The First National Bank of Groton

Headquarters: Groton, New York
Charter: Bank
Assets: $203.9M
Fed district: New York

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Oct 15, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

Monthly Maintenance
Basic Checking
The First National Bank of Groton: $3
The First National Bank of Groton: $3
U.S. median: no median
Wire Transfer (Domestic Out)
The First National Bank of Groton: $25
The First National Bank of Groton: $25
U.S. median: no median
Stop Payment
The First National Bank of Groton: $15
The First National Bank of Groton: $15
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Oct 15, 2026View sources

Each amount links to the fee schedule it was read from. Medians for New York, the New York district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
New York: Banks and credit unions headquartered in New York that publish the fee.
New York district: Banks and credit unions headquartered in the New York Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from The First National Bank of Groton’s own schedules, with a source for each figure.

Account Maintenance

Basic Checking Monthly service charge$3
per month · Avoid the $3.00 monthly service charge in one of two ways: Maintain a daily balance of $300 or more during your statement cycle Use direct deposit

Wire Transfers

Domestic Wire Transfers (per item)$25
per item
Foreign Wire Transfers (per item)$35
per item

Check Services

Bank Checks (per item)$3
per item
Certified Checks (per item)$15
per item
Money Orders (per item)$2
per item
Stop Payment$15
Collection Items (per item)$10
per item

Other Fees

Fax (per page)$1

Fee	Amount	Basis	Note
Account Maintenance
Basic Checking Monthly service charge	$3	per month	Avoid the $3.00 monthly service charge in one of two ways: Maintain a daily balance of $300 or more during your statement cycle Use direct deposit
Wire Transfers
Domestic Wire Transfers (per item)	$25	per item	None
Foreign Wire Transfers (per item)	$35	per item	None
Check Services
Bank Checks (per item)	$3	per item	None
Certified Checks (per item)	$15	per item	None
Money Orders (per item)	$2	per item	None
Stop Payment	$15	Not stated	None
Collection Items (per item)	$10	per item	None
Other Fees
Fax (per page)	$1	Not stated	None

Correct a fee source

Oct 15, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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