Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First FSB of Mascoutah

Mascoutah, IllinoisBankChicago Fed districtFees collected Oct 6, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Account Reconciliation$15Below the typical range ($20–$25 nationally)

Checking and Savings Dormant Account Fee (after 760 days dormant)$5

At the national median

per month · Source

Early Account Closure Fee (If closed within first 90 days of opening)$30

$15 above the national median

Source

Overdraft & NSFVerified

Overdraft Transfer Fee$5Within the typical range ($3–$5 nationally)
At the national median
Source

ATM & CardVerified

Debit Card Replacement (Lost Card)$10Within the typical range ($5–$10 nationally)
At the national median
Source

Wire TransfersVerified

Wire Transfers | Incoming$10Within the typical range ($5–$15 nationally)
At the national median
per item · Source

Check ServicesVerified

Non-Customer Check Cashing$5Within the typical range ($5–$10 nationally)
At the national median
per item · Source
Official Check (customers only)$5Within the typical range ($3–$5.50 nationally)
At the national median
per item · Source
Photocopy of Check$5Within the typical range ($2–$5 nationally)
$2 above the national median
per item · Source
Stop Payment Fee$30Within the typical range ($20–$30 nationally)
$3 above the national median
per item · Source
Temporary Checks$0.50Below the typical range ($1–$4 nationally)
$1.50 below the national median
per item · Source

Digital & ElectronicVerified

ACH Return Charge$25Within the typical range ($18.25–$30 nationally)
$2 below the national median
per item · Source

Cash & DepositVerified

Return Deposited Item Fee$25Within the typical range ($10–$25 nationally)
$10 above the national median
per item · Source

Account ServicesVerified

10x10$55Within the typical range ($25–$80 nationally)
$10 above the national median
Source
3x5$20Below the typical range ($25–$80 nationally)
$25 below the national median
Source
5x10$35Within the typical range ($25–$80 nationally)
$10 below the national median
Source
Garnishments/Levies/Subpoenas$100Above the typical range ($30–$75 nationally)
$50 above the national median
Source
Notary Fee (non-customers)$1Within the typical range ($0–$5 nationally)
$1.50 below the national median
Source
One Lost Key$30Within the typical range ($25–$80 nationally)
$15 below the national median
Source
Two Lost Keys/Drilling Fee$200Above the typical range ($25–$80 nationally)
$155 above the national median
Source

Lending FeesVerified

Late Fee (after 30 day grace period)$5Below the typical range ($13.50–$25 nationally)
$15 below the national median
Source

Other FeesVerified

Statement Copies$3Within the typical range ($2–$5 nationally)
At the national median
Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Account Reconciliation	$15Below the typical range ($20–$25 nationally)	$10 below the national median	—	—	Source
Checking and Savings Dormant Account Fee (after 760 days dormant)	$5Within the typical range ($5–$10 nationally)	At the national median	per month	—	Source
Early Account Closure Fee (If closed within first 90 days of opening)	$30Above the typical range ($10–$25 nationally)	$15 above the national median	—	—	Source
Overdraft & NSFVerified
Overdraft Transfer Fee	$5Within the typical range ($3–$5 nationally)	At the national median	—	—	Source
ATM & CardVerified
Debit Card Replacement (Lost Card)	$10Within the typical range ($5–$10 nationally)	At the national median	—	—	Source
Wire TransfersVerified
Wire Transfers \| Incoming	$10Within the typical range ($5–$15 nationally)	At the national median	per item	—	Source
Check ServicesVerified
Non-Customer Check Cashing	$5Within the typical range ($5–$10 nationally)	At the national median	per item	—	Source
Official Check (customers only)	$5
Digital & ElectronicVerified
ACH Return Charge	$25Within the typical range ($18.25–$30 nationally)	$2 below the national median	per item	—	Source
Cash & DepositVerified
Return Deposited Item Fee	$25Within the typical range ($10–$25 nationally)	$10 above the national median	per item	—	Source
Account ServicesVerified
10x10	$55Within the typical range ($25–$80 nationally)	$10 above the national median	—	—	Source
3x5	$20
Lending FeesVerified
Late Fee (after 30 day grace period)	$5Below the typical range ($13.50–$25 nationally)	$15 below the national median	—	—	Source
Other FeesVerified
Statement Copies	$3Within the typical range ($2–$5 nationally)	At the national median	—	—	Source

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Headline fees published

6 of 15

Published fees

Under review

Assets

$207.3M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$207.3M

Total deposits

$185.3M

Service charge income

$9K

Fee income ratio

0.58%

Return on assets

0.88%

Branches

Service charge income by quarter

Q2 2026$9K

Q1 2026$8K

Q4 2025$7K

Q3 2025$8K

Financial profile · Pro

Performance from regulator filings

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