The First National Bank of Absecon

Headquarters: Absecon, New Jersey
Charter: Bank
Assets: $195.0M
Fed district: Philadelphia

20 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 27, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
CHECKING COMPARISON TABLE $2 to $7
Compared at $4.50, the middle of its prices
The First National Bank of Absecon: $2 to $7
The First National Bank of Absecon: $2 to $7
U.S. median: no median
Overdraft (OD)
The First National Bank of Absecon: $35
The First National Bank of Absecon: $35
U.S. median: no median
NSF / Returned Item
The First National Bank of Absecon: $35
The First National Bank of Absecon: $35
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 27, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New Jersey, the Philadelphia district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New Jersey: Banks and credit unions headquartered in New Jersey that publish the fee.
Philadelphia district: Banks and credit unions headquartered in the Philadelphia Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank of Absecon’s own schedules, with a source for each figure.

Account Maintenance

Monthly service charge waived for individuals 62 year of age$2
per month · waived for individuals 62 year of age + $2.00 monthly
Monthly Service Fees$7
per month
Average balance below =$10
Savings Account Closed within six (6) months of opening$5
Dormant Account (fee per month)$10
per month
Research (Hourly Rate)$25
Not compared: Charged per hour; comparison unavailable
per hour
Paper Statement$2
per month
Statement – Request for printed statement$5

Overdraft & NSF

Overdraft fee$35
per item
Returned Checks$35

ATM & Card

One Free Replacement Card per calendar year$10

Wire Transfers

Wire Transfers (Depositors Only) Outgoing (Domestic)$25
Wire Transfers (Depositors Only) Incoming (Domestic)$15
Wire Transfers (Depositors Only) Incoming (Foreign)$15

Check Services

Cashiers Checks (for Depositors Only)$8
Money Orders (FAB 50 Customers)$1
Money Orders (for Depositors only)$5
Stop Payment on check or ACH$30
Cost per Counter Check$0.50
Collection Items/Foreign Currency (plus postage & charges applied by other bank)$20

Cash & Deposit

Deposited Items Returned$15

Account Services

Lien/Levy Against Account$100

Retirement & IRA

IRA Premature Distribution$25

Gift & Prepaid Cards

Visa® Gift cards (per card)$4
per item

Fee	Amount	Basis	Note
Account Maintenance
Monthly service charge waived for individuals 62 year of age	$2	per month	waived for individuals 62 year of age + $2.00 monthly
Monthly Service Fees	$7	per month	None
Average balance below =	$10	Not stated	None
Savings Account Closed within six (6) months of opening	$5	Not stated	None
Dormant Account (fee per month)	$10	per month	None
Research (Hourly Rate)	$25Not compared: Charged per hour; comparison unavailable	per hour	None
Paper Statement	$2	per month	None
Statement – Request for printed statement	$5	Not stated	None
Overdraft & NSF
Overdraft fee	$35	per item	None
Returned Checks	$35	Not stated	None
ATM & Card
One Free Replacement Card per calendar year	$10	Not stated	None
Wire Transfers
Wire Transfers (Depositors Only) Outgoing (Domestic)	$25	Not stated	None
Wire Transfers (Depositors Only) Incoming (Domestic)	$15	Not stated	None
Wire Transfers (Depositors Only) Incoming (Foreign)	$15	Not stated	None
Check Services
Cashiers Checks (for Depositors Only)	$8	Not stated	None
Money Orders (FAB 50 Customers)	$1	Not stated	None
Money Orders (for Depositors only)	$5	Not stated	None
Stop Payment on check or ACH	$30	Not stated	None
Cost per Counter Check	$0.50	Not stated	None
Collection Items/Foreign Currency (plus postage & charges applied by other bank)	$20	Not stated	None
Cash & Deposit
Deposited Items Returned	$15	Not stated	None
Account Services
Lien/Levy Against Account	$100	Not stated	None
Retirement & IRA
IRA Premature Distribution	$25	Not stated	None
Gift & Prepaid Cards
Visa® Gift cards (per card)	$4	per item	None

Correct a fee source

Oct 27, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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