First FSB of Mascoutah

Headquarters: Mascoutah, Illinois
Charter: Bank
Assets: $207.3M
Fed district: St. Louis

18 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 24, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Interest Bearing Account $5 to $15
Compared at $7.50, the middle of its prices
First FSB of Mascoutah: $5 to $15
First FSB of Mascoutah: $5 to $15
U.S. median: no median
Stop Payment
First FSB of Mascoutah: $30
First FSB of Mascoutah: $30
U.S. median: no median
Wire Transfer (Domestic In)
First FSB of Mascoutah: $10
First FSB of Mascoutah: $10
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 24, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Illinois, the St. Louis district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Illinois: Banks and credit unions headquartered in Illinois that publish the fee.
St. Louis district: Banks and credit unions headquartered in the St. Louis Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from First FSB of Mascoutah’s own schedules, with a source for each figure.

Account Maintenance

Monthly fee$5
per month
Service Charge$5
waived if balance is $50 and up
Service Charge$15
waived if balance is $5,000 and up
Service Charge$10
waived if balance is $500 and up
Early Account Closure Fee (If closed within first 90 days of opening)$30
Emergency account closure charge (Christmas Club)$15
one time
Fee to close (A+ Savings)$20
one time
Checking and Savings Dormant Account Fee (after 760 days dormant)$5
per month
Account Reconciliation$15
Not compared: Charged per half hour; comparison unavailable
per half hour · Account Reconciliation | $15.00 per 1/2 Hour
MMDA and Savings Excessive Transaction Fee$5
per item
Undeliverable Mail$3
Not compared: Charged per statement; comparison unavailable
per statement · Undeliverable Mail | $3.00 per statement

Overdraft & NSF

Consecutive Overdraft Fee$5
per day
Overdraft Transfer Fee$5
per item

ATM & Card

Debit Card Replacement (Lost Card)$10
per item

Wire Transfers

Wire Transfers: Incoming$10
per item

Check Services

Official Check (customers only)$5
per item
Stop Payment Fee$30
per item
Temporary Checks$0.50
per item
Non-Customer Check Cashing$5
per item
Photocopy of Check$5
per item

Digital & Electronic

ACH Return Charge$25
per item

Cash & Deposit

Return Deposited Item Fee$25
per item

Account Services

Notary Fee (non-customers)$1
Late Fee (after 30 day grace period)$5
Not compared: Box drilling or key fee
One Lost Key$30
Not compared: Box drilling or key fee
Safe Deposit Box 10x10$55
Safe Deposit Box 3x10$30
Safe Deposit Box 3x5$20
Safe Deposit Box 5x10$35
Two Lost Keys/Drilling Fee$200
Not compared: Box drilling or key fee
Garnishments/Levies/Subpoenas$100

Other Fees

Statement Copies$3
Not compared: Charged per statement; comparison unavailable
per statement · Statement Copies | $3.00 per statement (First 6 statements are free)

Fee	Amount	Basis	Note
Account Maintenance
Monthly fee	$5	per month	None
Service Charge	$5	Not stated	waived if balance is $50 and up
Service Charge	$15	Not stated	waived if balance is $5,000 and up
Service Charge	$10	Not stated	waived if balance is $500 and up
Early Account Closure Fee (If closed within first 90 days of opening)	$30	Not stated	None
Emergency account closure charge (Christmas Club)	$15	one time	None
Fee to close (A+ Savings)	$20	one time	None
Checking and Savings Dormant Account Fee (after 760 days dormant)	$5	per month	None
Account Reconciliation	$15Not compared: Charged per half hour; comparison unavailable	per half hour	Account Reconciliation \| $15.00 per 1/2 Hour
MMDA and Savings Excessive Transaction Fee	$5	per item	None
Undeliverable Mail	$3Not compared: Charged per statement; comparison unavailable	per statement	Undeliverable Mail \| $3.00 per statement
Overdraft & NSF
Consecutive Overdraft Fee	$5	per day	None
Overdraft Transfer Fee	$5	per item	None
ATM & Card
Debit Card Replacement (Lost Card)	$10	per item	None
Wire Transfers
Wire Transfers: Incoming	$10	per item	None
Check Services
Official Check (customers only)	$5	per item	None
Stop Payment Fee	$30	per item	None
Temporary Checks	$0.50	per item	None
Non-Customer Check Cashing	$5	per item	None
Photocopy of Check	$5	per item	None
Digital & Electronic
ACH Return Charge	$25	per item	None
Cash & Deposit
Return Deposited Item Fee	$25	per item	None
Account Services
Notary Fee (non-customers)	$1	Not stated	None
Late Fee (after 30 day grace period)	$5Not compared: Box drilling or key fee	Not stated	None
One Lost Key	$30Not compared: Box drilling or key fee	Not stated	None
Safe Deposit Box 10x10	$55	Not stated	None
Safe Deposit Box 3x10	$30	Not stated	None
Safe Deposit Box 3x5	$20	Not stated	None
Safe Deposit Box 5x10	$35	Not stated	None
Two Lost Keys/Drilling Fee	$200Not compared: Box drilling or key fee	Not stated	None
Garnishments/Levies/Subpoenas	$100	Not stated	None
Other Fees
Statement Copies	$3Not compared: Charged per statement; comparison unavailable	per statement	Statement Copies \| $3.00 per statement (First 6 statements are free)

Correct a fee source

Oct 24, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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