Bank 21

Headquarters: Carrollton, Missouri
Charter: Bank
Assets: $202.1M
Fed district: Kansas City

13 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 2, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Overdraft (OD)
Bank 21: $25
Bank 21: $25
U.S. median: no median
NSF / Returned Item
Bank 21: $25
Bank 21: $25
U.S. median: no median
Stop Payment
Bank 21: $25
Bank 21: $25
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 2, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Missouri, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Missouri: Banks and credit unions headquartered in Missouri that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Bank 21’s own schedules, with a source for each figure.

Account Maintenance

Early Account Closing Fee (Within 90 Days of Account Opening)$35

Overdraft & NSF

Overdraft fee$25
per item
Return Item Charge$25

ATM & Card

Replacement ATM/Debit Card$5

Check Services

Cashier's Checks ($0.01 to $10,000.00)$5
Cashier's Checks ($10,000.01 and Over)$10
Personal Money Order ($0.01 to $1,000.00)$1.50
Stop Payment Request (Per Request)$25
per item
Check Cashing Fee (Per for Non Checking Account Customers)$1
Photocopies of Checks (Per Item)$2.75
per item

Account Services

Notary Service$2
Annual Rent 10X10 Box$50
per year
Annual Rent 10X10 Box B$90
per year
Annual Rent 3X10 Box$20
per year
Annual Rent 3X10 Box B$40
per year
Annual Rent 3X5 Box$10
per year
Annual Rent 3X5 Box B$25
per year
Annual Rent 5X10 Box$25
per year
Annual Rent 5X10 Box B$60
per year
Annual Rent 5X5 Box$15
per year
Drilling Fee$160
Not compared: Box drilling or key fee
Levies, Fees, & Garnishments$25

Other Fees

Copies (Per Page)$0.25
Not compared: Charged per page; comparison unavailable
per page
Copies of Statements (Per Page)$2.50
Not compared: Charged per page; comparison unavailable
per page
Fax Fees (Per Page)$1
Not compared: Charged per page; comparison unavailable
per page
Temporary Statement Printout (Per Request)$2
per item

Fee	Amount	Basis	Note
Account Maintenance
Early Account Closing Fee (Within 90 Days of Account Opening)	$35	Not stated	None
Overdraft & NSF
Overdraft fee	$25	per item	None
Return Item Charge	$25	Not stated	None
ATM & Card
Replacement ATM/Debit Card	$5	Not stated	None
Check Services
Cashier's Checks ($0.01 to $10,000.00)	$5	Not stated	None
Cashier's Checks ($10,000.01 and Over)	$10	Not stated	None
Personal Money Order ($0.01 to $1,000.00)	$1.50	Not stated	None
Stop Payment Request (Per Request)	$25	per item	None
Check Cashing Fee (Per for Non Checking Account Customers)	$1	Not stated	None
Photocopies of Checks (Per Item)	$2.75	per item	None
Account Services
Notary Service	$2	Not stated	None
Annual Rent 10X10 Box	$50	per year	None
Annual Rent 10X10 Box B	$90	per year	None
Annual Rent 3X10 Box	$20	per year	None
Annual Rent 3X10 Box B	$40	per year	None
Annual Rent 3X5 Box	$10	per year	None
Annual Rent 3X5 Box B	$25	per year	None
Annual Rent 5X10 Box	$25	per year	None
Annual Rent 5X10 Box B	$60	per year	None
Annual Rent 5X5 Box	$15	per year	None
Drilling Fee	$160Not compared: Box drilling or key fee	Not stated	None
Levies, Fees, & Garnishments	$25	Not stated	None
Other Fees
Copies (Per Page)	$0.25Not compared: Charged per page; comparison unavailable	per page	None
Copies of Statements (Per Page)	$2.50Not compared: Charged per page; comparison unavailable	per page	None
Fax Fees (Per Page)	$1Not compared: Charged per page; comparison unavailable	per page	None
Temporary Statement Printout (Per Request)	$2	per item	None

Correct a fee source

Nov 2, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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