Account Services

Safe Deposit Box 2 x 5$45
per year
Safe Deposit Box Drilling$150
Not compared: Box drilling or key fee
Safe Deposit Box Late Payment$10
Not compared: Box drilling or key fee
Safe Deposit Replacement Key$15
Not compared: Box drilling or key fee
per item
Legal Levy, Lien, Restraining Notice$100

Retirement & IRA

IRA Trustee Transfer Fee$75

Other Fees

Copy of Statement$3
Photocopy$1

Fee	Amount	Basis	Note
Account Maintenance
Maintenance fee	No charge	Not stated	None
Maintenance fee (monthly) (audience not stated, treated as personal)	$7	per month	None
Maintenance fee (monthly)	$8	per month	None
Maintenance fee (monthly)	$15	per month	None
Maintenance fee (monthly)	$3	per month	None
Maintenance fee (monthly)	$4.95	per month	None
Maintenance fee (monthly)	No charge	per month	None
Early closeout fee (for Accounts closed within 90 days of opening date)	$10	Not stated	None
Dormant Checking Account	$5	Not stated	None
Dormant Savings Account	$2.50	Not stated	None
Paper Statement fee (if mailed monthly)	$3	per month	None
Paper Statement fee (if mailed monthly)	$2	per month	None
Paper Statement fee (if mailed quarterly)	$3Not compared: Quarterly charge, not monthly	per quarter	None
Savings Account Excess Transfer	$10	Not stated	None
Overdraft & NSF
Overdraft fee	$32	Not stated	None
Insufficient funds fee	$32	Not stated	None
Sustained Overdraft	$20	Not stated	None
Transfer to Checking to Cover Overdraft (fee is charged to funding account)	$3	Not stated	None
ATM & Card
Network Access/Balance Inquiry (other banks’ ATMs)	$1	Not stated	None
Debit/ATM Card Replacement	$10	Not stated	None
Wire Transfers
Domestic Wire Transfer	$20	Not stated	None
Foreign Wire Transfer	$50	Not stated	None
Check Services
Online Stop Payment	$15	Not stated	None
Stop Payment	$28	Not stated	None
Counter Check	$1Not compared: Charged per page; comparison unavailable	per page	None
Foreign Check Collection	$25	Not stated	None
Photocopy of Check	$5	Not stated	None
Digital & Electronic
Internet Banking Bill Payment Service	No charge	Not stated	None
Cash & Deposit
Deposited Item Return	$25	Not stated	None
Account Services
Safe Deposit Box 2 x 5	$45	per year	None
Safe Deposit Box Drilling	$150Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box Late Payment	$10Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Replacement Key	$15Not compared: Box drilling or key fee	per item	None
Legal Levy, Lien, Restraining Notice	$100	Not stated	None
Retirement & IRA
IRA Trustee Transfer Fee	$75	Not stated	None
Other Fees
Copy of Statement	$3	Not stated	None
Photocopy	$1	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 11, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Fee change alerts

Get an email when Arrow Bank National Association's safe deposit box changes in our data

We check once a day and send one email covering every change.