The Farmers State Bank

Headquarters: Quinton, Oklahoma
Charter: Bank
Assets: $193.9M
Fed district: Kansas City

14 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 14, 2026.

Explore Hamilton View published fees

Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Non-Network ATM
The Farmers State Bank: $1
The Farmers State Bank: $1
U.S. median: no median
Wire Transfer (Domestic Out)
The Farmers State Bank: $30
The Farmers State Bank: $30
U.S. median: no median
Stop Payment
The Farmers State Bank: $27
The Farmers State Bank: $27
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 14, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Oklahoma, the Kansas City district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Oklahoma: Banks and credit unions headquartered in Oklahoma that publish the fee.
Kansas City district: Banks and credit unions headquartered in the Kansas City Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The Farmers State Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Closing Fee$5
Fee to close account$5
one time
Dormant Account Fee - Per Month Fee$5
per month
Account Reconciliation - Per Hour Rate$10
Not compared: Charged per hour; comparison unavailable
per hour

ATM & Card

Offsite ATM/ITM Transaction Fee - Per Transaction Fee (audience not stated, treated as personal)$1
per transaction

Wire Transfers

Outgoing Domestic Wire Transfer (audience not stated, treated as personal)$30
Incoming Domestic Wire Transfer (audience not stated, treated as personal)$20

Check Services

Cashier's Check Fee - Per Check Fee$3
per item
Stop Payment Fee$27
Non-Customer Check Cashing Fee (audience not stated, treated as personal)1%
Imaged Copies - Statements/Checks - Per Page Fee$1
per item

Digital & Electronic

ACH Origination Fee - Per Origination File Per Customer Fee (audience not stated, treated as personal)$5
Internet Banking Bill Pay - Per Month Fee (audience not stated, treated as personal)$5.95
per month

Cash & Deposit

Charge-Back Check Fee$5

Account Services

Notary Fee - Waived for accountholders$5
Garnishments & Levies$10

Other Fees

Copies - Statements or Other Documents - Per Page Fee$1
per item
Incoming Fax Charge - Per Sheet Charge$1
per item
Outgoing Fax Charge - Over 2 Sheets - Per Sheet Charge$1
per item
Outgoing Fax Charge - up to 2 sheets$5

Fee	Amount	Basis	Note
Account Maintenance
Account Closing Fee	$5	Not stated	None
Fee to close account	$5	one time	None
Dormant Account Fee - Per Month Fee	$5	per month	None
Account Reconciliation - Per Hour Rate	$10Not compared: Charged per hour; comparison unavailable	per hour	None
ATM & Card
Offsite ATM/ITM Transaction Fee - Per Transaction Fee (audience not stated, treated as personal)	$1	per transaction	None
Wire Transfers
Outgoing Domestic Wire Transfer (audience not stated, treated as personal)	$30	Not stated	None
Incoming Domestic Wire Transfer (audience not stated, treated as personal)	$20	Not stated	None
Check Services
Cashier's Check Fee - Per Check Fee	$3	per item	None
Stop Payment Fee	$27	Not stated	None
Non-Customer Check Cashing Fee (audience not stated, treated as personal)	1%	Not stated	None
Imaged Copies - Statements/Checks - Per Page Fee	$1	per item	None
Digital & Electronic
ACH Origination Fee - Per Origination File Per Customer Fee (audience not stated, treated as personal)	$5	Not stated	None
Internet Banking Bill Pay - Per Month Fee (audience not stated, treated as personal)	$5.95	per month	None
Cash & Deposit
Charge-Back Check Fee	$5	Not stated	None
Account Services
Notary Fee - Waived for accountholders	$5	Not stated	None
Garnishments & Levies	$10	Not stated	None
Other Fees
Copies - Statements or Other Documents - Per Page Fee	$1	per item	None
Incoming Fax Charge - Per Sheet Charge	$1	per item	None
Outgoing Fax Charge - Over 2 Sheets - Per Sheet Charge	$1	per item	None
Outgoing Fax Charge - up to 2 sheets	$5	Not stated	None

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Oct 14, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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