Fees published

Fees on this page come from the institution's own published fee schedule. Benchmark scores use only fees that cleared review.

Community bank, under $300M

First Cahawba Bank

Selma, AlabamaBankAtlanta Fed districtFees collected Feb 17, 2026Financials Q2 2026

Website Published fee schedule

Published fees

Published fees power benchmarks; fees under review do not.

vs. U.S. typical range:LowerTypicalHigher

Account MaintenanceVerified

Dormant Account Charge$5Within the typical range ($5–$10 nationally)

per month · Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=dormant_account; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Dormant Account Charge $5.00 per Month" · Source

Overdraft & NSFVerified

Non-Sufficient/Overdraft (per presentment)$33Above the typical range ($25–$30 nationally)
$3 above the national median
per item · Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=overdraft; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Non-Sufficient/Overdraft (per presentment) * $33.00" · Source
Overdraft Protection Transfer Fee (per presentment)$5Within the typical range ($2.38–$5 nationally)
At the national median
per item · Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=od_protection_transfer; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Overdraft Protection Transfer Fee (per presentment) * $5.00" · Source

ATM & CardVerified

ATM Card Replacement$10Within the typical range ($5–$10 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=card_replacement; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="ATM Card Replacement $10.00" · Source

Wire TransfersVerified

Outgoing Wire$22.50Within the typical range ($20–$25 nationally)
At the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=wire_domestic_outgoing; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Outgoing Wire $22.50" · Source

Check ServicesVerified

Cashier's Check Fee$10Above the typical range ($3–$5.50 nationally)
$5 above the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=cashiers_check; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Cashier's Check Fee $10.00" · Source
Counter Checks$5Above the typical range ($1–$4 nationally)
$3 above the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=counter_check; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Counter Checks $5.00 per page" · Source
Stop Payment Requests$35Above the typical range ($20–$30 nationally)
$8 above the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=stop_payment; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Stop Payment Requests $35.00" · Source

Cash & DepositVerified

Locking Deposit Bags$25Above the typical range ($5–$20 nationally)
$11.50 above the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=night_deposit; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Locking Deposit Bags $25.00" · Source
Return/Chargeback items$7.50Below the typical range ($9–$25 nationally)
$7.50 below the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=deposited_item_return; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Return/Chargeback items $7.50" · Source
Zipper Bags$7Within the typical range ($5–$20 nationally)
$6.50 below the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=night_deposit; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Zipper Bags $7.00" · Source

Account ServicesVerified

Levy/Garnishment$25Below the typical range ($30–$75 nationally)
$25 below the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=garnishment_levy; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Levy/Garnishment $25.00" · Source
Notary Fee$10Above the typical range ($0–$5 nationally)
$7.50 above the national median
Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=notary_fee; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Notary Fee $10.00 for Non-Customer" · Source

Swipe for source and notes →

Fee	Amount	vs national median	Basis	Note	Source
Account MaintenanceVerified
Dormant Account Charge	$5Within the typical range ($5–$10 nationally)	At the national median	per month	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=dormant_account; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Dormant Account Charge $5.00 per Month"	Source
Overdraft & NSFVerified
Non-Sufficient/Overdraft (per presentment)	$33Above the typical range ($25–$30 nationally)	$3 above the national median	per item	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=overdraft; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Non-Sufficient/Overdraft (per presentment) * $33.00"	Source
Overdraft Protection Transfer Fee (per presentment)
ATM & CardVerified
ATM Card Replacement	$10Within the typical range ($5–$10 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=card_replacement; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="ATM Card Replacement $10.00"	Source
Wire TransfersVerified
Outgoing Wire	$22.50Within the typical range ($20–$25 nationally)	At the national median	—	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=wire_domestic_outgoing; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Outgoing Wire $22.50"	Source
Check ServicesVerified
Cashier's Check Fee	$10Above the typical range ($3–$5.50 nationally)	$5 above the national median	—	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=cashiers_check; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Cashier's Check Fee $10.00"	Source
Counter Checks	$5
Cash & DepositVerified
Locking Deposit Bags	$25Above the typical range ($5–$20 nationally)	$11.50 above the national median	—	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=night_deposit; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Locking Deposit Bags $25.00"	Source
Return/Chargeback items	$7.50
Account ServicesVerified
Levy/Garnishment	$25Below the typical range ($30–$75 nationally)	$25 below the national median	—	Knox deterministic extraction from Rosetta artifact #5533. canonical_hint=garnishment_levy; text_hash=555184bbce92b82e8087ebf5552d7787a76355586e5a5129693355cdbf2b21c1; excerpt="Levy/Garnishment $25.00"	Source
Notary Fee

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Headline fees vs. national median

How the headline fees compare

Each figure below is the published fee set against the national median. The commissioned report benchmarks every fee against a verified peer set instead.

Overdraft

$33

Overdraft fee: $33

10% above the national median overdraft fee

Total fees: 13 — leaner than most institutions

Published fees

Under review

Assets

$205.7M

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Financial Context

Size and fee revenue

Financials as of Q2 2026 · FDIC call report

Total assets

$205.7M

Total deposits

$186.6M

Service charge income

$28K

Fee income ratio

1.1%

Return on assets

1.07%

Branches

Service charge income by quarter

Q2 2026$28K

Q1 2026$28K

Q4 2025$28K

Q3 2025$25K

Financial profile · Pro

Performance from regulator filings

10+ years of call-report history with peer benchmarks, branch footprint, consumer complaints, and SEC filings

Unlock all 61 fee categories, peer benchmarks by charter, size and district, CSV exports, and the Hamilton workspace.

Based on 25,624 verified fees from 2,223 institutions

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