Simmesport State Bank

Headquarters: Simmesport, Louisiana
Charter: Bank
Assets: $198.5M
Fed district: Atlanta

8 published fees; none has a market median to compare yet.

Source: its fee schedule, read Nov 1, 2026.

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Fees against the market

Comparison with U.S. medians for fees published by banks and credit unions.

NSF / Returned Item
Simmesport State Bank: $35
Simmesport State Bank: $35
U.S. median: no median
Stop Payment
Simmesport State Bank: $15
Simmesport State Bank: $15
U.S. median: no median
OD Protection Transfer
Simmesport State Bank: $3
Simmesport State Bank: $3
U.S. median: no median

A blank median means fewer than 5 publish the fee.

Published schedulesBanks and credit unionsRead Nov 1, 2026View sources

Each amount links to the fee schedule it was read from. Medians for Louisiana, the Atlanta district and the U.S.: Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

Compared at: The value this page compares: its one price, or the middle of its prices when it lists several (the highest, its standard fee, for overdraft).
Same rules: Its fees and every median use the same rules. Business-only fees are left out. So are CD, IRA, card inactivity, box drilling and key fees filed under a fee they don’t match, and fees charged by a different period than the median (a quarterly fee beside monthly ones).
Louisiana: Banks and credit unions headquartered in Louisiana that publish the fee.
Atlanta district: Banks and credit unions headquartered in the Atlanta Fed district that publish the fee.
U.S.: Banks and credit unions across the Bank Fee Index that publish the fee.
About the same: Within 1% of the median.
Account: Fees not tied to a named account apply across its personal accounts.

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Published fee schedule

Amounts from Simmesport State Bank’s own schedules, with a source for each figure.

Account Maintenance

Account Research & Reconciliation$15
Not compared: Charged per hour; comparison unavailable
per hour · | Account Research & Reconciliation | | $15.00 per hour |

Overdraft & NSF

Non Sufficient Funds(NSF),Uncollected Funds and Returned Items: Personal and Business Accounts$35
per item
Auto Non- Overdraft Transfer of Funds (Innerbank Accts)$3

Check Services

Money Orders – all customers$1
ACH Stop Payment$15
Check Cashing Fee - noncustomers$2
Collection Items (per item): Incoming$5
per item
Document Copies (per item)$1
per item

Account Services

Lost Key$25
Not compared: Box drilling or key fee
per item
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)$25
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)$20
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)$50

Other Fees

Fax Machine Service (per page)$1
Not compared: Charged per page; comparison unavailable
per page · | Fax Machine Service (per page) | | $1.00 |

Fee	Amount	Basis	Note
Account Maintenance
Account Research & Reconciliation	$15Not compared: Charged per hour; comparison unavailable	per hour	\| Account Research & Reconciliation \| \| $15.00 per hour \|
Overdraft & NSF
Non Sufficient Funds(NSF),Uncollected Funds and Returned Items: Personal and Business Accounts	$35	per item	None
Auto Non- Overdraft Transfer of Funds (Innerbank Accts)	$3	Not stated	None
Check Services
Money Orders – all customers	$1	Not stated	None
ACH Stop Payment	$15	Not stated	None
Check Cashing Fee - noncustomers	$2	Not stated	None
Collection Items (per item): Incoming	$5	per item	None
Document Copies (per item)	$1	per item	None
Account Services
Lost Key	$25Not compared: Box drilling or key fee	per item	None
Safe Deposit Box 3 x 10 (audience not stated, treated as personal)	$25	Not stated	None
Safe Deposit Box 3 x 5 (audience not stated, treated as personal)	$20	Not stated	None
Safe Deposit Box 5 x 10 (audience not stated, treated as personal)	$50	Not stated	None
Other Fees
Fax Machine Service (per page)	$1Not compared: Charged per page; comparison unavailable	per page	\| Fax Machine Service (per page) \| \| $1.00 \|

Audience not stated on the bank’s schedule; treated as personal. Fees may differ for business or commercial accounts. How audience is decided

Correct a fee source

Nov 1, 2026 data snapshot. Each amount links to its fee schedule. The U.S. comparison is the middle 50% of Bank Fee Index published fees, shown where at least 5 institutions publish the fee.

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